Valley Credit Union Brownsville TX | Quick Personal Loans & ATM Access

Introduction

Welcome to Valley Credit Union, your trusted financial partner located at 183 E Price Rd, Brownsville, TX 78521. Since our establishment in 1935, we've proudly served our community, growing to a vibrant membership of 9,249 individuals who rely on us for their financial needs. Our commitment to you is reflected in our impressive total assets of $108,191,641 and total deposits amounting to $7,839,153, ensuring that we are here for you today and in the future. At Valley Credit Union, we understand the importance of personalized banking services. Under the leadership of our CEO, Norma Jasso, and Board President, Michael Forbes, we strive to create a welcoming environment that promotes financial well-being. Our dedicated team of 37 employees is always ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 4700, Brownsville, TX 78523-4700. We also offer convenient services like online banking and mobile payments to make managing your finances easier than ever. Join us in making a positive impact within our community. Whether you're looking for guidance on personal loans or want to explore business banking options, we're here for you every step of the way. For any inquiries or assistance, feel free to call us at (956) 546-3108 or visit our website at www.vfcu.net. We look forward to serving you!

Branch History & Mission

Welcome to Valley, where our story began in 1935, right here in the heart of Brownsville, TX. Over the decades, we have grown from a small credit union into a vital part of the community, serving over 9,249 members today. Our commitment to providing accessible financial services has remained strong since our inception. Located at 183 E Price Rd Brownsville Tx 78521, just a stone's throw away from local landmarks that define our community, we are proud to be a welcoming place for all. Whether you're visiting for banking services or simply to learn more about what we offer, you'll find our doors open and ready to assist you. At Valley, we believe in more than just banking; we are dedicated to uplifting our community. Our mission is clear: to empower our members through personalized financial solutions while fostering a spirit of mutual support. We strive to make a positive impact not only through our comprehensive range of services including personal and business banking options but also through partnerships with local organizations that share our values. Over the years, we've embraced technology to enhance your banking experience. With features like online banking, mobile payments, and e-statements, managing your finances is easier than ever. We also take pride in being ADA compliant, ensuring everyone can access our services comfortably. Our branch operates with purpose and care. While you can visit us at 183 E Price Rd Brownsville Tx 78521, official correspondence should be sent to P.O. Box 4700, Brownsville, TX 78523-4700 if it differs. We're here Monday through Friday from 9:00 am to 6:00 pm and on Saturday from 9:00 am to 1:00 pm for drive-thru services. You can reach us at (956) 546-3108 for any questions or assistance. As we continue to grow and evolve, we invite you to join our family at Valley. Experience firsthand how we prioritize your financial well-being and community involvement. Together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Valley, we take pride in offering a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, with ATM availability and drive-thru banking options, managing your money has never been easier. While members can visit us at 183 E Price Rd Brownsville Tx 78521, official correspondence should be sent to P.O. Box 4700, Brownsville, TX 78523-4700 if needed. If you're interested in exploring what we offer or have questions about becoming a member, please don't hesitate to give us a call at (956) 546-3108. We invite you to stop by and experience the friendly service that sets us apart. Your financial journey starts here at Valley!

Easy Access and Amenities

Finding us is a breeze, and we offer ample parking right outside our doors. For those who may require assistance, our branch is fully compliant with ADA standards, ensuring that everyone can access our services without any hassle. Whether you're visiting us for personal banking or business needs, you'll find our team ready to help you with a smile.

Operating Hours Tailored for You

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. This flexibility allows you to visit us at your convenience, whether you're looking to open an account, apply for a loan, or just ask a question.

Member Eligibility

At Valley, we believe that everyone deserves a supportive financial partner. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're already on the path to joining our community at 183 E Price Rd Brownsville Tx 78521. We cherish our members and offer a range of benefits designed to help you achieve your financial goals. To learn more about specific eligibility requirements, feel free to visit us at https://www.vfcu.net/become-a-member-local-federal-credit-union/ . Ready to take the next step? Opening an account with us is straightforward. You can find detailed information on how to get started by visiting https://www.financial-net.com/valleyfcu/lending/internetloans . If you have any questions or need assistance, don't hesitate to give us a call at (956) 546-3108. We can't wait to welcome you into the Valley family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture a retail store seamlessly accepting payments from customers via card or mobile wallet without any hassle. Our services ensure your transactions are quick and secure, allowing you to focus on what truly matters growing your business. Whether you're at our branch located at 183 E Price Rd Brownsville Tx 78521 in Brownsville, TX, or exploring options online, we're here to help you succeed. Reach out today at (956) 546-3108 to learn more about how we can support your business!

Comprehensive List Of Services

Accessing Funds Made Easy

Need cash? Our ATM services make it simple for you to access your funds whenever needed. You can also take advantage of basic drive-thru banking for quick deposits, withdrawals, and simple transactions without having to leave your vehicle. And if you're a member of a partner credit union, our shared branch transactions allow you to deposit or withdraw funds effortlessly. As a member of Valley, you can enjoy all these services backed by friendly support from our team. If you have any questions or need assistance, don't hesitate to call us at (956) 546-3108.

Business Banking Services

Running a business comes with its own set of challenges, but at Valley, we aim to simplify your financial management. Our business banking services, which include merchant services and business loans, are designed to support your growth and success. We understand that every business is unique, so we work closely with you to find the best financial products that suit your specific needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts from anywhere, anytime. With features like mobile payments, person-to-person transfers, and electronic statements, staying on top of your finances has never been easier.

Join Us Today!

We invite you to explore all that we have to offer! Visit us at our branch in Brownsville, TX, or check out our website at https://www.vfcu.net/ for more information on how we can help you achieve your financial dreams. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of accounts designed to fit your lifestyle. Our checking and savings accounts make it easy to manage your day-to-day finances while saving for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help get you on the road without breaking the bank. For those interested in home ownership, our mortgage loans and refinancing options are available to ensure you find the right fit for your housing needs. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible solutions tailored just for you. Plus, with our credit cards with rewards, every purchase can bring you closer to exciting perks and benefits!

Digital & Online Banking

Accessibility and Real-Time Management

Whether you're sending money to a friend through person-to-person transfers or checking in on your accounts late at night, our 24/7 online banking services are here for you. You have real-time access to your financial information whenever you need it. With all these user-friendly features combined, Valley is committed to making your banking experience as smooth as possible. Join us today and discover how easy managing your finances can be!

Key Features

Our online banking platform, accessible at https://www.vfcu.net/ , offers a wide range of features tailored to meet your needs. You can easily check balances, view transaction history, and transfer funds all with the peace of mind that comes from our robust security measures. Need to sign documents? No problem! Our electronic signature authorization feature allows you to complete transactions quickly and securely without needing to visit a branch. Plus, with e-statements available, you can keep track of your finances in an eco-friendly way. If you're looking for quick payment solutions, our mobile payments feature lets you pay directly from your smartphone perfect for busy lifestyles. Additionally, our mobile application makes banking even easier; it's designed for ease of use so you can manage your accounts on the go.

Financial Strength

At Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong and reliable financial foundation that supports you in achieving your goals. With a net worth of $13,919,007, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,528,280 in share certificates and $4,776,639 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,664,639 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $61,384,610 in total loans and leases, including 577 used auto loans, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to focus on the quality of service rather than profits. We also take pride in having 34 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) amount to $1,344,402, while our total share accounts stand at 16,317 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley is your trusted partner. Visit us at 183 E Price Rd Brownsville Tx 78521 or call 956-546-3108 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,653,482 in used vehicle loans and $24,161,782 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle. If you're considering refinancing your existing auto loan for better rates or terms, our team is here to guide you through eligibility options.

Credit Lines

In addition to our personal loans and credit products, we provide total credit lines of $8,000,000. These lines can be utilized for unexpected expenses or planned purchases. They offer flexibility and easy access to funds when you need them most. For business owners seeking financial support, our outstanding commercial loans are available to help provide the capital needed for growth and expansion. If you're ready to take the next step towards achieving your financial goals or if you have questions about eligibility and refinancing options, don't hesitate to reach out! You can contact us at 956-546-3108 during our operating hours: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $931,542, make buying or refinancing simple. Our mortgage specialists are available to discuss various products that can help you secure your dream home while ensuring affordability.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,742,273 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply have a backup for emergencies, our credit cards come with competitive rates and rewards tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users are presented with genuine loan options.

Valley