University Credit Union Austin TX | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to University, your trusted financial partner located at 5033 W Highway 290 Austin Tx 78735 in the heart of Austin, TX. Established in 1936, we have proudly served our community for over 1936 years, building a strong foundation of trust and reliability. With a total membership of 391,419 members, we are committed to providing personalized banking solutions that cater to your unique needs. At University, we take pride in our impressive financial standing, boasting total assets of $4,100,757,196 and total deposits reaching $210,923,091. This ensures that we have the resources to support our members with a variety of services, including personal loans, auto financing, and business banking solutions. Our commitment to excellence is reflected in our net worth of $372,973,611 and cash reserves amounting to $133,737,475, allowing us to serve you effectively. While members can visit us at 5033 W Highway 290 Austin Tx 78735, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. Our dedicated team, led by CEO Michael Crowl and Board President Laura Kilcrease, works tirelessly to ensure you receive top-notch service every time you walk through our doors or connect with us online. We invite you to explore all that we have to offer. Whether you're looking for checking and savings accounts, credit cards with rewards, or mortgage options, we are here to help you achieve your financial goals. Feel free to reach out at (512) 467-8080 or visit our website at https://www.ufcu.org/ for more information. Join us at University, where your financial well-being is our priority!

Branch History & Mission

Community Focus

In addition to traditional banking services, we embrace technology and innovation. With online banking, mobile applications, and ATM availability, managing your finances has never been easier. Our drive-thru service enhances convenience for those on the go, while our shared service center ensures access to essential services even when you're away from home. As we continue to adapt to the changing landscape of finance, we remain focused on providing an inclusive environment where everyone feels welcome. Our team is committed to ensuring that all members have equal access to our resources, including ADA-compliant facilities designed for everyone's comfort.

Join Us

As we look toward the future, we invite you to become part of the University family. Experience firsthand the benefits of membership whether it's saving for your first car or securing a mortgage for your dream home. Together, let's build a brighter future for ourselves and our community. For more information or to open an account today, call us at (512) 467-8080, or visit our website at http://www.ufcu.org. Join us on this exciting journey and discover how together we can achieve great things!

Our Mission

The mission of University is simple yet powerful: to provide accessible financial services that empower individuals and families while fostering community development. We believe in making banking easy and approachable, which is why we offer a variety of services tailored to meet your needs from personal banking and auto loans to business banking solutions. Our commitment extends beyond just financial transactions; we actively engage with our local community through outreach programs and partnerships that aim to uplift and support those around us. We are dedicated to being more than just a place to bank; we strive to be a true ally in your financial journey.

Branch Location & Accessibility

Accessibility Features

At University, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious walkways that make navigating the space easy for everyone. Plus, we offer ample parking to ensure your visit is as smooth as possible.

Call-to-Action

We invite you to visit us at University today! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (512) 467-8080. We look forward to serving you soon!

Operating Hours

We know how busy life can get, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 10 AM to 2 PM. If you prefer drive-thru services, we're available Monday through Friday from 8 AM to 7 PM and on Saturday from 9 AM to 2 PM perfect for those quick transactions when you're on the go!

Services Offered

At University, we're proud to offer a wide range of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, we've got you covered. We also provide online and mobile banking options for added convenience. For cash withdrawals or balance checks, our ATM is readily available on-site. Additionally, if you're a member of a partner credit union, feel free to take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of University is like joining a warm and welcoming family that supports your financial journey. If you're looking to be part of a community focused on helping you thrive, you're in the right place! To be eligible for membership, you'll need to meet certain criteria, which can include being affiliated with specific organizations or residing in particular areas. For detailed information about eligibility, feel free to check out our resource at http://www.ufcu.org/personal/loans/ut-golf-club-membership. It's straightforward, and we're here to help every step of the way. Opening an account is easy too! You can start your journey with us by visiting our website for account opening details at http://www.ufcu.org/open-account. If you have any questions or need assistance, don't hesitate to give us a call at (512) 467-8080. We can't wait to welcome you into the University community at 5033 W Highway 290 Austin Tx 78735, where your financial goals become our priority!

Business Banking & Commercial Services

At University, we understand that running a business is no small feat. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide merchant services that simplify everyday transactions. Imagine being able to accept payments easily from your customers, whether they are in-store or online. Our solutions help you manage cash flow effectively and keep your operations running smoothly. Located at 5033 W Highway 290 Austin Tx 78735 in Austin, TX, we are dedicated to serving the local business community. Contact us today at (512) 467-8080 to learn more about how our business banking and commercial services can support your journey to success!

Comprehensive List Of Services

Business Banking for Growth

If you're a business owner, you'll appreciate our business banking services that include merchant services and business loans tailored to help your company thrive. We know how vital it is for businesses to have reliable financial support, and that's why we're committed to fostering growth in our local community.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, and pay bills anytime from the comfort of your home or on-the-go using our user-friendly app. With ATM services available for cash withdrawals and basic drive-thru banking for deposits and simple transactions, accessing your money has never been easier.

Personal Banking Made Simple

Our personal banking options include checking and savings accounts designed for everyday needs. Imagine having the flexibility to manage your funds with ease while also earning interest on your savings. Plus, we offer auto loans and vehicle financing, making it easier for you to hit the road in a new car. Need a home? Our mortgage loans and refinancing options provide the perfect solution for buying or upgrading your property.

Shared Branching & ATM Access

For members who may need additional support, we also provide basic shared branch transactions that allow partner credit union members to make deposits and withdrawals seamlessly. Our ATM network ensures that you can check balances or withdraw cash whenever needed without hassle. At University, we believe that banking should be accessible and straightforward. If you're ready to explore all these services and see how they can work for you, don't hesitate to reach out! Give us a call at (512) 467-8080 or visit us at South Mopac today we're excited to serve you!

Tailored Loan Solutions

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control. We understand that managing finances can be stressful, so we're here to make borrowing straightforward and manageable. Additionally, our credit cards come with rewards, allowing you to earn while you spend perfect for everyday purchases or special treats.

Digital & Online Banking

At University, we understand that banking should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking, you can manage your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer funds, you can do it all at your convenience. Explore our online banking services at https://www.ufcu.org/. Our user-friendly platform ensures that you have quick access to everything you need. Plus, with electronic signature authorization available, signing documents has never been simpler. You can complete transactions securely from the comfort of your home. Stay organized and eco-friendly with e-statements. Enjoy easy access to your financial statements without the clutter of paper. And if you ever need to send money to friends or family, our person-to-person transfer feature makes it a breeze no more cash or checks required! For those always on the go, our mobile application is here for you. Whether you want to check balances or make payments, it's all just a tap away. While mobile payments aren't available right now, our app still provides a robust experience for managing your finances. In this digital age, we prioritize your security. We employ advanced measures to keep your information safe while making sure that accessing your account is straightforward and stress-free. Experience the ease of modern banking with University. Your financial needs are just a click away!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to providing reliable services and support. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $54,041 in used auto loans and a total of $3,073,049,909 in loans and leases available to help support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 706,304, demonstrating a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, highlighting our capacity to cater to your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 5033 W Highway 290 Austin Tx 78735 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other business expenses, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We aim to streamline the process so that you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could save you money and lower your monthly payments. Be sure to check our eligibility requirements to see how we can assist you further. For more information or to discuss which loan product might be right for you, feel free to contact us at (512) 467-8080 or visit us at 5033 W Highway 290 Austin Tx 78735 in Austin, TX. Our friendly team is here to help guide you through the application process and answer any questions you may have.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without tying up assets.

Loan Aggregator

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans