University Credit Union Austin TX | Cheap Mortgage Refinance & Business Loans

Introduction

Welcome to University, your trusted financial partner located at 9925 Brodie Ln, Austin, TX 78748. Since our establishment in 1936, we've proudly served the local community with a commitment to putting our members first. With a total membership of over 391,000, we understand that each individual has unique financial needs, and we're here to help you achieve your goals. At University, we take pride in our robust financial standing. Currently, our total assets amount to an impressive $4.1 billion, backed by total deposits of $210.9 million. With a net worth of $372.9 million and cash in hand totaling $133.7 million, we ensure that your money is safe and accessible whenever you need it. We offer a wide range of services tailored to meet both personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we have solutions designed just for you. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, is committed to helping our members navigate their financial journeys with confidence. While members can visit us at our branch location on Brodie Lane for all your banking needs, official correspondence should be sent to PO Box 9350, Austin, TX 78766 if different from the branch address. Don't hesitate to reach out! Our friendly staff is available to assist you during lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 10 AM to 2 PM. You can also call us at 512-467-8080 for any inquiries or assistance. Join us today at University Credit Union where your financial well-being is our top priority! For more information about our services or to open an account online, visit us at ufcu.org.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the University family. Experience firsthand how we can assist you in reaching your financial aspirations while contributing positively to our shared community. Stop by today or give us a call at (512) 467-8080 let's work together towards a brighter financial future!

Our Mission

At the heart of University lies our mission: to empower our members with accessible financial services while fostering a supportive community spirit. We believe that financial health is essential for personal well-being, and we strive to provide tools and resources that help individuals achieve their goals. From checking accounts and savings plans to mortgages and business loans, we are dedicated to offering personalized solutions that meet your unique needs. While members can visit us at 9925 Brodie Ln Austin Tx 78748, official correspondence should be sent to PO Box 9350, Austin, TX 78766, ensuring all communication remains seamless. We understand that convenience matters; that's why we offer ATM availability and drive-thru banking services for quick transactions. In addition, we embrace technology to enhance your banking experience with features like online banking and mobile applications. Our commitment extends beyond just transactions; we're here to support local initiatives and engage in community outreach efforts that uplift those around us.

Branch Location & Accessibility

Convenient Access and Parking

At our University branch, we understand the importance of convenience. There's ample parking available right outside our doors, making it easy to stop by for your banking needs. We also ensure that our facilities are ADA compliant, with ramps and designated spaces for those who may require additional assistance.

Full-Service Banking Options

Whether you're looking for personal banking services like checking and savings accounts or need help with auto loans, mortgages, or credit cards with rewards, we've got you covered. Our shared service center also allows members of partner credit unions to conduct basic transactions right here at our location. Plus, with an ATM available on-site, you can access cash whenever you need it. If you have any questions or would like more information about our services, don't hesitate to give us a call at 512-467-8080. We invite you to visit us at the University branch today your financial journey starts here!

Operating Hours to Suit Your Schedule

We know that life can get busy, so we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, and Saturdays from 10 AM to 2 PM. For those who prefer drive-thru banking, we have extended hours available; you can visit us Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM.

Member Eligibility

At University, we believe that becoming a member is like joining a supportive family that cares about your financial well-being. If you're looking to join us, it's easy! You'll be eligible if you live, work, worship, or attend school in the areas we serve, and there are special options available for family members of current members too. This means that many people can take advantage of our great services and community-focused approach. By choosing University, you gain access to a range of benefits designed to help you thrive financially, from competitive loan rates to personalized customer service. To get started on your membership journey, simply visit us at 9925 Brodie Ln Austin Tx 78748 or give us a call at (512) 467-8080 for any questions you might have. For detailed eligibility criteria, check out our resource page at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Once you're ready to open an account, you can find all the information you need at http://www.ufcu.org/open-account. Joining us is not just about banking; it's about being part of something bigger!

Business Banking & Commercial Services

Business Loans Tailored to You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments quickly and easily from your customers our merchant services make this possible. With tools designed to streamline transactions, you can focus more on what you do best: growing your business. From point-of-sale systems to mobile payment options, we provide solutions that fit your needs. Located at 9925 Brodie Ln Austin Tx 78748 in Austin, TX, we're here to partner with you on your business journey. Reach out today at (512) 467-8080 to explore how our business banking and commercial services can help propel your company forward!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with tailored financial products.

Connect With Us

To learn more about how University can help with all your financial needs, give us a call at (512) 467-8080 or visit us at 9925 Brodie Ln Austin Tx 78748. We invite you to become part of our family where personalized service meets comprehensive banking solutions. Start your journey today by visiting our website at Brodie. Let's work together towards achieving your financial dreams!

Convenient Access

We understand that convenience is key in today's busy world. That's why we offer ATM services for quick cash withdrawals and basic transactions like balance checks. Our drive-thru service allows you to complete essential banking tasks without leaving your car perfect for those on the go! In addition, if you're part of another credit union that partners with us, you can take advantage of shared branch transactions at our location as well.

Credit Card Benefits

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also allow you to earn points for every dollar spent. This means every purchase gets you closer to exciting rewards and experiences.

Mortgage Options

Thinking about buying a home? Our mortgage loans come with various terms and conditions that can be customized for your budget. Plus, if you already own a home and are considering refinancing, we can guide you through the process to potentially lower your monthly payments.

Personal Banking Solutions

Our personal banking services start with flexible checking and savings accounts designed to fit various lifestyles. Imagine having the ability to manage your finances effortlessly through our online and mobile banking platforms. With just a few taps on your phone, you can check balances, transfer funds, and pay bills anytime, anywhere. If you're planning to buy a car or need some extra cash for personal projects, our auto loans and vehicle financing options make it easy. We offer competitive rates that can help ease the burden of monthly payments. For those looking to consolidate debt or finance personal expenses, our personal loans provide straightforward solutions without hidden fees.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.ufcu.org/, allows you to manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills, our user-friendly interface makes it simple. Plus, with 24/7 online banking services, you're never far from your money. Need to sign documents quickly? Our electronic signature authorization feature lets you complete transactions without the hassle of printing or mailing paperwork. You can also opt for e-statements to keep your records organized and eco-friendly. Enjoy quick access to important documents without cluttering your mailbox. If you're always on the go, you'll love our mobile application. Available for download, this app empowers you to bank right from your smartphone. You can even make person-to-person transfers easily just send money directly to friends or family with a few taps. While mobile payments aren't available yet, our commitment to providing secure and effective banking means we're constantly exploring new ways to enhance your experience. Rest assured that all these features come with top-notch security measures in place. In summary, whether it's through our website or mobile app, University ensures that managing your finances is straightforward and efficient. We're here to support you every step of the way!

Financial Strength

Commitment to Growth and Innovation

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share Accounts: 706,304, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 9925 Brodie Ln Austin Tx 78748 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options, we have dedicated resources available to guide you through the process. We encourage you to reach out to us at (512) 467-8080 or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to make borrowing straightforward and beneficial for all our members at University.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs, ensuring you can find the right option for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, which is why we're here to support you with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We aim to provide flexible terms and competitive rates so that you can feel confident in your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans totaling $166,181,125 help members manage their finances effectively. This option allows for easy access to funds when needed without the burden of collateral.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the options presented are based solely on their merits rather than advertising dollars.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions. You won't have to worry about outdated information when considering your loan options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed on LendMesh has been vetted to ensure they meet strict regulatory standards.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans