University Credit Union Austin TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to University at 130 E Ben White Blvd, Austin, TX 78704! Since our establishment in 1936, we have been dedicated to serving our community with trust and reliability. With a robust membership base of over 391,419, we pride ourselves on being a financial partner that prioritizes your needs. Our total assets exceed $4.1 billion, ensuring that we have the resources to support you every step of the way. At University, we understand that your financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, our friendly team is here to guide you. We currently manage a total of 169,021 loans, highlighting our commitment to helping members achieve their financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 9350, Austin, TX 78766. Our experienced staff, led by CEO Michael Crowl and Board President Laura Kilcrease, work diligently to provide you with exceptional service tailored to your needs. We maintain a solid net worth of $372,973,611 and a cash reserve of $133,737,475, allowing us to offer competitive rates on loans while ensuring stability for our members. You can always reach us at 512-467-8080 during lobby hours from Monday to Friday between 9 AM - 5 PM and Saturday from 10 AM - 2 PM. Join us today at University Credit Union where community matters! Visit our website at ufcu.org for more information or to open an account. We look forward to being part of your financial success!

Branch History & Mission

Innovative Services

In today's fast-paced world, staying up-to-date with technology is crucial. That's why we proudly offer online and mobile banking options that make managing your finances more convenient than ever. Whether you're making deposits or checking balances from your phone or computer, we've got you covered. Plus, our ATM availability ensures easy access to your funds whenever you need them. For those who prefer face-to-face interactions, we have drive-thru banking available during extended hours Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM making it easier for busy individuals to manage their accounts without compromising their schedules.

Join Us Today!

As we continue on this journey together in Austin, we invite you to become part of the University family. Experience firsthand the benefits of membership from competitive loan rates to community support initiatives designed with you in mind. Let us help you achieve your financial goals while contributing positively to our local environment. Ready to take the next step? Reach out today at 512-467-8080 or visit us at http://www.ufcu.org to learn more about how University can serve you better!

Our Mission

Our mission at University is simple yet impactful: to empower our members through exceptional financial services while actively supporting our community. We understand that everyone's financial journey is unique, which is why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to create an environment where all members feel included and supported. Through partnerships with local organizations and outreach programs, we aim to uplift those around us and foster a sense of belonging within the community. Our commitment extends beyond just banking; we are here to be a reliable resource for financial education and assistance.

Branch Location & Accessibility

Accessibility Features

At University, accessibility is important to us. Our location is ADA-compliant, featuring ramps and other accessibility features to ensure everyone can bank comfortably. Parking is readily available, so you can easily pop in without hassle.

Call to Action

We invite you to visit us at University where friendly service awaits! Feel free to give us a call at (512) 467-8080 if you have any questions or need assistance before your visit. We look forward to helping you achieve your financial goals!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 9 AM to 5 PM, and Saturday from 10 AM to 2 PM. If you prefer drive-thru services, we're open Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM perfect for those on the go!

Services Offered

At University, we offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide business banking solutions and online/mobile banking for added convenience. Need cash? Enjoy ATM access right here at our branch!

Member Eligibility

At University, we believe that joining our community should feel like becoming part of a family. We're excited to welcome new members, and it's easier than you might think! To be eligible for membership, you simply need to have a connection to our community, whether that's through employment, school affiliation, or even living nearby. We want to support people who are passionate about their financial well-being and committed to making positive contributions. If you want to dive deeper into the specific eligibility requirements, feel free to check out more details on our website at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Opening an account with us is a breeze! Just visit our website at http://www.ufcu.org/open-account or give us a call at (512) 467-8080. Our friendly staff is here to guide you through every step of the process. As a member of University, you'll enjoy personalized service, competitive rates, and a range of products designed to meet your needs. So come on by our location at 130 E Ben White Blvd Austin Tx 78704; we can't wait to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday morning at your cafe customers are flowing in, and you need a reliable way to accept payments quickly. Our merchant services allow you to process transactions effortlessly, letting you focus on what really matters: serving your customers and growing your brand. Visit us at 130 E Ben White Blvd Austin Tx 78704 in Austin, TX or give us a call at (512) 467-8080 to learn how we can support your business's success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessibility is key at University. We have an ATM available for quick cash withdrawals and balance checks when you need them. If you prefer face-to-face interactions but have a busy schedule, our drive-thru service allows for easy deposits and withdrawals without having to leave your vehicle.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services. With merchant services and business loans designed to support growth, we are committed to helping local businesses thrive. Picture being able to focus on what you do best while we handle the banking side of things.

Credit Cards and Loans

Need extra cash? Our personal loans can help with everything from debt consolidation to unexpected expenses. Plus, check out our credit cards with rewards that let you earn points on everyday purchases turning routine spending into exciting benefits.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go.

Home Financing

If you're considering buying a home or refinancing your existing mortgage, look no further. Our mortgage loans come with flexible terms to help you secure the best rates possible. We understand that homeownership is a big step, and we're here to guide you through the process every step of the way.

Personal Banking

Whether you're opening your first checking account or planning for retirement, our personal banking services have you covered. From checking and savings accounts to auto loans and vehicle financing, we offer products that fit your lifestyle. Imagine driving away in your dream car with one of our competitive auto loans, or enjoying peace of mind knowing that your savings are growing in an account designed for your needs.

Shared Branch Transactions

We also participate in shared branching networks, meaning members from partner credit unions can perform basic transactions like deposits and withdrawals right at our location. It's just another way we make banking easier for everyone. At University, we are here not just as a bank but as a partner in your financial journey. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (512) 467-8080 or visit us today at Ben White! Let's work together towards achieving your financial dreams.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you have the power to check balances, transfer funds, and pay bills whenever it suits you. You can even make Person-to-Person Transfers easily, sending money to friends or family in just a few clicks. Plus, if you prefer going paperless, our E-Statements Availability allows you to receive your account statements electronically, reducing clutter and making it easier to keep track of your finances. Our user-friendly Mobile Application enhances your banking on-the-go experience. You can manage your accounts from the palm of your hand, making transactions quick and hassle-free. While we currently don't support mobile payments, our app is packed with features that allow for easy navigation and real-time account management.

Security and Accessibility

Security is always a priority at University. We use robust measures to protect your personal information while you bank online. Additionally, with Electronic Signature Authorization, signing documents has never been simpler or safer no need for printing or mailing. Whether you're checking your balance before heading out or transferring money during lunch breaks, our digital banking options ensure that everything is accessible right when you need it. Enjoy the peace of mind that comes from knowing your finances are just a click away. Explore all these features today by visiting us at https://www.ufcu.org/ and discover how University is here to support you every step of the way!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position reflects strong health and reliability, ensuring you can trust us with your financial needs. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is further reflected in our $363,477,269 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $54,041 in used auto loans and $3,073,049,909 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 706,304, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. For more insights into our performance data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 130 E Ben White Blvd Austin Tx 78704 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals!

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored financing solutions. At University, we prioritize your financial well-being. If you're considering refinancing options or want to know more about eligibility requirements, don't hesitate to reach out. You can contact us at (512) 467-8080 or visit us at our branch located at 130 E Ben White Blvd Austin Tx 78704 in Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We guide you through every step of the process to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards come with various benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive reliable information for their loan decisions.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans