University Credit Union Austin TX | Quick Personal Loans & ATM Access

Introduction

Welcome to University Credit Union, your trusted financial partner located at 1801 E 51St St Ste 200, Austin, TX 78723. Established in 1936, we have proudly served our community for over 85 years, helping our members achieve their financial dreams. With a membership base of 391,419 and total assets reaching an impressive $4,100,757,196, we are committed to providing exceptional service and innovative financial solutions tailored just for you. At University Credit Union, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business loans. Our dedicated team of over 770 employees is here to guide you through every step of your financial journey. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we prioritize your satisfaction and strive to make banking simple and accessible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. With total deposits amounting to $210,923,091 and a strong net worth of $372,973,611, we stand as a pillar of stability in the community. Whether you're looking to open a new account or inquire about loan options our friendly staff is ready to assist you! Feel free to give us a call at 512-467-8080 or explore more about our services on our website at ufcu.org. Join us today and discover how University Credit Union can help empower your financial future!

Branch History & Mission

A Legacy of Community Support

From the start, University Credit Union has focused on providing exceptional financial services while fostering strong relationships within the community. Over the decades, we have adapted to meet the changing needs of our members, embracing innovation while staying true to our core values. Our mission is simple yet powerful: to enhance the financial well-being of our members through personalized service and a wide range of products. Our headquarters in Austin continues to guide our efforts as we strive to create a welcoming environment where everyone feels valued. With modern operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM we ensure that our services are available when you need them most.

Commitment to Accessibility and Innovation

In addition to traditional banking services, University Credit Union offers a full suite of digital banking options. Our online banking platform allows members to manage their accounts conveniently from anywhere. We also provide mobile application access for those who prefer banking on-the-go. With ADA compliance at the forefront of our operations, we aim to make our facilities accessible for all members of the community. For those who prefer face-to-face interaction, we have a drive-thru service available for quick transactions without leaving your vehicle. Additionally, we proudly offer ATM access so you can withdraw cash or check your balance whenever you need it.

Focused on Growth and Partnership

University Credit Union isn't just about numbers; it's about people. Through partnerships with local organizations and community outreach initiatives, we actively support various causes that uplift our neighborhoods. Our commitment extends beyond financial transactions we aim to empower individuals and families by providing resources that promote education and economic growth. Whether you're looking for a checking account, an auto loan, or business banking services, we're here to help you navigate your financial journey successfully.

Join Us Today!

As we look ahead to the future, University Credit Union invites you to be part of our story. Experience the benefits of membership today! For more information or to open an account online, visit us at ufcu.org or call us at 512-467-8080. Together, let's build a stronger community through shared success!

Branch Location & Accessibility

Welcome to University! Conveniently located at 1801 E 51St St Ste 200 Austin Tx 78723 in the heart of Austin, TX, our branch is easily accessible for all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us right near popular spots like the local parks and shopping centers, making it a breeze to stop by while you're out and about. While members can visit us at 1801 E 51St St Ste 200 Austin Tx 78723, official correspondence should be sent to our mailing address at PO Box 9350, Austin, TX 78766. We pride ourselves on ensuring that every member feels welcome and comfortable, which is why our branch is designed with accessibility in mind. You'll find ADA-compliant features, including ramps and designated parking spaces, so everyone can enjoy their banking experience. Our friendly team is here to assist you during our operating hours: Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Need assistance outside of these hours? No problem! You can reach us at (512) 467-8080 for any inquiries or support. For added convenience, we offer ATM availability and drive-thru banking services, allowing you to conduct simple transactions without leaving your vehicle. Whether you need to make a deposit or check your balance, we've got you covered with easy access. At University, we provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. We are dedicated to helping you manage your financial needs efficiently and effectively. We invite you to visit us soon! Feel free to drop by during our lobby hours or give us a call if you have any questions. Your financial well-being is our priority, and we look forward to serving you at University!

Member Eligibility

Joining the University family means becoming part of a warm and welcoming community that truly cares about your financial well-being. To become a member, you need to meet some simple eligibility requirements that focus on connection rather than barriers. If you're affiliated with the University of Texas or live, work, worship, or attend school in certain areas around Austin, you're likely eligible! This inclusive approach ensures that we can support our neighbors and friends in building their financial futures together. For a detailed look at the eligibility criteria, feel free to check out this link. Opening an account is just as easy! You can start your journey by visiting us at 1801 E 51St St Ste 200 Austin Tx 78723 or calling us at (512) 467-8080 for any questions. We're here to help you every step of the way. Embrace the opportunity to enjoy benefits like lower loan rates and personalized service by joining University today! If you want more information on how to open an account, take a look at this page.

Business Banking & Commercial Services

Merchant Services that Empower

In addition to loans, we offer merchant services that simplify daily operations. Imagine being able to accept payments quickly and easily from your customers, no matter how they prefer to pay. Our solutions help streamline transactions, allowing you to focus on what really matters: growing your business. Located at 1801 E 51St St Ste 200 Austin Tx 78723 in Austin, TX, our team is ready to assist you with tailored financial solutions that fit your unique needs. Contact us today at (512) 467-8080 to learn more about how we can help your business succeed!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

If you're looking for basic transactions like deposits and withdrawals, our drive-thru service offers a quick solution without leaving your car. And don't worry about long lines; our basic ATM access allows for easy withdrawals and balance checks at any time. At University, we pride ourselves on being more than just a credit union we're a partner in your financial journey. If you're ready to take the next step towards better financial health or need assistance with any of our services, please reach out to us at (512) 467-8080 or visit us at 1801 E 51St St Ste 200 Austin Tx 78723 in Austin, TX. Join us today and experience the difference! For more information about opening an account or exploring our services further, visit our website. We look forward to serving you!

Business Banking Services

For our business members, we offer comprehensive banking solutions tailored for entrepreneurs and small businesses. From merchant services that simplify payment processing to business loans that support growth, we're here to help your business thrive.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Mueller. With online and mobile banking, you can access your accounts anytime, anywhere. Whether it's making payments, transferring funds, or checking balances, it's all just a click away. Our ATM and cash withdrawal services ensure that you have easy access to your money whenever you need it.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. With options like checking and savings accounts, you can easily manage your everyday expenses while saving for the future. If you're in the market for a new vehicle, our auto loans and vehicle financing can help get you on the road with affordable monthly payments. Are you planning to buy a home? Our mortgage loans and refinancing options make home ownership within reach. Plus, if you're facing debt challenges, our personal loans and debt consolidation services provide flexible solutions to help you regain control over your finances.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only offer great benefits but also allow you to earn points on your everyday purchases, which can be redeemed for exciting rewards perfect for those who love to travel or shop.

Digital & Online Banking

Key Features

With our online banking services, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. You'll appreciate the ease of using our mobile application, which allows you to manage your finances right from your smartphone. If you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends or family instantly. Plus, with electronic signature authorization available, signing documents is hassle-free and secure.

Security Matters

Your security is our priority. Our online banking services are equipped with advanced security measures to protect your personal information. Feel confident knowing that you can manage your finances safely and securely. Whether you're at home or out and about, University is here to make banking easy for you. Enjoy real-time account management with all the tools you need at your fingertips!

Stay Updated

Stay organized with e-statements that provide a clear view of your transactions without the clutter of paper statements. You can access them anytime through our platform, ensuring you're always in the loop about your financial activity.

Financial Strength

Commitment to Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $54,041 in used auto loans and $3,073,049,909 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees ready to serve you with a knowledgeable, committed team.

Growing Community Trust

We are proud of our member base, with a total of 706,304 share accounts showing that more people trust us with their finances. This trust fuels our commitment to maintaining a strong financial foundation so that we can keep serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1801 E 51St St Ste 200 Austin Tx 78723 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you find the right financing for your next ride.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business, and our team is here to support you every step of the way.

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $166,181,125 in loans helping members manage their finances effectively, you'll find flexible terms that suit your budget.

Flexible Terms and Support

Our commitment goes beyond just offering loans; we aim to provide personalized service that meets your individual needs. If you're unsure about eligibility or need assistance navigating your options, our friendly staff at University is ready to help. You can reach us at (512) 467-8080 or visit us at our location: 1801 E 51St St Ste 200 Austin Tx 78723 in Austin, TX. We're open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how University can assist you with your lending needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We guide you through every step of the process so that you can feel confident in your decision. Plus, if you're considering refinancing, we can help with that too!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions, giving you confidence that you are looking at accurate rates.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh provides unbiased results. Every loan offer is displayed equally, allowing users to make informed choices without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips you to make decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is for those seeking better loan options.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

University

Type of Loan Offerings

Personal Loans

Vehicle Loans