University Credit Union Austin TX | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to University, your trusted financial partner in the heart of Austin, TX! Located at 301 W Slaughter Ln, our branch has been proudly serving the community since 1936, with a commitment to providing personalized banking solutions tailored to meet your needs. With over 391,419 members and total assets exceeding $4,100,757,196, we stand as a reliable choice for individuals and families seeking financial growth and security. At University, we believe in the power of community. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to guide you through every step of your financial journey. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and business banking options. Our commitment to our members is reflected in our impressive financial stability: we hold total deposits of $210,923,091 and maintain a net worth of $372,973,611. With cash reserves of $133,737,475, you can trust that your money is safe with us. While members can visit us at our physical location, official correspondence should be sent to the same address. Feel free to reach out at (512) 467-8080 during our operating hours Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Join us today and experience the difference that personalized service can make! Visit our website at https://www.ufcu.org/ for more information or to open an account online. We look forward to serving you!

Branch History & Mission

Welcome to University, a cornerstone of the community in Austin, TX. Established in 1936, our branch has grown from humble beginnings to serve over 391,419 members with a commitment to providing exceptional financial services and community support. Our journey reflects not just growth in numbers, but a deep dedication to enhancing the lives of those we serve. Located at 301 W Slaughter Ln Austin Tx 78748, right near notable landmarks, we have made it our mission to create an inclusive environment where everyone feels valued. At University, we believe that banking should be accessible and straightforward. With total assets reaching an impressive $4,100,757,196, we pride ourselves on being financially sound while focusing on member satisfaction. Our mission is clear: to empower our members through personalized financial solutions that foster stability and growth. We offer a variety of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Beyond traditional banking, we are committed to supporting our community through outreach programs and partnerships that uplift those around us. While members can visit us at 301 W Slaughter Ln Austin Tx 78748, official correspondence should be sent to the same location as there is no difference with the mailing address. Our operating hours are designed to accommodate your schedule open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. If you're in need of quick access, our ATM is available for your convenience, along with drive-thru banking options for simple transactions. As we look forward to the future, we continue embracing technology with features like online and mobile banking, ensuring you can manage your finances anytime, anywhere. Our digital advancements also include electronic signatures and e-statements for your ease. Join us at University as we strive not only for financial success but also for a stronger community. Experience firsthand how our values reflect in every service we provide. We invite you to become part of our family; visit us today or call us at (512) 467-8080 for more information about how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At the University branch, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and ample parking spaces to ensure everyone can easily visit us. Whether you're using our drive-thru service or coming inside, you'll find everything designed with your convenience in mind.

Call to Action

Ready to take the next step? We invite you to visit us at the University branch or give us a call at 512-467-8080. Our dedicated team is excited to help you achieve your financial goals!

Operating Hours

Our friendly staff is here to assist you during regular business hours from Monday through Friday, 10 AM to 6 PM, and on Saturday from 10 AM to 2 PM. Feel free to stop by anytime during these hours for personal banking services tailored just for you.

Services Offered

We offer a variety of services including personal checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. For business owners, we provide merchant services and business loans that cater specifically to your needs. Plus, enjoy the ease of online and mobile banking along with ATM access for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of University is like joining a family that truly cares about your financial well-being. To be eligible, you simply need to live, work, or attend school in the communities we serve. This includes anyone associated with the University of Texas and its affiliates, along with their immediate family members. With membership comes a wealth of benefits, from competitive loan rates to personalized service that makes banking feel less daunting. If you're ready to open an account, just visit us at 301 W Slaughter Ln Austin Tx 78748 or check out the easy steps outlined at http://www.ufcu.org/open-account. For any questions or to learn more about eligibility details, don't hesitate to give us a call at (512) 467-8080, or explore the specifics at http://www.ufcu.org/personal/loans/ut-golf-club-membership. We can't wait for you to join our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify your operations. Imagine having a reliable payment processing system that lets you focus on serving your customers instead of worrying about transactions. Our services help streamline payments, making it easier for you to manage cash flow and keep your business running smoothly. Located conveniently at 301 W Slaughter Ln Austin Tx 78748, Austin, TX, we're here to support your business journey every step of the way. Connect with us today at (512) 467-8080 to learn how we can help you achieve your goals!

Comprehensive List Of Services

Connect With Us

Your financial journey is important to us at University. With our range of personalized services like those listed above alongside attentive customer service we strive to be more than just a bank; we aim to be a partner in achieving your financial goals. Ready to explore what we can do for you? Reach out today at (512) 467-8080, visit us at 301 W Slaughter Ln Austin Tx 78748, or discover more online at Southpark Meadows. Your financial peace of mind starts here!

Credit Cards and Business Services

Don't forget about our Credit Cards with Rewards, which provide great perks for everyday purchases. You can earn points while enjoying the flexibility of credit perfect for those who love rewards programs! If you're a business owner, we've got you covered too! Our Business Banking services include everything from merchant services to business loans, ensuring that you have the support needed to grow your venture.

Digital Convenience

In today's fast-paced world, having access to banking at your fingertips is essential. Our Online & Mobile Banking services make it easy for you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments all from the comfort of your home or on the go. Plus, with ATM & Cash Withdrawal Services available 24/7, accessing cash has never been easier. For quick transactions, take advantage of our Basic Drive-Thru Banking and ATM Access, allowing you to deposit or withdraw money without stepping inside the branch. This blend of digital convenience and traditional banking ensures that we cater to all preferences.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts designed for convenience and flexibility. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features that help you stay organized and on top of your finances. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options allow you to drive off in your dream car without breaking the bank. Homeownership is within reach with our Mortgage Loans & Refinancing services. We work closely with you to find the best mortgage solution tailored to your financial situation. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options offer straightforward ways to regain control over your financial future.

Digital & Online Banking

Key Services

Our 24/7 online banking services allow you to check your balances, pay bills, and transfer money without ever stepping into a branch. Need to send money to a friend? With our person-to-person transfer feature, it's simple and quick. You can also sign documents electronically through our electronic signature authorization, making it easier than ever to handle important transactions from the comfort of your home. For those who prefer to manage their accounts on the go, our mobile application provides all the functionalities you need right at your fingertips. Whether you're checking e-statements or making transfers, everything is designed for ease of use.

Security & Accessibility

Your security is our top priority. Our digital banking services are equipped with strong security measures to protect your information while providing you with real-time account management. Plus, you'll enjoy the convenience of accessing your e-statements anytime no more waiting for paper copies to arrive in the mail! With University, you can trust that managing your finances will be both straightforward and safe. We're committed to providing you with tools that enhance your banking experience while ensuring you have control over your financial decisions. Explore all that our digital banking has to offer today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 301 W Slaughter Ln Austin Tx 78748 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,041 in used auto loans and $3,073,049,909 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is here to guide you through the financing process and ensure you find an option that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to help you secure funding that supports your growth ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We know that purchasing a home is one of the biggest investments you'll make, so we're committed to providing competitive rates and personalized service throughout your journey.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options that might lower your monthly payments or reduce your overall interest costs. Our experienced staff is ready to assist you in finding solutions tailored to your individual needs. We invite you to visit us at 301 W Slaughter Ln Austin Tx 78748, Austin, TX or give us a call at (512) 467-8080 for more information about our loan offerings. At University, we're dedicated to helping you take control of your financial future with confidence. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit card options come with rewards and low-interest rates to make managing your finances easier.

Loan Aggregator

Benefits of Using LendMesh

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Connect With Us

Credit Cards and Business Services

Digital Convenience

Personal Banking

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Growing Membership Base

Investing in Our Future

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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