University Credit Union Austin TX | Convenient ATM Access & Services

Introduction

Welcome to University, your trusted financial partner located at 8303 N Mo Pac Expy, Austin, TX 78759. Since our establishment in 1936, we have been dedicated to serving our community with a focus on trust and reliability. With over 391,000 members enjoying our services, we pride ourselves on fostering strong relationships and empowering individuals through financial education and support. At University, we understand that your financial journey is unique. That's why we offer a variety of products tailored to meet the diverse needs of our members. With total assets of $4,100,757,196 and total deposits reaching $210,923,091, you can be confident that your money is secure and working hard for you. Our commitment to excellence is reflected in our net worth of $372,973,611 and cash reserves of $133,737,475, ensuring we are well-positioned to help you achieve your financial goals. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. Our team of dedicated professionals is led by CEO Michael Crowl and Board President Laura Kilcrease, who share a passion for putting members first. With a workforce of 770 employees, we're here to provide personalized service to each member every day. Whether you're looking for loans or simply want guidance on managing your finances, we invite you to reach out or visit us today. Call us at 512-467-8080 to discover how we can support your financial needs!

Branch History & Mission

Welcome to University, a cornerstone of the community in Austin, TX since its inception in 1936. Over the years, we have proudly served our members, growing alongside them and adapting to their changing needs. Today, with a total membership of 391,419 and assets reaching an impressive $4,100,757,196, we continue to embody the spirit of cooperation and support that credit unions were founded upon. Located at 8303 N Mo Pac Expy Austin Tx 78759, our branch is easy to find near local landmarks, making it convenient for our members to access essential financial services. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that when our members thrive, so does our community. At University, we focus on empowering individuals and families through accessible banking options, educational resources, and community involvement. Whether it's offering loans for new vehicles or providing guidance on managing finances, we are here to help. Our commitment goes beyond traditional banking; we strive to enhance the well-being of those we serve through various outreach programs and partnerships. For your convenience, while members can visit us at 8303 N Mo Pac Expy Austin Tx 78759, official correspondence should be sent to PO Box 9350, Austin, TX 78766 if it differs from the branch address. We operate Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you have ample opportunity to meet with our dedicated team. In addition to our physical services, we embrace modern banking solutions. Our online banking platform allows members to manage their accounts easily from anywhere. With features like electronic statements and mobile applications available, we're dedicated to making banking simple and efficient for everyone. Join us in our mission! Experience the benefits of being part of a member-focused credit union that prioritizes your financial health and community involvement. Discover how you can be part of something bigger at University we're excited to welcome you! For more information about joining or accessing our services, visit us online at [https://www.ufcu.org/]( https://www.ufcu.org/) or call us at (512) 467-8080 today!

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Feel free to give us a call at (512) 467-8080. We invite you to come by and experience the welcoming atmosphere of our University branch. Your financial wellness is our priority!

Convenient Access and Parking

At our University branch, we prioritize your convenience. There's ample parking available, so you can easily stop by without worrying about finding a spot. Our facility is designed with accessibility in mind, ensuring everyone can enjoy our services comfortably.

Operating Hours and Services

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you need help with your accounts or are interested in our ATM services, our friendly staff is ready to assist you. While we offer basic ATM access for withdrawals and balance checks, please note that we do not have drive-thru banking at this location. If you need to send official correspondence, while members can visit us at 8303 N Mo Pac Expy Austin Tx 78759, official mail should be directed to PO Box 9350, Austin, TX 78766.

Member Eligibility

Welcome to the community at University! Becoming a member is like joining a supportive family that values your needs and aspirations. If you live, work, or study in the area, you're likely eligible to join us. We embrace individuals from various backgrounds, so whether you're a local resident or affiliated with specific organizations, there's a good chance you can become part of our credit union. For detailed eligibility criteria, feel free to visit our website at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Joining is simple and rewarding! Once you meet the eligibility requirements, opening an account at University is just a few clicks away. You'll gain access to fantastic financial products and services tailored just for you. To get started, check out the account opening details at http://www.ufcu.org/open-account, or give us a call at (512) 467-8080 if you have any questions. We're excited to welcome you to University, located at 8303 N Mo Pac Expy Austin Tx 78759, where your financial journey can truly flourish!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you're processing payments online or in-store, our solutions are tailored to make transactions smooth and efficient. You can focus on what you do best running your business while we take care of the financial details. Visit us at 8303 N Mo Pac Expy Austin Tx 78759 in Austin, TX, or call us at (512) 467-8080 to learn more about how our business banking services can help you achieve your goals!

Comprehensive List Of Services

ATM Services

For quick access to your funds, our branch offers ATM Services Only, which include basic ATM access for withdrawals and balance checks. Whether you're on your way to work or running errands, you can easily grab cash or check your balance without the need for a lengthy visit inside the branch. This convenience helps you stay in control of your finances while fitting into your busy schedule.

Online Banking and Mobile Access

In addition to our ATM services, we offer robust online banking options that empower you to manage your accounts from anywhere. With features like e-statements and electronic signatures, you can handle transactions securely and efficiently. For those who prefer banking on the go, our mobile application allows you to access your account right from your smartphone.

Personal Service

While technology plays a big role in modern banking, we believe that personal touch is irreplaceable. Our team is always ready to answer questions or help with specific needs. If you're considering taking out a loan or need advice on managing your accounts, don't hesitate to reach out by calling us at (512) 467-8080 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday.

Your Financial Partner

At University, we're more than just a credit union; we're your financial partner committed to helping you achieve your goals. Whether it's saving for a new car, planning for retirement, or simply needing day-to-day banking services, we have resources available to support you. We invite you to explore all that Corporate Headquarters has to offer. Visit us today or check out our website at https://www.ufcu.org/ for more information about how we can serve you better. Join us in making smart financial choices together!

Digital & Online Banking

Key Features

Our online platform also supports person-to-person transfers, making it easy to send money to friends or family with just a few clicks. Whether you're splitting a bill or sending a gift, this feature allows for quick transactions without hassle. For those who prefer to manage their accounts on the go, our mobile application is available for download. It provides all the essential features right at your fingertips, ensuring that you can stay connected to your finances from anywhere. Additionally, we prioritize your security with electronic signature authorization, so you can confidently sign documents digitally without worrying about safety. Plus, by opting for e-statements, you help protect the environment while keeping track of your financial records effortlessly. While our current services don't include mobile payments, we focus on providing reliable tools that make banking straightforward and efficient. You can still access all these features through our user-friendly online portal. In short, at University, we are committed to delivering a banking experience that combines convenience with security. Explore our digital services today and see how easy managing your finances can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. This reflects the confidence our community has placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 8303 N Mo Pac Expy Austin Tx 78759 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey with accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We strive to make the process easy so you can focus on what matters most your new home.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. We have various eligibility options available to help streamline the process and potentially lower your monthly payments. Our branch is located at 8303 N Mo Pac Expy Austin Tx 78759, Austin, TX, and we're just a call away at (512) 467-8080. Our team is here to guide you through each step of your borrowing journey, ensuring you find the right product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At University, we're committed to supporting our members' financial health with transparent lending solutions that work for them.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards provide the freedom to make purchases while allowing you to pay off balances at your own pace.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing verified information means that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options easily. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of our platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans