University Credit Union Austin TX | Quick Personal Loans & ATM Access

Introduction

Welcome to University at 11400 Concordia University Dr, Austin, TX 78726! Since our establishment in 1936, we have proudly served our members, fostering a community built on trust and support. With a membership base of over 391,419, we are committed to providing exceptional financial services tailored to your needs. At University, we believe in empowering our members through sound financial practices. Our total assets stand at an impressive $4,100,757,196, with total deposits reaching $210,923,091. This strength allows us to offer a variety of loans and financial products that cater to everyone from personal banking to business solutions. We currently manage 169,021 loans and leases, ensuring that whether you are looking for auto loans, mortgages, or credit cards with rewards, we have you covered. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 11400 Concordia University Dr, Austin, TX 78726. Our dedicated team of 770 employees, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to help you navigate your financial journey with confidence. Our commitment goes beyond just numbers; we actively engage with the community and prioritize creating meaningful relationships. Our net worth of $372,973,611 reflects not only our stability but also our dedication to serving you better every day. If you're ready to take the next step towards securing your financial future or if you have any questions about our services, don't hesitate to reach out! Call us at 512-467-8080 or visit our website at www.ufcu.org today. We look forward to welcoming you into the University family!

Branch History & Mission

Community Focus

With an emphasis on accessibility, we proudly offer ATM services at our branch and are committed to ADA compliance, ensuring everyone can benefit from our facilities. Although we currently do not have drive-thru banking available, our lobby hours are designed for your convenience: Tuesdays and Wednesdays from 10 AM to 2 PM. As part of our goal to create meaningful partnerships, we actively engage in community outreach efforts and collaborate with local organizations. This allows us to better serve those around us and foster a sense of unity within Austin.

Join Us

We invite you to become part of the University family! Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Whether you're looking for personal loans, credit cards with rewards, or business banking solutions, we're here for you every step of the way. Reach out today at (512) 467-8080 or visit us online at Concordia and discover all that we have to offer! Your journey towards financial empowerment starts here with us at University.

Our Journey

University began with a vision: to provide accessible financial services tailored to the unique needs of our members. Over the years, we have evolved significantly, achieving remarkable milestones along the way. As we celebrate nearly a century of service, we've built an impressive asset base of $4,100,757,196, allowing us to offer competitive loans, savings options, and personalized banking solutions. Our commitment to serving the community goes beyond just financial transactions. We are proud to be part of local initiatives, supporting various outreach programs that enhance the lives of residents in Austin. From educational workshops to local sponsorships, we strive to make a positive impact.

Our Mission

At the heart of everything we do is our mission: to empower our members through exceptional financial services while fostering community well-being. We believe that everyone deserves access to quality banking resources, regardless of their financial background. Our member-centric approach ensures that your needs come first, whether you're opening a checking account or seeking advice on securing a loan. While members can visit us at 11400 Concordia University Dr Austin Tx 78726, official correspondence should be sent to 11400 Concordia University Dr, Austin, TX 78726 if it differs from our physical location. We also understand the importance of convenience in today's fast-paced world; that's why we offer online and mobile banking services, making it easier than ever for you to manage your finances.

Branch Location & Accessibility

Operating Hours

We're open on Tuesdays and Wednesdays from 10 AM to 2 PM, providing plenty of time for you to drop by and take care of your financial needs. If you prefer, feel free to give us a call at (512) 467-8080 before your visit we're always happy to help!

Parking and Accessibility

At University, we understand that convenience matters. Our location offers ample parking space to ensure your visit is hassle-free. We are also committed to making our services available to everyone, with ADA-compliant features including ramps and accessible entrances.

Services Offered

While you're here, take advantage of our various banking services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgages, we strive to provide solutions that meet your unique needs. Plus, enjoy the convenience of ATM access right on-site. While members can visit us at 11400 Concordia University Dr Austin Tx 78726, official correspondence should be sent to our mailing address at 11400 Concordia University Dr, Austin, TX 78726. So why wait? Come visit us at University today! Our team is excited to welcome you and help you navigate your financial journey.

Member Eligibility

Becoming a member of University is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or go to school in the Austin area, you're already on the right track to enjoy our supportive community and all the benefits we offer. We welcome individuals who share our values and commitment to helping each other succeed. Whether you're looking for personalized banking services, loans with competitive rates, or simply a place where your money can grow, University has something special for you. To get started, check out our eligibility details at http://www.ufcu.org/personal/loans/ut-golf-club-membership. It's straightforward and inclusive! Once you're ready to open an account, just visit us online at http://www.ufcu.org/open-account, or give us a call at (512) 467-8080 if you have any questions. We're located at 11400 Concordia University Dr Austin Tx 78726, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to hire new employees, purchase equipment, or expand your inventory. Our member-focused approach ensures you get the financial backing you need when it matters most.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable payment solutions can set your business apart. Our merchant services provide seamless transaction processing, so you can focus on what you do best serving your customers. Picture being able to accept payments from anywhere with ease; that's the power of our tailored services at University. Located at 11400 Concordia University Dr Austin Tx 78726 in Austin, TX, we're ready to partner with you on your journey toward success. For more information, give us a call at (512) 467-8080 or visit us online at http://www.ufcu.org. Let's grow together!

Comprehensive List Of Services

Accessing Cash Made Simple

Need cash quickly? With our ATM & cash withdrawal services available at various locations, accessing your funds has never been easier. Just stop by any ATM and get what you need it's that simple! Whether you're walking through our doors or connecting digitally, we're committed to providing a welcoming atmosphere where you feel valued and supported. For more information about all the services available at University, don't hesitate to call us at (512) 467-8080 or visit us online at Concordia. Your financial journey starts here!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why University offers robust online and mobile banking features. You can manage your accounts anytime from anywhere using our online platform or mobile app. Make transfers, pay bills, or check your balance without having to visit the branch.

Credit Card Rewards

We also know how important it is to have a credit card that rewards your spending habits. That's why we offer credit cards with rewards programs that allow you to earn points on purchases points that can be redeemed for exciting perks!

Home Financing Made Easy

If owning a home is on your horizon, we've got you covered with our mortgage loans and refinancing options. We aim to make the home buying process as smooth as possible, offering guidance every step of the way. This way, you can focus on choosing the perfect house instead of worrying about financing.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored for everyone. Whether you're looking to open a new checking or savings account, our team is ready to assist you. Our personal banking services not only help you manage your day-to-day expenses but also enable you to plan for the future. For those interested in purchasing a vehicle, our auto loans and vehicle financing solutions are designed with competitive rates and flexible terms. Imagine driving off in your new car with the confidence that comes from knowing you've made a smart financial choice!

Personal Loans for Life’s Needs

Life can sometimes throw unexpected challenges your way, and having access to personal loans or debt consolidation options can provide peace of mind when you need it most. Our friendly staff will work with you to find a solution that fits your situation perfectly.

Supporting Local Businesses

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, we're here to support local entrepreneurs every step of the way.

Digital & Online Banking

Always Accessible

With 24/7 online banking services available at University, you never have to worry about banking hours again. Whether it's early morning or late at night, our platform is always ready to serve you. Take control of your finances with ease and confidence today! For more information on how you can maximize these services, visit us at https://www.ufcu.org/ and discover everything University has to offer!

Key Features

With our online banking services, you can handle all your banking tasks from the comfort of your home or on the go. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, our electronic signature authorization makes it easy to complete transactions without the hassle of paperwork. For those who prefer paperless options, we offer e-statements that provide a clear view of your account activity while also helping the environment. You can easily download or view these statements whenever you need them.

Mobile Convenience

Our mobile application puts banking in your pocket! Available for download on various devices, it allows you to manage your accounts effortlessly. You can even enjoy person-to-person transfers with just a few taps sending money to friends or family has never been easier. Although we currently do not support mobile payments, our commitment to enhancing your digital experience remains strong. We are continuously exploring new features to add convenience and security.

Financial Strength

Investment in Your Future

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $54,041 in used auto loans and $3,073,049,909 in total loans and leases to support your financial goals across various sectors.

Member Savings and Deposits

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission at University, where we strive to build lasting relationships with every member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 11400 Concordia University Dr Austin Tx 78726 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Support

To learn more about eligibility for any of our loan products or refinancing options available at University, please don't hesitate to reach out! You can contact us at (512) 467-8080 or visit us at our branch located at 11400 Concordia University Dr Austin Tx 78726, Austin, TX. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At University, we're dedicated to supporting your financial journey with transparency and integrity.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and are committed to offering support through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your unique situation. If you're considering refinancing your existing mortgage, we can guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans, which total $166,181,125. These cards come with flexible terms that allow you to manage your finances effectively while earning rewards on your purchases.

Loan Aggregator

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans