Vibe Credit Union Danville IL | Affordable Vehicle Loans & Checking

Introduction

Welcome to Vibrant, your trusted partner in financial success since 1935. Located at 323 N Gilbert St, Danville, IL 61832, we have proudly served our community for decades, offering a range of financial services tailored to meet your needs. With a robust membership of 45,710 and total assets exceeding $1 billion, we are committed to providing personalized banking solutions that make a difference in your life. At Vibrant, we believe in the power of community. Our total deposits amount to an impressive $31,671,060, showcasing the trust our members place in us. We are dedicated to helping you achieve your financial goals with our diverse offerings, including auto loans, mortgages, personal loans, and business banking services. Whether you're looking to finance a new vehicle or manage your savings effectively, we have the tools and expertise to assist you. Led by our CEO Matthew McCombs and Board President Nick Kremer, our team of 159 employees is here to ensure that every interaction you have with us is positive and enriching. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to 6600 44th Ave, Moline, IL 61265-8127. We invite you to explore what makes Vibrant special. With total loans standing at 18,712 and a net worth of $93,659,371, we continue to grow alongside our members. For any inquiries or assistance, feel free to reach out at 800-323-5109. Let's embark on this financial journey together visit us today or check out our website at Vibrant Credit Union for more information!

Branch History & Mission

Community Impact

Vibrant's mission extends beyond just banking; we believe in giving back to the communities we serve. Through partnerships with local organizations and initiatives aimed at improving financial literacy and providing essential resources, we strive to make a positive impact on those around us. Our team is dedicated to supporting various community outreach programs that help individuals gain financial independence and stability. While members can visit us at 323 N Gilbert St for personalized service or drive-thru banking convenience, official correspondence should be sent to our mailing address: 6600 44th Ave, Moline, IL 61265-8127.

Join Us

With operating hours designed for your convenience Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to noon we invite you to experience what sets Vibrant apart. Whether you are looking for a new account or need assistance with loans or investments, our friendly staff is here to guide you every step of the way. If you're ready to join a community-focused credit union that values your needs and supports your dreams, connect with us today! Call us at 800-323-5109 or visit our website for more information on how we can assist you in achieving your financial goals. Together, let's build a vibrant future!

Our Journey

From our humble beginnings in the midst of the Great Depression, we have consistently prioritized the needs of our community. Our mission is simple yet powerful: to provide accessible financial services while fostering community development and individual well-being. Throughout the years, Vibrant has embraced innovation and adapted to changes in the financial landscape, ensuring that we remain relevant and beneficial for all members. Our branch has seen significant milestones over the decades. We've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to technology is evident through our robust online and mobile banking platforms. With these tools at your fingertips, managing your finances has never been easier.

Branch Location & Accessibility

Convenient Features

For those on the go, we have an ATM available at the branch for quick cash withdrawals and balance checks. Plus, our drive-thru banking allows you to handle deposits and simple transactions without leaving your car. While members can visit us at 323 N Gilbert St for all their banking needs, any official correspondence should be sent to our mailing address at 6600 44th Ave, Moline, IL 61265-8127. We invite you to come visit us today! Whether you're looking for friendly advice or need assistance with your account, the team at Vibrant is ready to serve you.

Easy Access and Nearby Landmarks

Located just a short drive from local landmarks like the Danville Symphony Orchestra and the beautiful Danville Gardens, our branch is perfectly situated for all your banking needs. You'll find ample parking available, and we are proud to be ADA compliant, ensuring that everyone can easily access our facilities.

Operating Hours and Services Offered

At Vibrant, we strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays, our drive-thru service operates from 8:30 AM to 12:00 PM. Need assistance? Feel free to reach out to us at 800-323-5109. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions.

Member Eligibility

At Vibrant, we believe that becoming a member is like joining a caring community where your financial well-being matters. Anyone who lives, works, or worships in the Danville area is welcome to become part of our family. If you're looking for a place that offers personalized service and a range of financial products tailored to your needs, you've come to the right spot. We pride ourselves on providing friendly support and various services, including checking accounts, loans, and more. To learn more about the specific eligibility criteria, feel free to visit our website at . Joining is simple! If you're ready to open an account, just head over to https://secure-vibrantcreditunion.org/enrollonline/businessmanualenroll.aspx or give us a call at (800) 323-5109. We look forward to welcoming you to Vibrant, located at 323 N Gilbert St Danville Il 61832!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to streamline your operations. Whether it's easy payment processing or managing transactions efficiently, we provide the support that allows you to focus on what you do best running your business. At Vibrant, we pride ourselves on being more than just a lender; we're your partner in success. For more information or to start a conversation about how we can assist your business, contact us today at (800) 323-5109.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,162,668, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, Vibrant offers comprehensive business banking solutions. Our merchant services simplify payment processing, while our business loans give you the financial support needed to grow your venture. We're committed to helping local businesses thrive.

Cash Withdrawal Services

Need cash? We've got you covered! Our ATM and cash withdrawal services ensure that you have access to your money when you need it most. With basic drive-thru banking available for quick deposits, withdrawals, and simple transactions, we make it easy for you to handle your banking needs without any hassle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing provide competitive rates to help you get behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services make the process smooth and straightforward. In addition, we offer personal loans and debt consolidation options to help you manage expenses or consolidate debt into one easy payment. And don't forget about our credit cards with rewards a great way to earn points on your everyday purchases!

Visit Us Today!

At Vibrant, we pride ourselves on creating a welcoming environment for all our members in Danville and beyond. If you're ready to explore what we can do for you, don't hesitate to reach out! Call us at 800-323-5109, or visit us in person during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. Join us at Vibrant today your financial journey starts here! For more information about our services, feel free to visit our website at Vibrant Credit Union.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Just visit https://www.vibrantcreditunion.org/ to get started. With our user-friendly interface, navigating through your accounts is a breeze. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements saving trees while simplifying your banking experience.

Effortless Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. While this feature isn't currently available, we're always working on new solutions to improve how you manage money. In summary, at Vibrant, we're committed to providing you with easy access to your accounts and tools that help you manage your finances effectively. Experience the future of banking today!

Mobile Access at Your Fingertips

With our mobile application, managing your finances is even easier. You can make deposits, view account activity, and more all from the convenience of your smartphone. While mobile payments aren't available yet, we are continuously looking for ways to enhance our offerings to better serve you.

Security You Can Trust

We prioritize your security. Our electronic signature authorization feature ensures that all your transactions are safe and verified. You can bank confidently knowing that your information is protected with state-of-the-art security measures.

Financial Strength

A Solid Foundation

With a net worth of $93,659,371, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 872% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our -$85,714 net income reflects our commitment to investing back into our community rather than prioritizing profits. We also take pride in having 158 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share and Deposit Accounts stand at 102,929, showing a strong and growing member base that trusts us with their finances. With available funds for lending and investments totaling $982,806, we are equipped to meet your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Vibrant is your trusted partner. Visit us at 323 N Gilbert St Danville Il 61832 or call 800-323-5109 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $87,659,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $60,280 in used auto loans and $802,014,617 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $309,682,179 in share certificates and $49,249,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $67,952,482, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,973,969 in used vehicle loans and $24,814,380 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $53,162,668 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, our business lending solutions are designed to support your ambitions. At Vibrant, we believe that everyone deserves access to the financial resources they need. If you're interested in refinancing options or want to check eligibility for any of our products, please don't hesitate to ask our team. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can fit into your life by visiting us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $152,379,336, make buying or refinancing simple. We offer various mortgage products that can be customized based on your financial situation and goals.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,411 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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