University Credit Union Pflugerville TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to University in Pflugerville, where our commitment to you goes beyond just banking. Established in 1936, we have proudly served our community for over eight decades, earning the trust of 391,419 members who count on us for their financial needs. Our branch, located at 15116 Fm 1825, Pflugerville, TX 78660, is more than just a place to manage money; it's a hub for building dreams and fostering financial wellness. As part of the University Credit Union family, we are dedicated to providing exceptional service with a personal touch. With total assets reaching an impressive $4,100,757,196 and total deposits amounting to $210,923,091, we ensure that your funds are secure while offering competitive rates on loans and savings. Our diverse portfolio includes 169,021 loans and leases designed to help you achieve your goals whether it's buying a new home or financing your next vehicle. While members can visit us at 15116 Fm 1825, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. Led by our CEO, Michael Crowl, and Board President, Laura Kilcrease, our team of 770 employees is here to support you every step of the way. We understand that each member's journey is unique, and we strive to provide tailored solutions that fit your lifestyle. In addition to traditional banking services like checking accounts and auto loans, we offer modern conveniences such as online banking and mobile applications for easy access to your finances anytime. Our commitment extends beyond mere transactions; we believe in making a positive impact in our community by supporting local initiatives and promoting financial literacy. Ready to take the next step? Visit us or give us a call at 512-467-8080 today! Let's work together towards your financial success at University Credit Union. For more information about our services and how we can assist you further, check out our website at www.ufcu.org.

Branch History & Mission

At University Credit Union, known locally as University, we take pride in our rich history and unwavering commitment to serving the community of Pflugerville, TX. Established in 1936, our branch has grown alongside our members, adapting to their needs while remaining steadfast in our mission to provide accessible financial services. Located at 15116 Fm 1825 Pflugerville Tx 78660, just a stone's throw away from local landmarks like the vibrant Pflugerville Parks and Recreation area, we are dedicated to being a welcoming space for everyone. With a total membership of over 391,419 individuals, we have built lasting relationships that foster financial well-being and community support. Our mission is simple yet profound: to empower our members through personalized financial solutions while actively contributing to the growth and health of our community. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. At University Credit Union, we believe that when our members succeed, the entire community flourishes. Over the years, we've achieved significant milestones that reflect our growth and commitment. Our total assets now stand at an impressive $4,100,757,196, a testament to the trust placed in us by our members. We've also embraced modern technology with online banking, mobile applications, and person-to-person payment options to ensure that managing finances is as convenient as possible. As part of our commitment to accessibility, we provide ADA-compliant facilities and offer essential services like drive-thru banking and ATM access for those who prefer convenience. While members can visit us at 15116 Fm 1825 Pflugerville Tx 78660, official correspondence should be sent to PO Box 9350, Austin, TX 78766. In addition to providing top-notch financial services, we actively engage in community outreach efforts. From partnerships with local organizations to hosting educational workshops on financial literacy, we're dedicated to making a positive impact beyond traditional banking. We invite you to join us at University Credit Union. Experience firsthand how we can help you achieve your financial goals while contributing positively to our shared community. For more information or assistance, don't hesitate to call us at (512) 467-8080 or visit our website at University Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Hours Tailored for You

We understand that life can get busy, which is why our lobby hours are set to accommodate your schedule. We're open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. This gives you plenty of time to stop by after work or on weekends. If you need assistance outside these hours, don't hesitate to give us a call at 512-467-8080.

Convenient Access and Amenities

At our Pflugerville branch, accessibility is a priority. We offer ample parking space, making it simple for you to visit us. Our facility is fully ADA compliant, ensuring that everyone can navigate comfortably. For those who prefer drive-thru banking, we have that option available as well. You can complete your deposits and withdrawals without leaving your vehicle!

Services Designed for Your Lifestyle

At University Credit Union, we offer a variety of services tailored just for you ranging from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, with ATM access available at our branch, you can easily manage your cash needs anytime. While members can visit us at 15116 FM 1825, official correspondence should be sent to PO Box 9350 in Austin if needed. We're excited to welcome you into our community! Whether you're looking for financial advice or simply want to chat about your banking options, come visit us today!

Member Eligibility

At University, we believe that becoming a member means joining a community that supports you and your financial goals. If you're looking to take advantage of our wide range of services, you'll be pleased to know that membership is open to anyone who meets our friendly eligibility criteria. This typically includes individuals who live, work, or go to school in the local area, and it's easy to check if you qualify! You can find all the specific details by visiting our eligibility page at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Once you confirm your eligibility, opening an account with us is a breeze! Just head over to our account opening page at http://www.ufcu.org/open-account, where you'll find everything you need to get started. Should you have any questions or need assistance, don't hesitate to give us a call at (512) 467-8080. We're here to help you every step of the way as you join our wonderful community at University, located at 15116 Fm 1825 Pflugerville Tx 78660.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a café where customers can easily pay with their cards while you focus on crafting the perfect cup of coffee. Our services allow you to accept payments efficiently, ensuring a smooth experience for both you and your customers. Visit us at 15116 Fm 1825 Pflugerville Tx 78660 in Pflugerville, TX, or call us at (512) 467-8080 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Accessing Help

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, making it simple for those who prefer face-to-face service without leaving their car. Our friendly staff is always ready to assist at University, located at 15116 Fm 1825 Pflugerville Tx 78660. For more information about our full suite of services or if you have any questions, don't hesitate to reach out at (512) 467-8080. We invite you to visit us in person or explore all that we offer online at our website. Explore how University can help you achieve your financial goals today!

Business Banking Services

For our small business owners, we offer specialized business banking services including merchant services and business loans. We know that every dollar counts when running a business, so we strive to provide tools that support your growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why University has embraced technology by offering online and mobile banking options. You can manage your accounts from anywhere at any time whether it's checking your balance or transferring funds between accounts. Our ATM services ensure easy access to cash whenever you need it.

Personal Banking Solutions

Starting with personal banking, we understand that managing finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed to fit various lifestyles. If you're planning a big purchase or just want to save for a rainy day, our accounts come with features that help you manage your money effortlessly. For those considering a new car, our auto loans and vehicle financing options can help you drive off in style without breaking the bank. We work with you to create loan terms that suit your budget. If buying a home is on your horizon, our mortgage loans and refinancing services can guide you through the process, making it easier to achieve your dream of homeownership.

Support for Everyday Needs

In life, unexpected expenses can arise. That's where our personal loans and debt consolidation services come into play providing quick access to cash when you need it most. Plus, with credit cards featuring rewards programs, spending becomes more rewarding while helping you build your credit history.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.ufcu.org/, you can check balances, transfer funds, and pay bills without ever stepping foot in a branch. It's all about convenience! Our user-friendly interface ensures that you can navigate your accounts with ease.

Mobile Banking at Your Fingertips

For those who prefer using their smartphones, our mobile application makes banking even simpler. You can download the app and access all your accounts with just a few taps. Want to send money to a friend? Use our person-to-person transfer feature for quick transactions directly from your phone.

Secure Transactions and Peace of Mind

Your security is our priority. We employ advanced security measures to keep your information safe while you're banking online or via mobile. You can rest easy knowing that your financial details are protected. At University, we're dedicated to providing you with accessible, efficient banking solutions so that managing your money becomes a breeze. Experience the future of banking today by visiting us online!

Sign Documents Electronically

Need to sign documents? No problem! Our electronic signature authorization feature allows you to complete necessary paperwork from the comfort of your home. Say goodbye to printing and mailing everything is done digitally for your convenience.

Stay Informed with E-Statements

Forget waiting for paper statements to arrive in the mail. With e-statements available at University, you can view your financial statements quickly and securely online. Plus, they're environmentally friendly!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and help you achieve your goals. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $54,041 in used auto loans and $3,073,049,909 in total loans and leases to support your financial ambitions across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you place in us is reflected in the numbers: we manage a total of 706,304 share and deposit accounts, showcasing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 15116 Fm 1825 Pflugerville Tx 78660 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, we have options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other business-related expenses, we are here to support your entrepreneurial journey. At University, we aim to provide straightforward lending solutions that empower you financially. Whether you're looking for an auto loan, mortgage financing, or a credit card solution, our dedicated team is ready to assist you. For more information on our loan offerings or to explore eligibility options, please reach out at (512) 467-8080 or visit us at our branch located at 15116 Fm 1825 Pflugerville Tx 78660 in Pflugerville, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us; let's work together to make your goals a reality!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Our credit cards come with various benefits, making them perfect for everyday purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide personalized support throughout the mortgage process, ensuring you understand every step along the way. If you're considering refinancing your current mortgage, our team can help you explore eligibility options to find the best solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to secure the best loan for your needs, compare real-time loan offers today at LendMesh and find the best rates available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans