University Credit Union Round Rock TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to University Credit Union, your trusted financial partner located at 571 University Blvd, Round Rock, TX 78665. Since our establishment in 1936, we have been dedicated to serving our community with a commitment to transparency and personalized service. With a robust membership of over 391,419 individuals, we pride ourselves on fostering strong relationships with our members and helping them achieve their financial goals. At University Credit Union, we understand that your financial needs are unique. That's why we offer a diverse range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets exceed an impressive $4.1 billion, reflecting our strength and stability in the financial landscape. While members can visit us at our branch location for friendly assistance, official correspondence should be sent to PO Box 9350, Austin, TX 78766. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to support you every step of the way. With total deposits reaching $210,923,091 and a net worth of $372,973,611, you can trust that your money is secure with us. We also maintain a healthy cash reserve of $133,737,475, ensuring we are always ready to meet your needs. Whether you're looking to finance a new vehicle or save for the future, University Credit Union is here for you. Contact us today at 512-467-8080 or visit our website at ufcu.org for more information on how we can assist you! Your journey toward financial wellness starts here.

Branch History & Mission

Community Commitment

Our commitment extends into the community through various outreach efforts and partnerships aimed at fostering growth and prosperity. We understand that each member's success contributes to the overall health of our community. By promoting financial literacy and supporting local initiatives, we aim to make a positive impact in every life we touch. As we look back on our history, we celebrate not only the milestones we've achieved but also the relationships we've built along the way. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we continue to prioritize service excellence and community engagement.

Join Us

We invite you to experience the benefits of becoming a member of University. Whether you're looking for personal banking solutions or support for your business, we're here to help you every step of the way. Visit us at 571 University Blvd Round Rock Tx 78665 or call us at (512) 467-8080 during our operating hours: Monday - Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Join us today and be part of a community that values trust, integrity, and support!

Our Mission

At University, our mission goes beyond just providing financial services; it's about enhancing the lives of those we serve. We strive to empower our members through personal banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We are dedicated to supporting our community by offering business banking services as well. We believe in transparency and accessibility. That's why we offer online and mobile banking options, ensuring you can manage your finances anytime, anywhere. With an ATM on-site and drive-thru banking available, accessing your funds has never been easier.

Branch Location & Accessibility

Accessibility and Features

At the University branch, we prioritize accessibility for all members. Our location is ADA compliant, featuring ramps and ample parking space to ensure everyone can visit us comfortably. Whether you're pulling up for some quick banking or planning to stay longer, you'll find our drive-thru service convenient for those busy days when time is of the essence.

Operating Hours

We're open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. These hours are designed to fit into your busy schedule, so you can easily drop in whenever it suits you best.

Services Offered

Our branch offers a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash quickly? Our ATM is available on-site for your convenience, allowing you to withdraw funds or check balances without hassle. Feel free to reach out at 512-467-8080 if you have any questions or need assistance before visiting. We look forward to welcoming you at the University branch soon!

Member Eligibility

Becoming a member of University is like stepping into a supportive community where your financial well-being is our top priority. We welcome anyone who lives, works, or attends school in the area, as well as their family members. This means if you're part of our vibrant community in Round Rock, you're likely eligible! Joining us not only opens the door to a range of financial services tailored just for you but also grants you access to exclusive member benefits that can help you save money and achieve your goals. Ready to take the next step? Opening an account at University is straightforward and hassle-free! You can find all the details about eligibility at this link. If you're interested in becoming a member, check out how easy it is to get started by visiting this page. If you have any questions or need assistance, feel free to give us a call at (512) 467-8080. We're here for you!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while keeping track of sales and inventory all from one platform. Our merchant services offer just that. Whether you're selling online or in-store, our solutions help streamline your operations, making it easier for you to focus on what really matters: growing your business. Located at 571 University Blvd Round Rock Tx 78665 in Round Rock, TX, our team is ready to assist you. For more information about how we can help your business thrive, give us a call at (512) 467-8080. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, University has specialized services just for you. Our merchant services facilitate smooth transactions for your customers while our business loans support growth and expansion when you need it most.

Connect With Us!

Located at 571 University Blvd Round Rock Tx 78665, our friendly team is ready to assist you with all your financial needs. Feel free to call us at (512) 467-8080 if you have questions about any of our services or if you're ready to open an account today! We invite you to visit us during our convenient hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. At University, we're not just a credit union; we're a community partner committed to helping you achieve your financial goals. Explore what we can do for you today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances from anywhere at any time. You can check balances, transfer funds, and pay bills right from the comfort of your home or on the go. Additionally, our ATM services provide easy access to cash whenever needed. Whether you prefer using an ATM for withdrawals or balance checks, we ensure that accessing your funds is simple and hassle-free.

Drive-Thru and Basic Banking Services

For those who prefer face-to-face interactions but have limited time, our basic drive-thru banking allows for quick deposits and withdrawals without stepping inside. It's perfect for anyone who wants efficiency while managing their banking tasks.

Personal Banking Solutions

Starting with personal banking, our offerings include checking and savings accounts that help you manage your everyday finances effortlessly. Imagine having easy access to your money while also earning interest on your savings. With our auto loans and vehicle financing, you can drive away in the car of your dreams without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options provide flexible terms tailored to fit your budget. For those unexpected expenses or debt consolidation needs, our personal loans offer a straightforward path to financial relief. Plus, with our credit cards featuring rewards, you earn as you spend making every purchase more rewarding.

Digital & Online Banking

24/7 Support

With our 24/7 online banking services available at Yes, you can access your accounts whenever it suits you best. No more waiting until bank hours to get things done! At University, we are committed to providing you with an accessible and efficient banking experience that fits seamlessly into your life. In summary, whether you're managing daily expenses or planning for the future, our digital banking services ensure that you're always connected to what matters most: your finances. Join us today at https://www.ufcu.org/ and discover how easy banking can be!

Key Features

Our online banking platform is designed with you in mind. Visit us at https://www.ufcu.org/ to explore all that we offer. You can easily check balances, pay bills, and transfer money without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with our electronic signature authorization feature, signing documents has never been easier or safer.

Security & Accessibility

We prioritize your security as much as your convenience. Our online banking services come equipped with robust security measures to protect your personal information. You can feel confident knowing that your data is safe while you manage your finances. For those who prefer mobile banking, our user-friendly mobile application is available for download, bringing all these features right into your pocket. Whether you're making payments or checking e-statements, everything is just a tap away. And if you choose to go paperless, we offer e-statements so you can view and manage your financial documents online another step toward a greener future!

Financial Strength

Commitment to Reinvestment

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust

Total Share Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we are well-positioned to support your financial needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 571 University Blvd Round Rock Tx 78665 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find an option that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our team is ready to assist you in navigating your financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We also offer competitive rates that can help you save money over the life of your loan.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team at University can help determine eligibility options and tailor solutions that may lead to lower monthly payments or better interest rates. You can visit us at 571 University Blvd Round Rock Tx 78665, located in Round Rock, TX, or call us at (512) 467-8080 for personalized assistance. Our dedicated staff is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Experience how easy it is to take the next step toward financial wellness with our loan offerings at University!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. This product is perfect for those looking to build credit or cover unexpected expenses without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are not only competitive but also fair and transparent. Each listing you see on LendMesh comes from legitimate financial institutions, which builds trust in the information provided.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans