University Credit Union Georgetown TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to University Credit Union, your trusted financial partner located at 4409 Williams Dr, Georgetown, TX 78628. Established in 1936, we have been serving our community for over 85 years, offering a range of services tailored to meet the needs of our 391,419 members. With total assets of over $4.1 billion, we pride ourselves on being a reliable resource for your banking needs. At University Credit Union, we understand that financial wellness is crucial for our members and their families. That's why we provide an array of products including personal banking accounts, auto loans, mortgage options, and business banking services. Our goal is to support you in achieving your financial dreams while ensuring that your hard-earned money is safe with us. With total deposits exceeding $210 million and net worth standing at $372 million, you can trust that your finances are in good hands. Our dedicated team of 770 employees is here to assist you, led by our CEO, Michael Crowl, and Board President, Laura Kilcrease. Whether you're looking to open a new account or need assistance with loans big or small we are just a phone call away at 512-467-8080. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 4409 Williams Dr, Georgetown, TX 78628. We invite you to explore all that we have to offer by visiting our website at ufcu.org. Join us today and experience the benefits of being part of a member-focused credit union that values community impact and commitment above all else!

Branch History & Mission

Join Us!

As we look ahead, we invite you to join our growing family at University. Experience the benefits of becoming a member of a credit union that truly cares about its community. Whether you're looking for personal banking services or business solutions, we're here to help every step of the way. Stop by today during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM and discover how University can make a positive impact on your financial future!

Our Journey

University began its journey with a simple mission: to empower individuals and families by offering accessible banking solutions. Over the years, we have expanded our services and embraced innovative technologies to meet the evolving needs of our members. Today, with total assets of approximately $4,100,757,196, we stand strong and ready to support you on your financial journey. From personal banking options like checking and savings accounts to loans for vehicles and homes, we are dedicated to helping you achieve your financial goals. Our modern facilities include drive-thru banking for quick transactions and ATM access for your convenience. Plus, with shared service center availability, you can enjoy even more flexibility when managing your finances.

Our Mission

At the heart of University is our mission statement: "To enhance the quality of life for our members and community through comprehensive financial solutions." We believe that when our members thrive, so does the community. That's why we actively engage in outreach programs and partnerships that support local initiatives, ensuring that we give back as much as we receive. While members can visit us at 4409 Williams Dr Georgetown Tx 78628, official correspondence should be sent to 4409 Williams Dr, Georgetown, TX 78628. If you have any questions or need assistance, don't hesitate to reach out by calling us at (512) 467-8080.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer ample parking spaces and are fully compliant with ADA standards, ensuring that everyone can access our services without hassle. Whether you prefer visiting us in person or utilizing our drive-thru service, we aim to make your banking experience smooth and efficient.

Operating Hours

At the University branch, we're here when you need us! Our lobby hours run from Monday to Friday, 9 AM to 5 PM, while our drive-thru remains open until 6 PM on weekdays. On Saturdays, stop by between 10 AM and 2 PM for lobby services or visit the drive-thru from 9 AM to 2 PM.

Services Available

As a member of our credit union, you'll enjoy a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we strive to meet all your financial needs. You can also take advantage of our ATM services for quick cash withdrawals or balance checks anytime. If you have questions or would like more information about how we can assist you, don't hesitate to give us a call at 512-467-8080. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of University is like joining a welcoming family where your financial needs are understood and prioritized. If you live, work, or attend school in the area, you're likely eligible to join us. We believe in making banking accessible, so whether you're a student, a local resident, or part of the workforce here in Georgetown, we invite you to explore the benefits of membership. At University, you'll enjoy personalized service, competitive rates, and a range of financial products designed just for you. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to get started by visiting our account opening page at http://www.ufcu.org/open-account. If you have any questions or need assistance along the way, feel free to give us a call at (512) 467-8080. For more specific information about eligibility criteria, don't hesitate to check out our comprehensive guide at http://www.ufcu.org/personal/loans/ut-golf-club-membership. We look forward to welcoming you into our community at University, located conveniently at 4409 Williams Dr Georgetown Tx 78628!

Business Banking & Commercial Services

Financing Solutions for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a partner that simplifies your payment processes. Our merchant services can help you accept payments seamlessly, whether you're running a retail store or offering services. By integrating technology into everyday transactions, we make it easier for you to focus on what really matters growing your business. Located at 4409 Williams Dr Georgetown Tx 78628, Georgetown, TX, we're here to empower you with the financial tools you need. If you're ready to take your business to the next level, give us a call at (512) 467-8080 or visit us today!

Comprehensive List Of Services

Business Banking

For business owners in the community, University offers comprehensive business banking services, including merchant services and business loans. We know how vital it is for local businesses to have reliable financial support, so we're committed to helping you succeed.

Credit Cards and Loans

Our credit cards come with rewards that make spending more rewarding. Whether you want to earn points on purchases or enjoy cash back, we have options that suit your lifestyle. Plus, if you're juggling multiple debts, our personal loans and debt consolidation services can simplify your finances and help you regain control.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your finances anytime, anywhere. Need to check your balance or transfer funds? Our digital tools are designed with you in mind. You can also use our ATMs for cash withdrawals or basic transactions without needing to visit a branch.

Drive-Thru & Shared Branch Services

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of partner credit unions, you can take advantage of shared branch transactions right here at University. No matter what financial journey you're on, University is here to help with an array of personalized services designed just for you. Our team is ready to assist you Monday through Friday from 9 AM to 5 PM and Saturdays from 10 AM to 2 PM at our convenient location in Georgetown. Ready to explore all that we offer? Give us a call at (512) 467-8080 or visit us online at Georgetown today! Let's work together towards achieving your financial goals!

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored for everyday needs. Imagine having a secure place for your hard-earned money while also earning interest our accounts provide just that! For those looking to make larger purchases, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing services can help turn that dream into reality.

Digital & Online Banking

At University, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our 24/7 online banking services available at https://www.ufcu.org/, you can check balances, transfer funds, and pay bills anytime, anywhere. Our online platform is user-friendly and packed with features that put you in control. If you need to send money to friends or family, our person-to-person transfer feature makes it quick and simple. For those who prefer mobile banking, our mobile application lets you manage your accounts right from your smartphone. It's like having a branch in your pocket! You can deposit checks, access e-statements, and even authorize electronic signatures for added convenience yes, we make it that easy! Your security is our top priority. We have robust measures in place to protect your information while you bank online. Our members can feel confident knowing their data is safe with us. Looking for an easier way to keep track of your statements? Enjoy the benefits of e-statements with Yes availability. It's not only eco-friendly but also helps you stay organized without the clutter of paper. Join us at University and experience the future of banking today. With tools like these, managing your money has never felt so good!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial partner is crucial for your peace of mind. That's why we are proud to share our solid financial foundation with you. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $54,041 in used auto loans and $3,073,049,909 in total loans and leases. While our operational efficiency is reflected in our $0, it also enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 758 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable and committed team. Our commitment to building trust is further evidenced by the fact that we have a growing member base with 706,304 total share accounts. This illustrates the confidence our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 4409 Williams Dr Georgetown Tx 78628 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those interested in business growth, we also provide outstanding commercial loans totaling $142,289,128, which give business owners the capital needed to expand their operations. Additionally, if you're considering personal finance options beyond traditional loans, our credit lines totaling $1,280,048,238 are available for those who need extra flexibility. At University, we prioritize making lending straightforward and accessible. If you're interested in refinancing or want to explore eligibility options for any of our products, feel free to ask about our tailored solutions designed just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 4409 Williams Dr Georgetown Tx 78628 or contact us at (512) 467-8080 to discuss how we can assist you with your borrowing needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're purchasing a new vehicle or a reliable used one, we have financing options that make it easy for you to drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and flexible terms, ensuring you find a plan that aligns with your budget and future plans.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our unsecured credit card loans. With a total of $166,181,125 in loans helping members manage their finances effectively, our credit cards come with flexible terms and no annual fees, allowing you to focus on what matters most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. You can rest assured that you are looking at accurate and trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you receive a clear view of your options without any influence from advertising dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Whether you're considering a mortgage or an auto loan, you have access to the latest information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of using a dedicated tool for comparing loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy is paramount; users can trust that they are comparing legitimate loan options without hidden agendas or misleading information.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans