University Credit Union Austin TX | Low Mortgage Rates & Quick Loans

Introduction

Welcome to University, your trusted partner in financial growth and well-being! Located at 12605 Scofield Farms Dr Austin Tx 78727, we proudly serve our community with personalized banking solutions tailored to your needs. Established in 1936, we have built a strong foundation, welcoming over 391,419 members who benefit from our commitment to exceptional service. At Scofield, we believe in empowering our members through smart financial choices. With total assets of an impressive $4,100,757,196, we are dedicated to fostering a secure environment where your savings can flourish. Our robust offerings include personal banking, auto loans, mortgage refinancing, and business loans all designed to meet the diverse needs of our members. We take pride in our financial stability, with total deposits amounting to $210,923,091 and net worth standing at $372,973,611. This solid foundation allows us to lend confidently, with over 169,021 loans extended to our members. Every day, we strive to make a positive impact in Austin, TX, providing opportunities for growth and prosperity. Our leadership team is here for you. CEO Michael Crowl and Board President Laura Kilcrease lead with a vision focused on community engagement and financial wellness. We understand that every member's journey is unique, and we're dedicated to supporting you every step of the way. Whether you're looking to open a new account or seeking guidance on loans, we invite you to reach out. You can visit us at 12605 Scofield Farms Dr Austin Tx 78727 or give us a call at (512) 467-8080 during our convenient hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Let's work together toward achieving your financial goals!

Branch History & Mission

Our Evolution

From humble beginnings, University has embraced change and innovation while staying true to its mission of helping individuals and families achieve their financial goals. Over the decades, we have expanded our services significantly, adapting to the needs of our members with offerings such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe in empowering our community through education and accessible financial products. Our branch is designed with convenience in mind. We offer a drive-thru service for quick transactions and ATM access for your everyday banking needs. Our operating hours are tailored to fit your busy schedule: Monday to Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM.

Our Mission

At University, our mission is simple yet impactful: to provide comprehensive financial services while fostering a sense of community support. We strive to enhance the lives of our members by offering personalized solutions that help them navigate their financial journeys. Beyond banking, we actively participate in community outreach efforts and partnerships that uplift those around us. While members can visit us at 12605 Scofield Farms Dr, official correspondence should be sent to PO Box 9350, Austin, TX 78766 if needed. We embrace digital advancements as well; with features like online banking and mobile applications available for your convenience. We invite you to join the University family today! Experience the benefits of being part of a credit union that truly cares about its members. For more information or to open an account, please call us at 512-467-8080 or visit us online at ufcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

Getting to us is a breeze. We have ample parking available right outside the branch, ensuring that you won't have to search for a spot. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to cater to everyone. Whether you're visiting for a quick transaction or need assistance from our friendly staff, we strive to make your experience smooth and enjoyable.

Operating Hours

Our doors are open Monday through Friday from 10 AM to 6 PM, and on Saturday from 10 AM to 2 PM. This flexible schedule allows you to stop by at a time that works best for you. If you have any questions or need further assistance, don't hesitate to give us a call at (512) 467-8080.

Services Offered

At Scofield, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash quickly? Enjoy our ATM services available on-site or utilize our drive-thru banking for simple transactions such as deposits and withdrawals without leaving your vehicle. While members can visit us at 12605 Scofield Farms Dr Austin Tx 78727, official correspondence should be sent to PO Box 9350, Austin, TX 78766. We invite you to stop by University today! Experience firsthand the welcoming atmosphere and dedicated service that sets us apart. Your financial journey begins here!

Member Eligibility

Becoming a member of University is like joining a welcoming community that truly cares about your financial well-being. If you live, work, or go to school in the area, you're likely eligible to join us! Our membership is open to anyone who meets these simple criteria, so whether you're a local resident or connected to our neighborhood in some way, we would love to have you on board. Members at University enjoy a range of benefits, from personalized service to competitive rates on loans and savings accounts. To get started, it's easy! You can find all the detailed eligibility information at http://www.ufcu.org/personal/loans/ut-golf-club-membership, where you can learn more about what it takes to become part of our family. Once you're ready, opening an account is just a click away at http://www.ufcu.org/open-account. If you have any questions or need assistance, don't hesitate to reach out at (512) 467-8080. We're here to help you every step of the way!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or at your storefront. Our merchant services make this possible by offering reliable payment processing solutions tailored to your business's needs. You can focus on what matters most growing your business while we handle the transactions. Located conveniently at 12605 Scofield Farms Dr Austin Tx 78727 in Austin, TX, we're here to partner with you on your journey toward success. For inquiries or to learn more about how we can assist you, give us a call at (512) 467-8080. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Options

For local entrepreneurs and businesses, we offer comprehensive Business Banking services. Whether you need Merchant Services to accept payments from customers or Business Loans to expand your operations, we are here to support your growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our online and mobile banking features are designed to make managing your money easy and accessible. With Online & Mobile Banking, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need cash? Our ATM & Cash Withdrawal Services allow easy access to your funds whenever you need them. Plus, our basic drive-thru banking service makes it simple for quick transactions like deposits and withdrawals without leaving your vehicle.

Get Started Today!

We invite you to visit us at 12605 Scofield Farms Dr Austin Tx 78727 in Austin, TX or give us a call at (512) 467-8080 to learn more about how our services can benefit you. At University, we are committed to helping you achieve your financial goals with personalized care and attention. Explore all that we have to offer by checking out more details on our website: Scofield. We look forward to serving you!

Personal Banking Solutions

At University, we understand that managing your finances is essential. That's why we offer Personal Banking services, including Checking & Savings Accounts designed to help you save for what matters most. If you're thinking about purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can make that dream a reality. When it comes to buying a home, our Mortgage Loans & Refinancing services ensure you find the right fit for your budget and lifestyle. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide the flexibility you need without breaking the bank. And don't forget about our Credit Cards with Rewards, which offer perks that can enhance your everyday spending.

Digital & Online Banking

Key Services Offered

With our online banking platform available at https://www.ufcu.org/, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our electronic signature authorization makes signing documents a breeze no more waiting for paperwork to arrive! If you're environmentally conscious, you'll appreciate our e-statements feature, allowing you to receive your account statements electronically instead of through the mail. For those moments when you need to send money quickly to family or friends, our person-to-person transfer option is just what you need. It's simple and fast just a few taps on your mobile device, and the money is on its way!

Mobile App and Payments

We know that staying connected is crucial. That's why we have developed a user-friendly mobile application that allows you to manage your finances right from the palm of your hand. While we currently do not support mobile payments, our app provides all the essential features for easy banking.

Security and Support

Your security is our top priority. Our online banking system includes advanced security measures to ensure your personal information remains safe. And if you ever have questions or need assistance, our dedicated team is always ready to help. With University, managing your money has never been easier. Experience the freedom of real-time account management and enjoy peace of mind knowing that your financial needs are taken care of anytime, anywhere!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is reflected in our robust financial strength, built on a solid foundation of trust and reliability. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further evidenced by our net worth ratio of $925, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $363,477,269 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $54,041 in used auto loans and $3,073,049,909 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees who ensure our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments amounting to $0, alongside a growing member base reflected in our total share accounts of 706,304, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 12605 Scofield Farms Dr Austin Tx 78727 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support them with tailored financing solutions. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to guide you through the process. Our knowledgeable staff at University, located at 12605 Scofield Farms Dr Austin Tx 78727, Austin, TX, can assist you in finding the best loan product for your needs. For any inquiries or assistance, please don't hesitate to reach out to us at (512) 467-8080 during our operating hours: Monday - Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the financing you need for your dream home.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $166,181,125 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that the information is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will see all available options without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the tool in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers every time you compare loans.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans