Valex Credit Union Pineville LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Valex, your trusted financial partner located at 820 Main St, Pineville, LA 71360. Since our establishment in 1949, we have been dedicated to serving our community and supporting our members' financial journeys. With over 3,000 members and total assets reaching an impressive $43,781,654, we pride ourselves on being a cornerstone of financial stability and support in Pineville. At Valex, we understand that each member's needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our team is here to help you every step of the way. Our commitment to excellent service is reflected in our total deposits of $1,305,964 and a net worth of $3,080,387. Led by our dedicated CEO Chris Chelette and Board President Deron Thaxton, our team of 11 employees works tirelessly to ensure that you receive personalized attention and quality service. We believe in building lasting relationships within our community and offering services that truly benefit our members. While you can visit us at our branch for face-to-face assistance, please note that any official correspondence should be sent to the same address: 820 MAIN ST, PINEVILLE, LA 71360-6406. If you're ready to take control of your finances or simply want to learn more about what we offer, don't hesitate to reach out! Call us today at 318-443-1200 or explore our website at valexfcu.org for more information. Your financial future starts here with Valex!

Branch History & Mission

Growth and Community Engagement

Since opening our doors, we've embraced advancements in technology to enhance our services. Our members enjoy features like online banking and mobile applications that make managing finances easier than ever. While we currently do not offer ATM services, we do provide a convenient drive-thru option for quick transactions. We are committed to maintaining an accessible environment for all, ensuring compliance with ADA standards so that everyone can benefit from our services. Additionally, we actively engage in community outreach programs aimed at improving the lives of those around us.

Join Us!

As we continue to grow and evolve, we invite you to become part of the Valex family. Whether you're looking for personal banking solutions or seeking guidance on loans and credit options, we're here for you. Experience the difference of a credit union that truly cares about its members. For more information about membership or to reach out with any questions, feel free to call us at 318-443-1200 or visit our website at www.valexfcu.org. Let's embark on this journey together towards financial empowerment!

Our Mission

At Valex, our mission is clear: we strive to provide exceptional financial services while supporting our local community. We believe that everyone deserves access to reliable banking options, whether it's personal checking accounts, auto loans, or mortgage financing. Our approach focuses on building relationships with our members and understanding their unique needs. We are not just about transactions; we're about people. We aim to empower our members through education and outreach programs that foster financial literacy and well-being. By partnering with local organizations, we work hard to make a positive impact in Pineville and the surrounding areas.

Branch Location & Accessibility

Accessibility Features

At Valex, we believe that everyone should have access to banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure a smooth experience for all members. Plus, we have ample parking available right outside our doors.

Get in Touch

We invite you to come see us at Valex! If you have questions or want more information about our services before visiting, don't hesitate to call us at 318-443-1200. Our friendly staff is eager to help you navigate your financial journey. We look forward to welcoming you soon!

Operating Hours

We're here for you during the week! Our lobby hours are from 9:00 AM to 4:00 PM Monday through Thursday and open early at 8:00 AM on Fridays until 4:30 PM. With these hours, we aim to accommodate your schedule so you can visit us when it's most convenient for you.

Services Offered

While you're here, take advantage of our various services tailored just for you. From checking and savings accounts to vehicle financing and mortgage loans, we've got everything you need under one roof. If you're in a hurry, feel free to use our drive-thru service for quick deposits or withdrawals without leaving your car.

Member Eligibility

Joining the Valex community is more than just opening an account; it's about becoming part of a supportive family that values its members. At Valex, located at 820 Main St Pineville, LA 71360, we welcome individuals who live, work, worship, or attend school in our local area. It's a simple and inclusive process that ensures everyone can benefit from our personalized banking services. To discover more about eligibility details, you can visit our website at this link. Becoming a member not only opens doors to a wide range of financial products but also connects you with a team that genuinely cares about your financial well-being. Whether you need help with personal loans, auto financing, or just want to manage your savings better, we are here for you. If you're ready to take the next step and open an account, please check out this page or give us a call at 318-443-1200. We're excited to welcome you into the Valex family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services make it easier for you to manage transactions and enhance customer satisfaction. Imagine having a reliable partner by your side, ensuring that payments are processed smoothly so you can focus on what really matters growing your business. At Valex, we believe that every business deserves the tools and support needed to succeed. Whether you're starting out or expanding, we're here to help turn your vision into reality. For more information on how we can assist your business, visit us today or give us a call at (318) 443-1200!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans, we are dedicated to providing flexible financing solutions for all local businesses in the future.

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

While we currently do not have ATM availability on-site, our cash withdrawal services through drive-thru banking ensure that accessing your funds is both safe and efficient. We invite you to visit us at Valex in Pineville or give us a call at 318-443-1200 for more information about any of these services. Let us help you take the next step towards financial empowerment today! Whether you're saving for a special occasion or planning for retirement, our friendly staff is here to assist you every step of the way. Come discover how Valex can make banking easy and accessible for you!

Business Banking Services

For entrepreneurs and small business owners, Valex offers comprehensive business banking services. From merchant services that simplify transactions to business loans that fuel growth, we understand the unique needs of businesses in our community.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills with just a few clicks. Our drive-thru service also ensures quick access for deposits and withdrawals without leaving your vehicle.

Loans and Credit Options

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you navigate those challenges without stress. Plus, enjoy the perks of our credit cards with rewards, making every purchase work for you.

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account that suits your lifestyle and helps you manage your finances effectively. If you're planning to buy a car, explore our auto loans and vehicle financing options that offer competitive rates and flexible terms. For those considering homeownership, our mortgage loans and refinancing options provide the support you need to make your dream home a reality.

Digital & Online Banking

Key Features of Our Online Banking

With just a few clicks on our website https://valexfcu.org/, you can enjoy 24/7 online banking services that let you check balances, pay bills, and transfer funds easily. No more waiting in line or rushing to the bank before closing time; everything is at your fingertips! Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without any hassle. Plus, with electronic signature authorization available, signing documents is straightforward and secure.

Security and Convenience

We prioritize your security while making banking convenient. With options for e-statements, you can keep track of your transactions without the clutter of paper statements. This not only saves trees but also gives you immediate access to your account history whenever you need it. For those who prefer managing their finances on their smartphones, our mobile application is available for download. It provides all the features you love about online banking right in your pocket perfect for busy lifestyles! While mobile payments are not currently offered, we ensure that all transactions done through our online platform are safe and reliable. You can trust us to protect your information while giving you the tools to manage your money effectively. At Valex, we strive to make your banking experience smooth and user-friendly. Join us today and discover how easy it is to take control of your finances!

Financial Strength

At Valex, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength positions us as a reliable partner for your banking needs. With a net worth of $3,080,387, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $704 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,553,850 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, we prioritize our members by focusing our resources on you; with non-member deposits at $5,316,000, we ensure that our operations benefit you through better loan rates and exclusive perks. With $3,080,387 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to support your financial goals is evident with $543 in used auto loans and $35,274,147 in total loans and leases available for our members. Our operational efficiency is reflected in our $0, enabling us to continue providing competitive loan rates and solid financial products tailored to your needs. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable, committed team. Furthermore, our net shares available for lending stand at $2,295,865, supporting a strong lending environment. With a total of 5,085 deposit accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valex is your trusted partner. Visit us at 820 Main St Pineville La 71360 or call (318) 443-1200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,845,498 in used vehicle loans and $10,520,250 in new vehicle loans already helping members get on the road. With a total of 1,086 auto loans issued, we make financing your next vehicle straightforward and accessible.

Credit Lines and Refinancing Options

If you're looking for additional flexibility in managing your finances, our credit lines totaling $2,500,000 can provide the support you need. Plus, if you're considering refinancing any existing loans or exploring eligibility options for new financing solutions, we're here to guide you through the process. At Valex, we prioritize your financial wellness. For more information on our loan offerings or to discuss your specific needs with one of our team members, feel free to reach out at (318) 443-1200 or visit us at 820 Main St Pineville La 71360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,330, make buying or refinancing simple. We aim to assist you in navigating the home loan process with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,811,026 in loans helping members manage their finances effectively. Our credit card options come with rewards that can enhance your purchasing power.

Loan Aggregator

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Valex