University Credit Union Austin TX | Top Auto Loans & Online Banking

Introduction

Welcome to University, your trusted financial partner located at 2244 Guadalupe St, Austin, TX 78705. Established in 1936, we have proudly served our community for over eight decades, building a strong reputation for reliability and commitment to our members. With a total membership of 391,419 individuals, we are dedicated to providing personalized banking solutions that meet your unique needs. At University, we understand that every member has different financial goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. As of today, our total assets stand at an impressive $4,100,757,196, with total deposits reaching $210,923,091. This solid foundation allows us to provide competitive rates and excellent service. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9350, Austin, TX 78766. Our team is here for you Monday through Friday from 8:30 AM to 6 PM, ready to assist you with any inquiries or services you may need. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we prioritize your financial well-being and strive to create lasting relationships within the community. We believe in making banking accessible and convenient; that's why we offer online and mobile banking options alongside traditional services. With total loans amounting to 169,021, our focus on lending helps empower members to achieve their dreams whether it's buying a new car or starting a business. Plus, with a net worth of $372,973,611 and cash in hand totaling $133,737,475, you can trust that your finances are in capable hands. Join us at University today! For more information about our services or to open an account online, visit us at ufcu.org or call us at 512-467-8080. Let's work together towards achieving your financial aspirations!

Branch History & Mission

Commitment to Innovation

In this age of technology, we're committed to staying ahead with digital advancements that make banking easier for you. From online banking and mobile applications to electronic signatures and e-statements, we're here to ensure you can manage your finances anytime and anywhere. Our ADA compliance ensures that all members can access our services without barriers.

Community-Centric Approach

University Credit Union isn't just about banking; it's about building relationships. Our programs include partnerships with local organizations aimed at enhancing financial literacy and providing resources for those in need. We aim to be more than just a credit union; we want to be your trusted partner on your financial journey. While members can visit us at 2244 Guadalupe St, official correspondence should be sent to PO Box 9350, Austin, TX 78766 if needed. We understand how important accessibility is; that's why we offer convenient services such as ATM availability and shared service centers for easy transactions.

Join Us

As we look toward the future, we invite you to become part of our growing family at University Credit Union. Experience firsthand how we prioritize your needs and work tirelessly to help you achieve your financial goals. Call us today at 512-467-8080 or visit our website at ufcu.org to learn more about membership options or open an account. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, University Credit Union has evolved into a trusted financial institution known for its commitment to the community. Over the decades, we have adapted to meet the changing needs of our members while maintaining a strong focus on personal service and relationship-building. Each year brings new milestones and achievements that reflect our dedication to supporting our members' aspirations whether it's buying a home, financing a vehicle, or saving for the future. Our mission is simple yet powerful: to provide accessible financial solutions while fostering a sense of community. We believe that when our members thrive, our entire community flourishes. We strive to empower individuals through education and resources that promote sound financial decisions.

Branch Location & Accessibility

ATM Access and Additional Features

Need cash on the go? We have an ATM available right at our branch for quick withdrawals or balance checks. While we currently don't offer drive-thru banking, our staff is always ready to assist you inside with a smile. While members can visit us at 2244 Guadalupe St for all their banking needs, official correspondence should be sent to PO Box 9350 in Austin if necessary. If you have any questions or would like more information about how we can assist you, don't hesitate to reach out at 512-467-8080. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Situated near popular spots like the University of Texas campus and just a short drive from downtown Austin, our location is perfect for students, residents, and professionals alike. You'll find ample parking available, making it hassle-free to stop by for any banking needs. Our branch is also ADA-compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services Offered

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 8:30 AM to 6:00 PM. When you visit us, you can take advantage of a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and even business banking solutions. Plus, if you're a member of a partner credit union, feel free to use our shared service center for basic transactions.

Member Eligibility

At University, we believe that becoming a member is like joining a warm, welcoming family dedicated to your financial well-being. If you're looking to enjoy the benefits of personalized banking and a supportive community, membership is open to you! To qualify, you just need to be affiliated with the University of Texas in some way whether you're a student, staff member, or an alumni. This inclusive approach means that many in our community can take advantage of our services. For the complete details on eligibility, feel free to visit our page at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Joining us is simple and straightforward! When you're ready to open an account, just head over to our easy-to-navigate website for account opening details at http://www.ufcu.org/open-account. If you have any questions or need assistance along the way, don't hesitate to give us a call at (512) 467-8080. We're excited to help you take this important step toward better financial health at University, located conveniently at 2244 Guadalupe St Austin Tx 78705.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's market, convenience is key. Our merchant services make it easy for businesses to accept payments seamlessly, whether in-store or online. Imagine a local café that can swiftly process customer transactions, keeping lines moving and customers happy. With secure payment processing at your fingertips, you can focus on what you do best serving your customers and growing your business. Visit us at 2244 Guadalupe St Austin Tx 78705 in Austin, TX, or call us at (512) 467-8080 to discover how we can help your business flourish!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive Business Banking services, including Merchant Services and Business Loans. Whether you're just starting out or looking to expand, we have the tools to support your growth.

Credit Cards with Rewards

We also provide Credit Cards with Rewards that allow you to earn points on everyday purchases. Imagine treating yourself to something special simply by using your card for routine expenses!

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms enable you to manage your finances anytime, anywhere. You can check balances, transfer funds, and pay bills with ease from your smartphone or computer. Plus, with access to ATMs for cash withdrawals and basic shared branch transactions like deposits and withdrawals for partner credit union members, banking has never been easier.

Home Financing Made Easy

For those dreaming of home ownership, our Mortgage Loans & Refinancing services help turn that dream into reality. We offer competitive rates and personalized support throughout the process. If you're feeling overwhelmed by debt, consider our Personal Loans & Debt Consolidation solutions which can simplify your finances and ease your burden.

Need Help? We're Here!

If you have questions or need assistance with any of our services, don't hesitate to call us at (512) 467-8080. Our friendly team is here to guide you through every step of your banking journey. At University, we pride ourselves on making banking personal and accessible. Visit us at 2244 Guadalupe St Austin Tx 78705 in Austin, TX, or explore more about our offerings online at University. Let us help you achieve your financial goals today!

Personal Banking Solutions

Whether you're starting your first savings account or looking for a reliable checking option, our Personal Banking services cater to you. With various Checking & Savings Accounts, you can choose the one that best fits your lifestyle. If you're planning to buy a car, our Auto Loans & Vehicle Financing options make it easy to get on the road without breaking the bank.

Digital & Online Banking

Convenient Online Access

With our comprehensive online banking platform available at https://www.ufcu.org/, you can access your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. You can enjoy the freedom of managing your money without the need to visit a branch.

Enhanced Features for Your Peace of Mind

Security is our top priority. We offer electronic signature authorization, making it easier and safer for you to sign documents online without any hassle. Plus, with e-statements available, you can go paperless while keeping track of your financial activity securely.

Mobile Banking Made Simple

For those on the go, our mobile application provides all the features of online banking right in your pocket. You can also make person-to-person transfers effortlessly, so sending money to friends or family is quick and simple. And while we currently don't support mobile payments, our app keeps getting better with new features on the horizon. At University, we believe that banking should be accessible and straightforward. With our user-friendly tools and reliable security measures, you can confidently manage your finances from anywhere. Join us today and experience the convenience of modern banking!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which stands as a testament to our commitment to you, our valued member. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $54,041 in used auto loans and $3,073,049,909 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 706,304, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2244 Guadalupe St Austin Tx 78705 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is a significant investment, and our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your operations. We understand the challenges small businesses face and are committed to supporting local entrepreneurs with tailored financing options. If you're considering any of these loan products or have questions about refinancing or eligibility options, feel free to reach out to us at (512) 467-8080 or visit us at 2244 Guadalupe St Austin Tx 78705 in Austin, TX. We're here to assist you in finding the right loan solution that fits your lifestyle and needs!

Credit Lines

If you're looking for flexibility in managing your finances, our total credit lines amounting to $1,280,048,238 provide an excellent solution. Whether it's for unexpected expenses or planned purchases, having access to these funds can help you stay financially secure.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, allowing you to take that important step toward owning your home. Whether you're looking for a new place or refinancing your existing mortgage, our competitive rates and flexible terms can fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards come with no collateral requirement, making them an accessible option for those who need short-term financing solutions or want to build their credit.

Loan Aggregator

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University

Type of Loan Offerings

Personal Loans

Vehicle Loans