University Credit Union Austin TX | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to University, your trusted financial partner located at 6101 Highland Campus Dr, Austin, TX 78752. Since our establishment in 1936, we have been dedicated to serving our community and building lasting relationships with our members. With a membership base of over 391,419 individuals, we take pride in being more than just a credit union; we're a part of your financial journey. At University, we understand that your financial needs are unique. That's why we offer a wide range of services tailored to fit every stage of life. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. Our total assets stand strong at an impressive $4,100,757,196, reflecting our commitment to stability and security for our members. While members can visit us at our branch address above for personal service, official correspondence should be sent to our mailing address: 8303 N Mo Pac Expy, Austin, TX 78759-8501. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we strive to foster a culture of trust and reliability. Our dedicated team of 770 employees is here to assist you every step of the way. With total loans amounting to 169,021 and deposits exceeding $210,923,091, we aim to provide exceptional value and service. Experience the difference with University. Visit us online at ufcu.org or give us a call at 512-467-8080 to learn more about how we can help you achieve your financial goals. We're here for you!

Branch History & Mission

Embracing Innovation

As we look towards the future, University embraces digital advancements that make banking easier and more efficient for our members. With services like online banking and mobile applications, managing your finances has never been simpler. We also ensure compliance with ADA standards so that all members can comfortably access our services.

Join Us!

We invite you to become part of the University family. Whether you are looking for a new account or need assistance with loans, we are here for you. Come visit us during our operating hours from Monday to Friday, 10 AM to 4 PM, and experience firsthand how we put our members first. For more information about our services or to open an account today, please call us at (512) 467-8080 or visit us online at our website. Together, let's build a stronger financial future!

Our Mission

The mission of University is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We strive to provide personalized financial services tailored to meet individual needs, whether it's opening checking and savings accounts, securing auto loans, or providing mortgage options. Our team believes that everyone deserves access to financial resources that help them achieve their dreams. We are dedicated not only to offering excellent banking products but also to uplifting our community through outreach programs and partnerships. We actively engage in initiatives that support local schools, nonprofits, and events that bring people together.

Branch Location & Accessibility

Convenient Access

At the University branch, we prioritize your convenience and accessibility. With ample parking available, you can easily find a spot close to our entrance. Our facility is designed with accessibility in mind, ensuring that everyone can enjoy a seamless experience. If you need assistance, our friendly staff is always ready to help. While members can visit us at 6101 Highland Campus Dr, official correspondence should be sent to our mailing address at 8303 N Mo Pac Expy, Austin, TX 78759-8501.

Get in Touch

Have questions or want to learn more about what we offer? Feel free to give us a call at 512-467-8080. We invite you to visit us soon and discover how we can support your financial journey!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 10 AM to 4 PM. This schedule allows you to plan your visit conveniently around your day-to-day activities.

Services Offered

Our University branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. Although we do not currently offer drive-thru service or shared service center access at this location, our team is dedicated to providing you with top-notch service every time you walk through our doors.

Member Eligibility

Joining University feels like stepping into a welcoming community where your financial needs are truly valued. To become a member, you'll need to meet some straightforward eligibility criteria. Generally, individuals who are affiliated with the University of Texas at Austin or live in the surrounding area can apply. It's all about connecting with those who share similar values and goals. You can find more detailed information on the specific eligibility requirements by visiting this link. Once you know you're eligible, opening an account is a breeze! You can start this journey by visiting our account opening page or simply give us a call at (512) 467-8080 if you have any questions. Our team is here to help you every step of the way, ensuring that you feel supported as you take this exciting step towards financial empowerment at University, located at 6101 Highland Campus Dr Austin Tx 78752.

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that streamline payment processing for your business. Picture this: a customer walks into your store, makes a purchase using their card, and within moments, the funds are securely transferred to your account. Our merchant services make transactions smooth and efficient, allowing you to focus on what you do best running your business. Located at 6101 Highland Campus Dr Austin Tx 78752 in Austin, TX, we invite you to discover how our comprehensive business banking solutions can empower your enterprise. For inquiries or assistance, feel free to reach out at (512) 467-8080. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to purchase new equipment, hire additional staff, or invest in marketing efforts. Our loans are designed with flexibility in mind, ensuring you get the support you need when it matters most.

Comprehensive List Of Services

ATM Access

Need cash on-the-go? Enjoy easy access with our ATM services available at various locations, including basic functions like withdrawals and balance checks. No matter where you are, accessing your money is quick and hassle-free. We invite you to explore all the financial opportunities available at University. For more information about our services or to speak with one of our friendly representatives, don't hesitate to call us at (512) 467-8080 or visit us online at Acc Highland. Join our community today and take control of your financial future!

Business Banking Services

For entrepreneurs and small business owners, University offers comprehensive business banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by providing resources and support tailored specifically for their needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your finances from anywhere at any time. With features like online bill pay, person-to-person payments, and e-statements, staying on top of your financial matters has never been more straightforward.

Flexible Personal Loans

Need extra cash for an unexpected expense? Our personal loans are flexible and can be used for anything from debt consolidation to emergency expenses. We work with you to determine the best loan option that suits your individual situation, helping you regain control over your finances.

Home Loans That Fit Your Life

Owning a home is a significant milestone, and we're here to support you through the mortgage process. From first-time homebuyer loans to refinancing options, our mortgage solutions are designed to simplify your journey toward homeownership. Our knowledgeable team will guide you every step of the way, ensuring that you feel confident in your decisions.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services cater to all your everyday banking needs. We understand that life can be unpredictable, and having access to reliable financial products is essential. Our accounts are designed with you in mind, offering easy access to your funds and competitive interest rates.

Rewarding Credit Card Options

Explore our credit cards that come with rewarding benefits. Whether you're looking for cash back or travel rewards, we have options that will fit your lifestyle. With no hidden fees and straightforward terms, managing your spending has never been easier.

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing your existing auto loan, University has you covered. Our auto loans and vehicle financing options make it simple for you to drive away in the vehicle you desire without breaking the bank. We offer personalized service to help you find the right loan that fits your budget.

Digital & Online Banking

Key Features

Our online banking offers 24/7 access, so whether you're at home or on the go, managing your money is straightforward and efficient. You can check your account balances, transfer funds, and pay bills without having to visit a branch. If you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. For those who prefer using their mobile devices, our mobile application provides a user-friendly experience right in your pocket. You can stay on top of your finances with real-time updates and notifications, ensuring you're always informed about your transactions.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, making it simple and secure to sign documents online. Plus, with e-statements available, you can easily keep track of your accounts while reducing paper clutter. While mobile payments aren't currently supported, we believe that our robust online services more than make up for it by providing a safe environment for all your financial needs. At University, we're committed to making banking easier for you. Whether you prefer to bank from your computer or smartphone, we have the tools you need to take control of your finances effortlessly. Visit us today at https://www.ufcu.org/ and discover how our digital banking services can enhance your banking experience!

Financial Strength

Commitment to Growth and Innovation

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,041 in used auto loans and $3,073,049,909 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 6101 Highland Campus Dr Austin Tx 78752 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to finance equipment, our team is here to assist you every step of the way. If you're interested in any of these loan products or want more information on refinancing options, feel free to reach out to us at (512) 467-8080 or visit us at our branch located at 6101 Highland Campus Dr Austin Tx 78752 in Austin, TX. Our knowledgeable staff is ready to help you find the best solution for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At University, we're dedicated to making borrowing straightforward and accessible for everyone in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide flexible terms designed to accommodate different financial situations. If you're looking to refinance your existing mortgage, we can help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your purchasing power while giving you the freedom to pay off balances at your convenience.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers you see are fair and transparent, allowing you to compare loans with confidence.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans