University Credit Union Pflugerville TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to University, your trusted financial partner located at 2021 Kelly Ln, Pflugerville, TX 78660. Established in 1936, we have proudly served our community for over eight decades, building lasting relationships and fostering financial wellness for our 391,419 members. With total assets exceeding $4.1 billion, we're committed to providing a broad range of services tailored to meet the unique needs of our members. At University, we believe in making banking accessible and straightforward. Whether you're looking to open a checking account, secure an auto loan, or invest in your future with a mortgage, we've got you covered. Our financial services include personal banking, business banking solutions, credit cards with rewards, and much more all designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 8303 N Mo Pac Expy, Austin, TX 78759-8501. Our dedicated team of 770 employees, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to assist you with any questions or concerns. With total loans nearing 169,021 and deposits amounting to $210,923,091, our robust financial standing allows us to offer competitive rates and terms that benefit you. Plus, with a net worth of $372,973,611 and cash in hand totaling $133,737,475, you can trust that your finances are in safe hands. Join us today at University and experience banking that puts you first. For inquiries or assistance, feel free to call us at 512-467-8080 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. Let's work together towards a brighter financial future! For more information about our services or to open an account online, please visit our website at ufcu.org.

Branch History & Mission

Welcome to the inspiring journey of University! Established in 1936, this branch has been a cornerstone of financial support in Pflugerville, TX for decades. Located at 2021 Kelly Ln Pflugerville Tx 78660, just a stone's throw away from local favorites, we have proudly served our community with dedication and care. Since opening our doors, University has steadily grown, now boasting a total membership of 391,419. Our commitment to providing exceptional financial services has allowed us to accumulate total assets of $}, ensuring we remain a reliable partner for our members' financial needs. At the heart of our mission is a simple yet powerful statement: we strive to enhance the lives of our members by offering accessible banking solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we are here to guide you every step of the way. Whether you need personal banking services, auto loans, or business financing, our team is ready to support you with tailored solutions designed for your unique situation. While members can visit us at 2021 Kelly Ln Pflugerville Tx 78660, official correspondence should be sent to our mailing address at 8303 N Mo Pac Expy, Austin, TX 78759-8501. Our branch operates during convenient hours Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM making it easier for you to connect with us when it suits you best. We take pride in embracing modern advancements in technology that improve accessibility and convenience for all members. With features like online banking, mobile application access, and ATM availability right here at our location, managing your finances has never been easier. In addition to providing financial services, we are deeply committed to community outreach and partnerships that uplift those around us. From sponsoring local events to offering educational workshops on financial literacy, we believe in giving back and making a difference right here in Pflugerville. As we continue our journey into the future, we invite you to join us at University. Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community that cares. Together, let's build a brighter tomorrow! For more information or assistance, don't hesitate to reach out at (512) 467-8080. We look forward to welcoming you!

Branch Location & Accessibility

Friendly Environment

At University, we prioritize making your banking experience enjoyable and straightforward. Our branch features ADA-compliant accessibility to ensure everyone can visit us comfortably. You can also utilize our drive-thru service for quick deposits and withdrawals, perfect for those on the go.

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM, and on Saturday from 10 AM to 2 PM, giving you plenty of time to stop by when it suits your schedule. If you prefer to call ahead or need assistance, reach us at (512) 467-8080.

Services Offered

Our branch offers a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Plus, with ATM availability on-site, accessing your cash is always convenient. While members can visit us at 2021 Kelly Ln Pflugerville Tx 78660, official correspondence should be sent to our mailing address at 8303 N Mo Pac Expy, Austin, TX 78759-8501. We invite you to come by and see how we can assist you in achieving your financial goals. Visit us today at University we look forward to serving you!

Member Eligibility

Becoming a member of University is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, attends school, or worships in the local area, as well as their family members. Our goal is to create an inclusive community where everyone can benefit from our range of personalized services. At University, you'll enjoy competitive rates on loans, low fees, and access to dedicated support that makes banking easy and friendly. If you're ready to take this step, check out the detailed eligibility criteria at http://www.ufcu.org/personal/loans/ut-golf-club-membership for more information. When you're set to open your account, just visit us online at http://www.ufcu.org/open-account, or give us a call at (512) 467-8080 if you have any questions. We're excited to welcome you to our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services are designed to streamline your payment processes. Imagine having the ability to accept payments seamlessly at your storefront or online, allowing you to focus on what you do best serving your customers. Whether you're a small café or a larger retail store, our tailored solutions can help you manage transactions efficiently. Visit us at 2021 Kelly Ln Pflugerville Tx 78660 in Pflugerville, TX, or give us a call at (512) 467-8080 to learn more about how our business banking and commercial services can elevate your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our network includes ATM services where you can withdraw cash or check balances easily. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At University, we pride ourselves on delivering exceptional service tailored to each member's needs. If you have any questions about these offerings or want assistance in choosing the right option for you, don't hesitate to reach out at (512) 467-8080. Visit us today at Kelly Lane and discover how we can help make your financial journey smoother!

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, you'll be able to drive away in the vehicle of your dreams without breaking the bank.

Business Banking Solutions

If you're a business owner, we know how critical banking services are for your success. Our business banking options, including merchant services and business loans, are designed to support your growth and operational needs.

Credit Cards with Rewards

Take advantage of our credit cards with rewards, which offer cashback and other benefits every time you spend. This way, you're not just making purchases; you're earning rewards that can be used for future trips or shopping sprees.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide various options tailored to your needs. We simplify the process, helping you navigate through the steps from application to closing so that you can settle into your new home with confidence.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking services have you covered. We offer checking and savings accounts designed for ease of use, allowing you to access your funds whenever you need them. Whether you're saving for a vacation or just looking to manage daily expenses, we can help you find the right account.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to assist you in covering those costs or consolidating debt into one manageable payment. We work with you to create a repayment plan that fits within your budget.

Digital & Online Banking

Accessibility and Security

While convenience is key, so is safety. Our digital banking services are equipped with advanced security features to protect your personal information. We prioritize keeping your data safe while providing easy access to your accounts. Whether you're using a computer or mobile device, our services are designed for real-time account management that fits into your busy lifestyle. So why wait? Experience the ease of modern banking today at University!

Key Features

One of the standout features is the ability to use electronic signature authorization, which allows you to sign documents securely without the need for paper or in-person visits. This not only saves time but also adds an extra layer of security to your transactions. For those who prefer going green, we offer e-statements that you can easily access and download whenever you need them. No more cluttered mailboxes just simple, straightforward account statements delivered right to your online banking portal. If you're always on the go, be sure to check out our mobile application. With it, managing your money is even easier! You can set up person-to-person transfers with just a few taps on your smartphone. Need to send money to a friend? Done!

Financial Strength

Commitment to Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 706,304, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continue being your reliable partner in achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2021 Kelly Ln Pflugerville Tx 78660 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're considering business financing, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your business. We're dedicated to supporting local entrepreneurs in achieving their business goals. At University, we believe in making lending accessible and straightforward. If you're interested in refinancing options or would like more information on eligibility requirements, don't hesitate to reach out. You can contact us at (512) 467-8080 or visit us at our branch located at 2021 Kelly Ln Pflugerville Tx 78660 in Pflugerville, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We can help you navigate the process of securing your dream home with confidence.

Unsecured Credit Card Loans

For those looking to manage expenses or make unexpected purchases easier, we also offer flexible terms on unsecured credit card loans. With a total of $166,181,125 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans