Verity Credit Union Seattle WA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Verity, your trusted credit union located at 8533 Greenwood Ave N, Seattle, WA 98103. Since our establishment in 1933, we have been dedicated to serving our community with reliable financial solutions tailored to meet the diverse needs of our members. With over 37,000 members and assets exceeding $750 million, we pride ourselves on being a cornerstone of financial support and guidance in the Seattle area. At Verity, our commitment goes beyond just numbers. Our team, led by CEO Tonita Webb and Board President Will Collins, works tirelessly to create an environment where every member feels valued and empowered. Whether you are looking for personal banking services like checking and savings accounts, vehicle financing, or business loans, we have a comprehensive range of products designed to help you thrive financially. While members can visit us at our branch address, official correspondence should be sent to 11027 Meridian Ave N, Seattle, WA 98133. Feel free to reach out at 206-641-2867 if you have any questions or need assistance; our friendly staff is here to help! With total loans reaching 22,920 and deposits amounting to $61,219,738, we ensure that your money is not only safe but also working for you. We understand the importance of trust when it comes to finances, and that's why we maintain a net worth of $77,374,124, providing you peace of mind knowing your funds are secure. Join us at Verity today and experience the difference a community-focused credit union can make in your financial journey! Visit our website at veritycu.com for more information or stop by during our lobby hours from Monday through Friday between 10 AM and 6 PM. We look forward to welcoming you into our family!

Branch History & Mission

At Verity, our story began in 1933 right here in Seattle, Washington. Over the years, we have grown from a small credit union into a vibrant community-focused financial institution. Today, we proudly serve over 37,000 members, providing them with reliable banking services and support. Our branch is located at 8533 Greenwood Ave N, nestled in the heart of the Greenwood neighborhood, making it easy for our members to access our services. Our mission at Verity is simple yet profound: to empower our members to achieve their financial goals while nurturing a strong sense of community. We believe that banking should be about more than just transactions; it should be about building relationships and supporting one another. This commitment drives us to offer a range of personal and business banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Throughout our history, we have embraced innovation while staying true to our core values. With total assets exceeding $750 million, we are well-equipped to meet the diverse needs of our members. We understand that convenience matters, which is why we offer modern amenities such as online and mobile banking, as well as ATM access for easy withdrawals. While members can visit us at 8533 Greenwood Ave N for all their banking needs, official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. As part of our commitment to being accessible to everyone in the community, we have ADA-compliant facilities and shared service centers that allow members from partner credit unions to utilize our resources. Although we do not currently offer drive-thru services, we ensure that our lobby hours from Monday through Friday from 10 am to 6 pm are convenient for all. Verity has always believed in giving back to the community. We actively engage in outreach programs and partnerships that help those in need. By investing in local initiatives and supporting charitable organizations, we strive to make a positive impact beyond just financial services. We invite you to join the Verity family and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Whether you're looking for a new bank or simply want to explore your options, we're here to help you every step of the way. Reach out to us at 206-641-2867 or visit us online at www.veritycu.com to learn more about how we can support your financial journey!

Branch Location & Accessibility

Accessibility Features

At Verity, we understand that accessibility is key. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. Whether you're stopping by for personal banking or seeking assistance with loans, our welcoming environment is here for you.

Additional Services

For those on the go, we offer ATM availability right at our location, providing easy access to cash and balance checks whenever you need it. While we don't have a drive-thru service, our shared service center allows members from partner credit unions to complete basic transactions like deposits and withdrawals effortlessly. While members can visit us at 8533 Greenwood Ave N for all their banking needs, official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. Come visit us today! We look forward to welcoming you into the Verity family and helping you achieve your financial goals.

Operating Hours

We're open Monday through Friday from 10 AM to 6 PM, making it convenient for you to drop by before or after work. Our team is always ready to help you with services ranging from checking and savings accounts to auto loans and mortgage refinancing. If you need any assistance outside of these hours, feel free to reach out at 206-641-2867.

Member Eligibility

At Verity, we believe that becoming a member means joining a supportive community where your financial well-being is our priority. If you're interested in enjoying the benefits of membership, you'll be glad to know that eligibility is designed to be inclusive. To become a member at Verity, simply check if you meet our friendly criteria, which often includes living or working in the area or having family connections to current members. For more detailed information about who can join us, feel free to visit our eligibility page here. Opening an account is straightforward and welcoming! You can get started by visiting our account opening page here. Should you have any questions or need assistance during the process, don't hesitate to reach out at 206-641-2867. We're here to help you every step of the way as you embark on your journey with Verity!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a streamlined payment process that allows you to focus on what you do best running your business. Our merchant services offer easy payment solutions that can keep your cash flow steady. Whether you're processing credit card transactions or managing online payments, we've got the tools to simplify your operations. Join us at Verity where we are not just a bank; we are your partners in success! For more information, feel free to call us at (206) 641-2867 or visit our website at http://www.veritycu.com .

Comprehensive List Of Services

Always Here for You

Our branch staff are committed to providing exceptional service during our operating hours from Monday through Friday from 10 AM to 6 PM. If you have questions or need assistance with any of our services, don't hesitate to call us at 206-641-2867. Explore how Verity can be your trusted financial partner by visiting us at our Greenwood Branch or checking out more about what we offer online at veritycu.com. Your financial journey starts here!

Business Banking Support

For small business owners and entrepreneurs, we understand that managing finances can be challenging. That's why we provide comprehensive Business Banking Services, including Merchant Services & Business Loans tailored to help your business thrive. Our team is dedicated to supporting local businesses in Seattle and beyond.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking services ensure that you can manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. We also have an ATM & Cash Withdrawal Service available for quick access to your funds without the hassle. If you're a member of a partner credit union, you can take advantage of basic shared branch transactions like deposits and withdrawals too.

Personal Banking Solutions

Managing your finances is easier than ever with our personal banking options. At Verity, you can open Checking & Savings Accounts that fit your lifestyle. If you're considering purchasing a vehicle, explore our Auto Loans & Vehicle Financing which provide competitive rates to help you hit the road in no time. We also offer Mortgage Loans & Refinancing to assist you in finding the perfect home or lowering your current mortgage payments. If life brings unexpected expenses, our Personal Loans & Debt Consolidation options can help ease your financial burden. For those who enjoy earning rewards while spending, check out our Credit Cards with Rewards, making every purchase more rewarding.

Digital & Online Banking

Accessibility Made Easy

We believe that banking should be straightforward and accessible. That's why we've made our online services user-friendly, so everyone can enjoy hassle-free access to their finances. With mobile payments enabled, you can shop conveniently without the need for cash or cards. In a world where time is precious, Verity is here to help simplify your banking experience. Explore all our digital offerings today and take control of your financial journey!

Key Services for Your Convenience

Our online banking platform lets you check balances, pay bills, and transfer money with just a few clicks. You can easily enroll in e-statements, so you'll never have to worry about paper clutter again. Plus, our mobile application offers the same functionality right at your fingertips, allowing you to manage your accounts on the go. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple. Whether it's splitting a bill or sending a gift, you can do it instantly from your phone or computer.

Security You Can Trust

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your personal information. You can bank confidently knowing that your data is safe with us.

Financial Strength

At Verity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands, allowing you to focus on what matters most. With a net worth of $77,374,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,165,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,986 in used auto loans and $636,632,457 in total loans and leases. Our $2,361,364 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 135 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 75,631, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 8533 Greenwood Ave N Seattle Wa 98103 or call (206) 641-2867 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have flexible options to meet your needs.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $98,099,830 provide the capital needed to expand operations or invest in new projects. We're dedicated to supporting local businesses and helping them thrive. We believe everyone deserves access to financial resources that align with their goals. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, don't hesitate to reach out. To explore our offerings further or get started today, visit us at Verity, located at 8533 Greenwood Ave N Seattle WA 98103, or give us a call at 206-641-2867 during our operating hours from Monday through Friday from 10 am to 6 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, make buying or refinancing simple. We provide competitive rates and personalized service to ensure that your home financing experience is as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $28,532,921 helping members manage their finances effectively. It's an excellent way to handle unexpected costs while enjoying the benefits of rewards and low fees.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results available from the NCUA, guaranteeing that users receive fair and transparent offers (Source: https://www.ncua.gov ).

Benefits of Using LendMesh

Using LendMesh comes with several clear advantages: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to explore their options without pressure or hidden agendas, LendMesh stands out as a reliable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Verity