University Credit Union Kyle TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to University, your trusted credit union located at 4410 South Fm 1626 Kyle Tx 78640 in the vibrant community of Kyle, TX. Since our establishment in 1936, we have been committed to providing exceptional financial services tailored to meet the needs of our 391,419 members. With total assets reaching an impressive $4,100,757,196, we pride ourselves on being a solid financial partner for individuals and families alike. At University, we understand that every member's journey is unique. That's why we offer a wide array of services, including personal banking, auto loans, mortgages, and business financing solutions. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to guide you through every step of your financial journey. Whether you're looking to open a new account or secure a loan, our friendly staff is ready to assist you with personalized service. You can count on us to provide competitive rates and an unwavering commitment to your financial well-being. In addition to our robust offerings, we also maintain a strong community presence, ensuring that we contribute positively to the neighborhoods we serve. While members can visit us at 4410 South Fm 1626 Kyle Tx 78640, official correspondence should be sent to 4410 South FM 1626, Kyle, TX 78640 if it's different from our branch location. Feel free to reach out to us at (512) 467-8080 with any questions or concerns our team is always eager to help. Explore how we can support your financial goals by visiting our website at https://www.ufcu.org/. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

At University, we take pride in our rich history and unwavering commitment to serving the community of Kyle, TX. Founded in 1936, our branch has grown alongside its members, establishing a legacy built on trust, support, and financial empowerment. Over the years, we have expanded our services and reached new milestones, now proudly serving a total membership of 391,419. Located at 4410 South Fm 1626 Kyle Tx 78640, near local landmarks that make our community vibrant, we are here to provide personalized financial services tailored to meet your needs. While members can visit us at this address, official correspondence should be sent to 4410 South FM 1626, Kyle, TX 78640 if it differs. Our mission is simple yet impactful: to empower our members with access to quality financial products and services while fostering a sense of belonging within the community. We believe in not just being a bank but a partner in your financial journey. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we are dedicated to helping you achieve your goals. In addition to traditional banking services, we strive to embrace digital advancements that enhance convenience for our members. Our online banking platform allows you to manage your finances anytime, anywhere. We also offer mobile applications for easy access on the go, ensuring that you stay connected with your finances. With features like e-statements and electronic signatures, we aim to simplify your banking experience. Community outreach is at the heart of what we do. We actively engage in initiatives that support local organizations and events, reinforcing our commitment to making a positive impact in Kyle. Partnerships with local businesses help us provide opportunities for growth and development within the community. As part of our dedication to accessibility, we ensure that our facilities comply with ADA standards. Our drive-thru service enhances convenience for those who prefer quick transactions without leaving their vehicles. Additionally, our ATM availability offers flexibility for cash withdrawals and balance checks whenever you need it. With total assets reaching $4,100,757,196, we are well-positioned to continue serving our members effectively. Our experienced team is always ready to assist you with any inquiries or guidance you may need. Join us at University as we continue this journey together! Experience firsthand the benefits of being a member of our credit union family. Visit us today or reach out at (512) 467-8080 we look forward to welcoming you!

Branch Location & Accessibility

Banking Hours and Services

We understand that your time is valuable. That's why we're here for you by appointment only, ensuring we give you personalized attention whenever you need it. Our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For those who prefer quick transactions, we have a convenient drive-thru service available for deposits, withdrawals, and other simple banking tasks. Plus, enjoy the ease of accessing funds through our ATM service right on-site.

Contact Us Today!

If you're looking for a reliable credit union that prioritizes accessibility and personal service, look no further than the University branch. Feel free to call us at 512-467-8080 or visit our website at ufcu.org for more information. We invite you to come by today and experience how we can help you achieve your financial goals!

Convenient Access and Amenities

Our branch is designed with your comfort in mind. We offer ample parking space, ensuring you can easily stop by without any hassle. For those who need assistance, our facility complies with ADA standards, featuring ramps and accessible entrances to welcome everyone. While you can visit us at the physical address for all your banking needs, please note that official correspondence should be directed to our mailing address at 4410 South FM 1626, Kyle, TX 78640 if it's different from our branch address.

Member Eligibility

At University, we believe that everyone deserves a chance to be part of a community that truly cares. If you're looking to join us at our welcoming location at 4410 South Fm 1626 Kyle Tx 78640, you'll be pleased to know that becoming a member is straightforward and inclusive. To qualify, you generally need to meet certain criteria, which often include being associated with specific organizations or residing in particular areas. For more detailed information on eligibility, feel free to check out our resource at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Joining University opens the door to a range of benefits designed to support your financial journey. From personalized service to competitive rates on loans and savings accounts, we're here to help you thrive. Ready to take the next step? Opening an account is easy! Just visit http://www.ufcu.org/open-account for all the details you need. If you have any questions, don't hesitate to give us a call at (512) 467-8080 we're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions, making it easier for you to focus on what matters most running your business. Imagine effortlessly processing payments from customers while keeping track of sales with user-friendly tools. This convenience allows you to enhance customer satisfaction and streamline operations. Visit us at 4410 South Fm 1626 Kyle Tx 78640 in Kyle, TX, or give us a call at (512) 467-8080 to explore how we can partner in your business success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM availability ensures you have access to your funds whenever you need them. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for busy days! At University, we are dedicated to serving our community with comprehensive financial solutions tailored just for you. If you're ready to explore how we can assist with your financial goals or if you have any questions about our services, don't hesitate to reach out at (512) 467-8080. We're here to help! Whether you're looking to open an account or learn more about what we offer, visit us online at Kyle today!

Business Banking

If you're a business owner, our business banking services include merchant services and business loans to support your growth. We aim to empower local businesses by providing the financial tools necessary for success.

Credit Cards

For those who enjoy rewards, we offer credit cards with attractive benefits that can enhance your purchasing power while earning you points or cash back on everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends or family with just a few clicks.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make home ownership more achievable for our members. With competitive rates and personalized service, we're here to guide you through every step of the process.

Personal Banking

Our personal banking services include both checking and savings accounts that cater to various lifestyle needs. Whether you're saving for a vacation or managing daily expenses, our accounts offer flexibility and ease. If you're in the market for a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that life can bring unexpected expenses, so our personal loans and debt consolidation services provide financial relief when you need it most.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view balances, transfer funds, and pay bills all in one place. You can also enjoy the benefits of electronic signature authorization, making it simple to sign documents without the hassle of printing or mailing. Plus, with e-statements available, you can go green while keeping track of your finances easily and securely. If you're always on the go, our mobile application is perfect for you. It provides all the features you need right from your smartphone. Make person-to-person transfers effortlessly; whether you're splitting a dinner bill or sending money to a friend, it's just a few taps away.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information. Our user-friendly interface ensures that even those new to online banking can navigate with ease. Whether you're checking account balances or making payments, rest assured that your data is safe with us. With our commitment to accessibility, every feature is designed for real-time account management and straightforward navigation. At University, we believe that effective banking should empower you, allowing you to focus on what truly matters in life while we take care of the rest!

Financial Strength

Growing Together

Total Share Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 4410 South Fm 1626 Kyle Tx 78640 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Your Future

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $54,041 in used auto loans and $3,073,049,909 in total loans and leases supporting your financial goals across various sectors.

Strong Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we are here to support you. At University, located at 4410 South Fm 1626 Kyle Tx 78640, Kyle, TX, our friendly team is ready to assist you with any questions regarding eligibility or refinancing options. Feel free to call us at (512) 467-8080 for more information or visit us online at https://www.ufcu.org/ to learn more about how we can help you achieve your financial dreams. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your unique situation. If you're considering refinancing your current mortgage, we have options that may save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards come with various benefits that make it easier for you to handle everyday expenses without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Get access to up-to-date loan rates from multiple institutions, helping you make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate and up-to-date information, so you can trust that you're seeing the best options available.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans