University Credit Union Round Rock TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to University at 2151 E Palm Valley Blvd, Round Rock, TX 78665! Since our establishment in 1936, we have dedicated ourselves to serving our members with integrity and care. With a total membership of 391,419, we are proud to be a trusted financial partner for individuals and families in our community. At University, we understand that your financial journey is unique. That's why we offer a variety of services tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our team is here to help. With total assets amounting to an impressive $4,100,757,196 and total deposits of $210,923,091, you can trust us to safeguard your funds. Our commitment goes beyond numbers; it's about making a real difference in the lives of our members. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we strive to foster a supportive environment where everyone feels valued and empowered. Our dedicated staff of 770 employees is always ready to provide personalized service and guidance. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. We invite you to explore what University has to offer by visiting our website at ufcu.org or calling us at 512-467-8080. Join us today and experience the benefits of being part of a community-focused credit union where your financial well-being is our priority!

Branch History & Mission

Looking Ahead

As we continue to evolve with advancements in technology, we maintain a focus on accessibility and customer experience. Our online banking platform offers convenient features like e-statements and mobile applications, ensuring you can manage your finances anytime, anywhere. Our branch also adheres to ADA compliance standards so that all members feel welcome. We invite you to join us at University and become part of our family. Experience firsthand how we blend tradition with innovation while prioritizing your financial well-being. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM, or Saturday from 10 AM to 2 PM and see how we can help you achieve your financial goals! For more information or assistance, don't hesitate to call us at (512) 467-8080. Together, let's build a brighter future!

Our Mission

At the heart of University is our mission to empower individuals and families through exceptional financial services while fostering a sense of community support. We believe in making financial solutions accessible and understandable for everyone. Whether you need a simple checking account or assistance with home financing, our dedicated team is here to guide you every step of the way. Our commitment extends beyond just financial transactions; we actively engage in community outreach initiatives that aim to uplift local organizations and residents. By partnering with various local nonprofits and participating in community events, we strive to make a positive impact on those we serve.

Branch Location & Accessibility

Get in Touch

Have questions? Want to learn more about how we can help you? Don't hesitate to reach out! Give us a call at 512-467-8080 or visit us at our Round Rock location. We look forward to serving you at University Credit Union your community bank where members come first!

Nearby Landmarks and Accessibility

Nestled near popular spots like Old Settlers Park and the Round Rock Premium Outlets, our location is perfect for anyone on the go. Whether you're heading out for a day of shopping or enjoying some outdoor activities, we're just a quick detour away. Plus, we ensure that our branch is ADA compliant, with features such as ramps and accessible parking spaces so everyone can visit us comfortably.

Operating Hours

At University, we understand that life can get busy. That's why we've designed our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. If you're looking for added convenience, our drive-thru service operates Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM. No need to rush; we're here when you need us!

Services Offered

We pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. You can also take advantage of our ATM services and basic drive-thru transactions for quick deposits or withdrawals. If you're a member of a partner credit union, feel free to utilize our shared service center for deposits and withdrawals.

Member Eligibility

At University, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to anyone who lives, works, or attends school in our local area. Whether you're looking for personal banking solutions or seeking to invest in your future, joining us means you'll have access to a range of services tailored just for you. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, as well as personalized support from our friendly staff. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out this resource: http://www.ufcu.org/personal/loans/ut-golf-club-membership. When you're ready to take the next step towards membership, opening an account with us is quick and easy just visit http://www.ufcu.org/open-account or give us a call at (512) 467-8080. We can't wait to welcome you to the University family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline your payment processes. Imagine a busy restaurant where every second counts; with our services, you can accept payments quickly and securely, allowing you to focus on what you do best serving delicious food and creating great experiences for your customers. Located at 2151 E Palm Valley Blvd Round Rock Tx 78665, Round Rock, TX 78665, our team is ready to help you explore the many ways we can support your business. Contact us today at (512) 467-8080 to learn more!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need quick access to cash or banking services without stepping inside the branch. That's why our ATM & Cash Withdrawal Services are available 24/7 for your convenience. Plus, our Basic Drive-Thru Banking allows for easy deposits, withdrawals, and simple transactions without leaving your car.

Business Services

For our business members, we offer specialized services that cater to your entrepreneurial spirit. Our Business Banking, including Merchant Services and Business Loans, helps you streamline operations and fuel growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. With features like e-statements and person-to-person payments, managing your finances has never been easier. You can access your accounts from anywhere at any time, ensuring that you're always in control.

Loans and Credit Options

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. These loans provide you with the necessary funds while helping you simplify your payments. Additionally, our Credit Cards with Rewards allow you to earn benefits on your everyday purchases, making each transaction more rewarding.

Personal Banking

Navigating personal banking can be overwhelming, but at University, we make it easy. Our Checking & Savings Accounts are designed to help you manage your day-to-day expenses while saving for future goals. Need to finance a vehicle? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms to get you on the road quickly. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through every step.

Shared Branch Transactions

If you're a member of another participating credit union, don't worry! We also offer Basic Shared Branch Transactions, allowing partner credit union members to conduct deposits and withdrawals seamlessly. At University, we're dedicated to making banking simple and accessible for everyone in our community. If you have any questions about our services or would like assistance in opening an account, don't hesitate to reach out at (512) 467-8080 or visit us in person at 2151 E Palm Valley Blvd Round Rock Tx 78665 in Round Rock. Experience the difference of personalized service today!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you have complete control over your finances, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or while out and about. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Just a few clicks are all it takes! For those who prefer managing their accounts through their smartphones, our mobile application is here to help. With easy navigation and quick access to all your account information, it's like having a bank branch in your pocket! Plus, you can enjoy the added convenience of making payments digitally just remember that while we don't currently support mobile payments, we're always looking for ways to improve our services. Security is a top priority at University. We provide electronic signature authorization for certain transactions, ensuring that your identity remains protected every step of the way. Additionally, you can opt for e-statements, which not only help reduce paper clutter but also allow for quicker access to your financial records. Managing your accounts has never been easier or more secure. Visit us today at https://www.ufcu.org/ to explore all the digital banking features we offer!

Financial Strength

Investment in Services

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Growth

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2151 E Palm Valley Blvd Round Rock Tx 78665 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those who are business owners, we also have outstanding commercial loans totaling $142,289,128 that provide the capital needed to grow and expand your business. Plus, we offer various personal loans for debt consolidation and other needs. At University, we're committed to providing you with financial solutions that work for you. If you have questions about eligibility or want to explore different refinancing options available, feel free to reach out! You can visit us at our branch located at 2151 E Palm Valley Blvd Round Rock Tx 78665, Round Rock, TX, or give us a call at (512) 467-8080 for more information. We're here to assist you during our operating hours: Lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM; Drive-thru service is available Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got financing options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and flexible terms to suit your situation. Don't hesitate to ask about our refinancing options if you're looking to lower your monthly payments or access cash from your home equity.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our unsecured credit card loans. We provide flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans