University Credit Union League City TX | Affordable Auto Loans & Personal Banking

Introduction

At Victory Lakes, we believe that financial success starts with strong community connections. Located at 2500 Gulf Fwy S, League City, TX 77573, our credit union has been serving members since 1936. With a total membership of 391,419 and assets exceeding $4.1 billion, we are committed to providing reliable financial services tailored to your needs. Led by our dedicated CEO, Michael Crowl, and Board President, Laura Kilcrease, we take pride in fostering a welcoming environment for everyone. Our team of 770 employees is here to support you in achieving your financial goals, whether it's through personal banking services or business loans. While you can visit us at our branch for face-to-face service, feel free to reach out via phone at 832-340-2500 for any inquiries or assistance. And if you need to send us official correspondence, please use the same address as our branch. As a member-focused institution, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, and more all designed with you in mind. With total deposits reaching $210 million and a net worth of $372 million, we stand strong as a pillar of support for our community. Explore all that Victory Lakes has to offer by visiting our website at ufcu.org. Join us in building a brighter financial future together!

Branch History & Mission

At University, we take pride in our rich history and unwavering commitment to our community. Established in 1936, our branch has grown alongside the vibrant community of League City, TX. Over the years, we have evolved from a small credit union into a trusted financial partner for over 391,419 members, all while maintaining our core values of integrity, service, and community support. Located at 2500 Gulf Fwy S League City Tx 77573, just off the busy Gulf Freeway, we are easily accessible for those in and around League City. Our branch is more than just a place to manage finances; it's a hub where relationships are built, dreams are nurtured, and community connections are strengthened. While members can visit us at 2500 Gulf Fwy S League City Tx 77573, official correspondence should be sent to 2500 Gulf Fwy S, League City, TX 77573. Our mission is simple yet profound: to empower our members with the financial tools they need to succeed. We offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team is here to provide personalized assistance and ensure that every member feels valued and understood. As we look back on our journey, we celebrate key milestones that highlight our growth and commitment. From expanding our total assets to an impressive $4100757196, to enhancing our technology offerings with online banking and mobile applications, we've embraced innovation while staying true to our roots. Today, we operate with a focus on not just meeting the financial needs of our members but also fostering community engagement through partnerships and outreach programs. In addition to traditional banking services, we understand the importance of accessibility. That's why we offer ADA-compliant facilities and drive-thru services for added convenience. Our ATM availability ensures that you can access your funds when you need them most. At University, we believe that being a part of this community means giving back. We actively participate in local events and initiatives aimed at uplifting our neighbors. Our efforts reflect our core belief that strong communities lead to strong individuals. We invite you to join us at University a place where your financial well-being is prioritized, and your voice matters. Experience firsthand how we can help you achieve your goals while contributing to the betterment of League City. Call us today at (832) 340-2500 or visit us during our operating hours: 10 AM - 6 PM Monday through Friday and 10 AM - 2 PM on Saturdays. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and spacious entrances to ensure everyone can navigate our facilities with ease. Ample parking is available, making it simple to visit us anytime.

Operating Hours

Our doors are open Monday through Friday from 10 AM to 6 PM and on Saturday from 10 AM to 2 PM. We strive to accommodate your schedule so you can find time for banking that works best for you!

Services Offered

At University, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Enjoy the convenience of drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Plus, with ATM access available on-site, cash withdrawals are just a few steps away.

Stay Connected

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 832-340-2500. We invite you to visit our branch and discover how we can support your financial journey. Your satisfaction is our priority, and we look forward to welcoming you soon!

Member Eligibility

Becoming a member of University is like joining a family where your financial well-being is our top priority. To be eligible, you simply need to be part of the community we serve whether it's through employment, family ties, or even being a student at an affiliated institution. We believe that everyone deserves access to quality financial services, and our welcoming approach makes it easy for you to join us. You can find more detailed eligibility criteria by visiting this page. Once you're ready to open an account, the process is straightforward! Just head over to our account opening page or give us a call at (832) 340-2500 for assistance. Together, let's take your financial journey to new heights right here at University, located at 2500 Gulf Fwy S League City Tx 77573.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they're using credit cards or digital wallets. This can make transactions smooth and enhance customer satisfaction, ultimately boosting your bottom line. Visit us at 2500 Gulf Fwy S League City Tx 77573 or call us at (832) 340-2500 to discover how our business banking and commercial services can make a real difference for you!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our dedicated team is ready to support your business's financial needs.

Convenient Access at Your Fingertips

At University, we prioritize convenience through our digital banking features. With online banking capabilities, mobile apps, and ATM services available for cash withdrawals and balance checks, managing your finances has never been easier. For those who prefer face-to-face interactions, our drive-thru banking provides quick access for deposits and withdrawals without leaving your vehicle. We invite you to experience all these great services firsthand! If you have any questions or want to know more about how we can assist you in achieving your financial goals, don't hesitate to reach out by calling us at (832) 340-2500 or visiting us at our branch in League City. Your journey towards better financial health starts here at University!

Home Financing Solutions

Looking to buy a house? Our mortgage loans and refinancing services are designed with your needs in mind. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to guide you through every step of the process. Our team will work closely with you to ensure that you find the best loan option that fits your budget.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts tailored to help you manage your everyday finances effortlessly. Imagine having a reliable account that not only keeps your money safe but also helps you grow it through competitive interest rates. Plus, with our online and mobile banking options, accessing your accounts is just a few taps away perfect for busy lifestyles! When it comes to financing larger purchases, our auto loans and vehicle financing options can assist you in getting behind the wheel of your new car without breaking the bank. We offer flexible terms and competitive rates, ensuring that you can hit the road with confidence.

Personal Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. Need to consolidate debt or cover an emergency? Our personal loans offer quick access to cash when you need it most. Additionally, consider our credit cards with rewards programs these can provide great benefits while making everyday purchases easier.

Digital & Online Banking

24/7 Access

Our online banking service is available 24/7, ensuring that no matter when you need assistance whether it's late at night or during the weekend you can manage your finances at your convenience. Whether you're checking account activity or setting up recurring payments, real-time account management is just a few clicks away. At University, we prioritize both accessibility and security in every aspect of our digital banking services. Join us today and discover how effortless managing your finances can be!

Key Features

One standout feature is our electronic signature authorization. This allows you to sign documents quickly and securely without needing to visit a branch. Plus, with e-statements available, you can opt for paperless statements that help keep your information secure while reducing clutter. For those who love using their smartphones, our mobile application puts banking right in your pocket. It's packed with features including person-to-person transfers, making it easy to send money to friends or family instantly. While we currently do not offer mobile payments, rest assured that our team is constantly exploring ways to enhance your banking experience.

Financial Strength

Commitment to Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $54,041 in used auto loans and $3,073,049,909 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We have a strong commitment to our community as shown by our total share accounts of 706,304, which indicates that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2500 Gulf Fwy S League City Tx 77573 or call (832) 340-2500 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $372,973,611, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, our financing options can help make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any of your existing loans, we can assist you in exploring eligibility options that may suit your financial situation better. Our team is ready to guide you through every step of the process. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at (832) 340-2500 or visit us at 2500 Gulf Fwy S League City Tx 77573 in League City, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what you're looking for, University is here to help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making them an excellent choice for everyday spending.

Loan Aggregator

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans