University Credit Union Cedar Park TX | Quick Personal Loans & Auto Financing

Introduction

Welcome to University at 5202 Hwy 183A Toll Road, Cedar Park, TX 78613! At University Credit Union, we believe in the power of community and the strength that comes from helping each other. Established in 1936, we have grown alongside our members, and today we proudly serve over 391,419 members with a commitment to providing exceptional financial services tailored to your needs. With total assets amounting to an impressive $4,100,757,196, and total deposits of $210,923,091, we focus on ensuring your money is safe and working for you. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to guide you through all aspects of personal and business banking. Whether you're looking for auto loans or planning for your future with mortgages, we've got you covered. For any official correspondence, please note that our mailing address differs from our branch location: send your mail to 8303 N Mo Pac Expy, Austin, TX 78759-8501. At University Credit Union, we pride ourselves on being more than just a financial institution; we are a part of your community. We understand the challenges you face in today's world and strive to provide solutions that make your financial journey smoother. Our services range from checking and savings accounts to credit cards with rewards and business loans. If you're ready to experience banking that puts you first, call us at 512-467-8080 or visit us online at www.ufcu.org. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At University Credit Union, we take pride in our rich history and unwavering mission to serve our community. Established in 1936, our Cedar Park branch has grown alongside the vibrant community it serves. Over the decades, we have evolved from a small financial cooperative into a trusted partner for nearly 400,000 members, reflecting our commitment to providing exceptional financial services and support. Located at 5202 Hwy 183A Toll Road in Cedar Park, TX 78613, our branch is easily accessible for all your banking needs. We are proud to be part of the Cedar Park landscape, nestled near local landmarks that make our community unique. While members can visit us at this address, official correspondence should be sent to our mailing address at 8303 N Mo Pac Expy, Austin, TX 78759-8501. Our mission is clear: to empower our members with the financial tools they need to achieve their dreams while fostering a strong sense of community. We offer a wide range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. With total assets exceeding $4 billion, we are well-positioned to meet the diverse needs of our membership. As we look back on our journey since opening our doors in 1936, we recognize key milestones that have shaped who we are today. Our total membership stands at an impressive 391,419 individuals who trust us with their financial needs. This growth is a testament to the dedication of our team and the deep connections we've built within the community. We embrace modern banking solutions while maintaining a personal touch. Our operating hours reflect our commitment to convenience: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. With ATM availability on-site and user-friendly online banking options, we make it easier than ever for you to manage your finances efficiently. In addition to providing essential financial services, we actively engage in community outreach efforts and partnerships that uplift those around us. We believe that by supporting local initiatives and programs, we can create lasting positive change within Cedar Park and beyond. Join us at University Credit Union as we continue this journey together. Experience firsthand the benefits of being a member of a credit union that truly cares about you and your future. Whether you're looking for a reliable place for your savings or seeking support in achieving your financial goals, we're here for you every step of the way. For more information or to become a member today, call us at 512-467-8080 or visit our website.

Branch Location & Accessibility

Convenient Access

Our location is designed with accessibility in mind. We offer ample parking with ADA-compliant features, ensuring that everyone can visit us comfortably. If you need to send official correspondence, please note that our mailing address is different: 8303 N Mo Pac Expy, Austin, TX 78759-8501.

Get in Touch!

If you have any questions or would like more information about our services, feel free to give us a call at 512-467-8080. We invite you to visit us soon and experience the friendly service that makes University Credit Union stand out!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 10 AM to 2 PM. Whether you're stopping by for a quick transaction or need assistance with your accounts, our team is here to help during these hours.

Services Offered

At the University Credit Union branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Need cash? Our ATM is available for your convenience. While we don't have drive-thru service at this location, our welcoming lobby provides a comfortable space for all your banking interactions.

Member Eligibility

Welcome to the vibrant community at University, where becoming a member means joining a supportive network focused on your financial well-being. If you're wondering about eligibility, it's quite simple! At University, we welcome individuals who are affiliated with our community, including those who work or attend school in the area. Whether you're a student, staff member, or simply live nearby, there's a good chance you can join us and enjoy all the benefits we offer. You can find more detailed information about eligibility criteria by visiting this link. Opening an account is just as easy! With straightforward steps outlined at this page, you'll be on your way to enjoying everything from competitive loan rates to personalized banking services. Plus, our friendly team is here to help every step of the way give us a call at (512) 467-8080 if you have any questions. Come visit us at 5202 Hwy 183A Toll Road Cedar Park Tx 78613 and see how becoming a member of University can truly enhance your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to enhance their operations, hire more staff, and invest in new technologies. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for you. Imagine having a reliable payment processing system that allows you to serve your customers efficiently. Our solutions ensure you can accept payments quickly whether in-store or online freeing up time for what really matters: running your business. Join us at University, located at 5202 Hwy 183A Toll Road Cedar Park Tx 78613, Cedar Park, TX, and let's work together to achieve your business goals! For more information, feel free to call us at (512) 467-8080.

Outstanding Support

With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure that you're covered whenever you need it. Basic ATM access allows for quick withdrawals and balance checks without any complications. No matter where life takes you, University is here to provide comprehensive financial services that cater to all aspects of your financial health. Ready to get started? Give us a call at (512) 467-8080 or visit us today! We look forward to helping you achieve all your financial goals right here at New Hope.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help you hit the road with confidence. We offer competitive rates and flexible terms, ensuring that you find a solution that fits your budget perfectly.

Business Banking Services

Entrepreneurs and business owners can take advantage of our business banking services. From merchant services to business loans, we provide the support necessary for you to grow and succeed in today's competitive market.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to access your accounts anytime and anywhere. With features like online bill pay and mobile check deposit, managing your finances has never been easier.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards programs are perfect for making everyday purchases more rewarding. Enjoy cash back or points on every dollar spent it's an easy way to get more from your finances.

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, our mortgage loans are designed with you in mind. We provide guidance through the process, helping you secure the best rates available so you can enjoy the comfort of your own home sooner.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have personal banking solutions designed just for you. Our accounts come with features that make it easy to manage your money, allowing you to track spending and save for future goals without hassle.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you're never alone. Whether it's for medical bills, a family vacation, or debt consolidation, we have options that can help lighten your financial load.

Digital & Online Banking

Key Features

Our online banking offers features like electronic signature authorization, which allows you to sign important documents digitally saving you a trip to the branch. You can also opt for e-statements to keep track of your finances while helping the environment. No more paper clutter; view your statements securely online whenever you need them. For those moments when you need to send money quickly, our person-to-person transfer service lets you send cash directly to friends or family with ease. And if you're in a hurry, don't forget about our mobile payments feature make transactions effortlessly with just a tap. Security is a top priority at University. Our online services come equipped with advanced security measures to protect your personal information and ensure peace of mind while banking online. In short, whether it's through our comprehensive online portal or our convenient mobile app, University empowers you with the tools needed for real-time account management. Explore all that we have to offer today!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strong financial foundation that supports our commitment to you, ensuring that your money is in safe hands. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 5202 Hwy 183A Toll Road Cedar Park Tx 78613 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your business. We believe in supporting local businesses by offering tailored financing solutions that meet specific needs. If you're considering refinancing or exploring eligibility options for any of our loan products, our knowledgeable team is here to assist you every step of the way. You can reach us at (512) 467-8080 or visit us at our branch located at 5202 Hwy 183A Toll Road Cedar Park Tx 78613 in Cedar Park, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial aspirations today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $166,181,125 in loans helping members manage their finances effectively, you can enjoy the convenience and flexibility that comes with our credit options.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers are fair and transparent, reflecting current market conditions. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the value that LendMesh brings to its users. If you're looking to compare real-time loan offers and find the best rates for your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans