University Credit Union Austin TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to University, your trusted financial partner located at 2101 Speedway, Austin, TX 78712. Established in 1936, we have been dedicated to serving our community for over 85 years, and we take pride in being a cornerstone of financial support for our 391,419 members. Our commitment to offering personalized banking solutions is reflected in our impressive total assets of $4,100,757,196 and total deposits of $210,923,091. At University, we understand that each member's needs are unique. That's why we offer a wide range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. We also cater to businesses with merchant services and business loans. Our dedicated team of 770 employees, led by our CEO Michael Crowl and Board President Laura Kilcrease, ensures that you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to 2101 Speedway, Austin, TX 78712-1400. With a strong net worth of $372,973,611 and cash reserves of $133,737,475, you can trust that your finances are in good hands. We invite you to explore our offerings further by visiting our website at ufcu.org. Whether you're ready to open an account or have questions about our services, feel free to call us at 512-467-8080 during our lobby hours from 10 AM to 4 PM, Monday through Friday. Join us today and discover how University can help you achieve your financial goals!

Branch History & Mission

At University, located at 2101 Speedway Austin Tx 78712 in the vibrant city of Austin, TX, we take pride in our rich history and unwavering commitment to our members. Since opening our doors in 1936, we have been dedicated to providing exceptional financial services while fostering a strong sense of community. With over 391,419 members, we have grown into a trusted partner for families and individuals seeking reliable banking solutions. Our journey began with a simple mission: to serve our community by offering accessible and affordable financial services. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking services. Our total assets now exceed $4,100,757,196, reflecting our solid foundation and ability to meet the diverse needs of our members. While members can visit us at 2101 Speedway Austin Tx 78712, official correspondence should be sent to 2101 Speedway, Austin, TX 78712-1400. Our branch is conveniently located near notable landmarks, making it easy for you to stop by during your day. At University, we believe that banking goes beyond transactions; it's about building relationships and supporting one another. Our mission is to empower every member through financial education and resources while giving back to the community through outreach programs and partnerships. We are proud to be involved in local initiatives that uplift those around us, ensuring that everyone has the opportunity to thrive. In today's digital world, we also prioritize advancements that make banking simpler for our members. With features like online banking, mobile applications, and electronic signatures, managing your finances has never been easier or more secure. We are committed to ADA compliance so that all members can access our services without barriers. Whether you're looking for help with everyday banking needs or exploring new ways to grow your wealth, we're here for you. Visit us during our operating hours from Monday to Friday between 10 AM and 4 PM or give us a call at (512) 467-8080 if you have any questions. Join us at University and experience firsthand the benefits of membership! Together, let's build a brighter financial future for you and your family.

Branch Location & Accessibility

Welcome to the University branch of University Credit Union, conveniently located at 2101 Speedway in Austin, Texas. Our branch is nestled in a vibrant area, making it easy for you to stop by while enjoying nearby attractions like the iconic Gregory Gym and the bustling campus atmosphere. With ample parking available, visiting us is a breeze, whether you're here to open an account or simply to ask questions. While members can visit us at 2101 Speedway, official correspondence should be sent to the same address for your convenience. We take pride in ensuring our location is accessible for everyone, featuring ADA-compliant entrances and ramps. Our friendly team is ready to assist you during our operating hours from Monday to Friday, 10 AM to 4 PM. We understand that your time is valuable, so we strive to provide quick and efficient service. If you're in need of cash or banking services outside of lobby hours, we offer ATM access for your convenience. At University Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. Whether you're looking to finance your dream car or manage your daily expenses, we're here to help. Feel free to give us a call at 512-467-8080 if you have any questions or need assistance before visiting. We look forward to seeing you soon!

Member Eligibility

At University, we believe that becoming a member is like joining a warm and welcoming family. We are excited to share that if you're part of our community or affiliated with specific organizations, you might be eligible for membership! This includes individuals who work for or attend certain educational institutions, as well as their family members. Our goal is to ensure that everyone feels included, so if you have any questions about your eligibility, feel free to reach out to us at (512) 467-8080. For the most accurate and up-to-date information on eligibility criteria, you can visit our detailed page at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Once you find out you're eligible, opening an account with us is simple and straightforward. Just head over to our account opening page at http://www.ufcu.org/open-account, where you'll find all the information you need to get started. We're here to support you every step of the way as you take this exciting step toward becoming a valued member of University. Don't hesitate to contact us if you need assistance or have questions we're always happy to help!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having a reliable partner that helps you accept payments seamlessly whether you're at the counter or online. Our services ensure you can focus on what you do best: growing your business. Located at 2101 Speedway Austin Tx 78712 in Austin, TX, we are here to help you every step of the way. Whether you're seeking funding or need support with transactions, reach out to us at (512) 467-8080. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. We work with you to find competitive rates and flexible terms that fit your budget. Picture yourself driving off in that dream car with manageable monthly payments!

Business Banking Services

If you're an entrepreneur or small business owner, our business banking services, including merchant services and business loans, are designed just for you. We know how crucial it is for businesses to have reliable financial support, so we're here to help you thrive.

Connect With Us Today!

Located at 2101 Speedway Austin Tx 78712 in Austin, TX, our friendly team is ready to assist you. Feel free to reach out at (512) 467-8080 during our lobby hours from Monday through Friday from 10 AM to 4 PM. Join us at University where we prioritize your financial well-being! Visit us online at https://www.ufcu.org/ for more information about all our services or to get started today!

Convenient Digital Banking

Accessing your accounts has never been easier thanks to our robust online and mobile banking features. You can check balances, transfer funds, and pay bills anytime from anywhere. Plus, with ATM services available, withdrawing cash is quick and easy.

Credit Cards with Rewards

For those who love to shop or travel, our credit cards with rewards allow you to earn points or cash back on your purchases. This means every dollar spent brings you closer to exciting rewards think vacations, gift cards, or even cash back!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process. We understand that purchasing a home is one of the most significant investments you'll make, so we aim to provide clear advice and support throughout your journey.

Personal Banking Solutions

When it comes to managing your finances, we offer personal banking options that include checking and savings accounts designed for everyday use. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features that make banking simple and convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's for medical bills or home repairs, we offer straightforward loans that help you regain control of your finances.

Digital & Online Banking

At University, we understand that banking should be convenient and secure, allowing you to manage your finances anytime, anywhere. Our digital and online banking services are designed with your needs in mind, offering a range of features that make banking as simple as possible. With our online banking platform, you can access your accounts 24/7, giving you real-time control over your finances. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, our user-friendly interface ensures that even those new to online banking will feel at ease navigating their accounts. One of the standout features is our electronic signature authorization. This means you can approve transactions and documents securely from the comfort of your home, eliminating the need for paper forms. Additionally, with e-statements available, you can say goodbye to cluttered mailboxes and keep track of your finances electronically. For those who are always on the go, our mobile application makes it easy to bank from your smartphone or tablet. You can manage your accounts, make person-to-person transfers, and stay updated on your financial activities anytime you need. If you're ever in a hurry or just prefer quick payments, our platform supports convenient mobile payments as well. Security is our top priority. All transactions are protected with advanced encryption technology to ensure that your personal information remains safe. We want you to feel confident when using our online services. In summary, University offers a comprehensive suite of digital banking solutions designed for accessibility and ease-of-use. Join us today and experience the freedom of managing your finances online!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2101 Speedway Austin Tx 78712 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Our Future

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $54,041 in used auto loans and $3,073,049,909 in total loans and leases support members' financial goals across various sectors.

Member Savings Security

Your savings are secure with us. We have $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and stress-free.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we have solutions tailored for you.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to fit different lifestyles and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We guide you through the process, ensuring you understand your options every step of the way.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans, our team is ready to help evaluate your eligibility and find the best options available. We aim to make this process as straightforward as possible so that you can take advantage of better rates or terms. If you're interested in learning more about our loan offerings or would like to get started today, feel free to reach out at (512) 467-8080 or visit us at 2101 Speedway Austin Tx 78712 in Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we're here to help you succeed!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading terms.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans