University Credit Union Austin TX | Best Auto Loans & Business Banking

Introduction

Welcome to University Credit Union, located at 201 W 7Th St, Austin, TX 78701. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services tailored to the unique needs of our members. With over 391,000 members and total assets exceeding $4.1 billion, we stand as a trusted partner in your financial journey. At University Credit Union, we understand that our success is deeply rooted in the success of our members. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgage financing, and business loans. Our dedication to supporting you goes beyond just banking; it extends into every aspect of community engagement and empowerment. Our leadership team, under the guidance of CEO Michael Crowl and Board President Laura Kilcrease, ensures that we maintain a member-focused approach in all operations. We take pride in having a strong workforce of 770 employees who are always ready to assist you with friendly service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO Box 9350, Austin, TX 78766. We invite you to reach out at 512-467-8080 or explore more about our offerings by visiting our website at ufcu.org. Join us today and discover how University Credit Union can help you achieve your financial goals! Whether you're looking for personal banking solutions or business services, we're here to support you every step of the way.

Branch History & Mission

A Member-Centric Approach

We are proud to offer various conveniences such as ATM availability for quick access to your funds and shared service centers that allow you to conduct basic banking transactions seamlessly. While our physical branch does not feature drive-thru services, our operating hours Monday through Friday from 9 AM to 5:30 PM are designed to fit your busy lifestyle. In today's fast-paced world, we also prioritize digital advancements. Members can enjoy online banking capabilities along with mobile applications that make managing finances easier than ever. Whether you're paying bills or transferring money, we've got you covered. If you need assistance or want more information about what we offer, don't hesitate to reach out at 512-467-8080. While members can visit us at 201 W 7Th St, official correspondence should be sent to PO Box 9350, Austin, TX 78766.

Join Us Today!

Experience the benefits of being part of University! Our commitment to personalized service and community support makes us more than just a credit union; we're your partner in achieving financial wellness. We invite you to join us and become part of a vibrant community dedicated to mutual success. Check out our services and open an account today by visiting our website. Let's grow together!

Our Mission

At University, our mission is simple yet impactful: we aim to provide comprehensive financial solutions that foster growth and stability for our members. We believe in making banking accessible to everyone, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards tailored to meet your needs. Our commitment extends beyond just financial transactions; we actively participate in community outreach programs and partnerships that uplift those around us. We understand that when our community thrives, so do we as a credit union.

Branch Location & Accessibility

Welcome to University at 201 W 7Th St Austin Tx 78701 in beautiful Austin, TX! Conveniently located near popular spots, our branch is easy to find and access. Whether you're popping in for a quick transaction or seeking guidance on your financial journey, we're here to help. Our branch is equipped with essential services, including an ATM for quick cash withdrawals and balance checks. Though we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. Plus, members of partner credit unions can enjoy basic shared branch transactions like deposits and withdrawals, making it even easier for you to manage your finances. Accessibility is a priority for us. Our building meets ADA compliance standards, ensuring that all members can comfortably access our services. Parking is available nearby, so you won't have any trouble finding a spot during your visit. We invite you to come by Monday through Friday from 9:00 AM to 5:30 PM. If you have questions or need assistance outside of these hours, feel free to call us at (512) 467-8080. While members can visit us at 201 W 7Th St Austin Tx 78701, official correspondence should be sent to our mailing address at PO Box 9350, Austin, TX 78766. At University, we're dedicated to providing personal banking solutions tailored to your needs whether it's checking and savings accounts, auto loans, mortgage options, or credit cards with rewards. We look forward to welcoming you soon!

Member Eligibility

At University, we believe that everyone deserves the chance to be part of a welcoming and supportive community. Becoming a member is simple and open to those who share our values. If you live, work, or attend school in the Austin area, you're likely eligible to join us! We also embrace family members of current members, making it even easier for your loved ones to enjoy our range of services. Plus, being a member means you gain access to personalized financial solutions that can help you thrive. For more detailed information on eligibility requirements, feel free to visit us at http://www.ufcu.org/personal/loans/ut-golf-club-membership. Getting started is a breeze! Just head over to our account opening page at http://www.ufcu.org/open-account, where you can find all the steps needed to set up your membership. If you have any questions along the way, don't hesitate to reach out at (512) 467-8080. We're here to help you every step of the way as you embark on this exciting journey with University at 201 W 7Th St Austin Tx 78701.

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, having efficient payment solutions can set you apart. Our merchant services offer easy-to-use tools that help you accept payments quickly and securely. Imagine seamlessly processing transactions while keeping your focus on serving customers at 201 W 7Th St Austin Tx 78701 in Austin, TX. Let us partner with you to turn your business goals into reality. Reach out today at (512) 467-8080 to learn how we can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans are tailored just for you. We provide flexible financing options that make it easier than ever to drive away in the car of your dreams. Whether you're buying new or used, our low rates can help keep your monthly payments manageable.

Business Banking

If you're a business owner or thinking about starting a venture, we provide comprehensive business banking services including merchant services and business loans. Our team is dedicated to supporting local businesses and helping them thrive in today's economy.

Convenience and Accessibility

At University, we know that convenience matters. That's why we have ATM services available for quick cash withdrawals and balance checks without any hassle. Additionally, if you're a member of one of our partner credit unions, basic shared branch transactions such as deposits and withdrawals are just a visit away. Our commitment extends beyond just traditional banking; we prioritize digital tools as well. With online banking features like e-statements and person-to-person payment options, managing your finances has never been easier. If you'd like to learn more about how we can assist you with any financial needs or if you're ready to open an account, give us a call at (512) 467-8080 or visit us online at Downtown. Your financial journey starts here let's take it together!

Credit Cards with Rewards

For those who love rewards, our credit cards offer excellent benefits that let you earn points for everyday purchases. Use them wisely and watch those points add up towards exciting rewards like travel experiences or cash back.

Mortgage Loans & Refinancing

Homeownership can be a reality with our mortgage loans. If you're looking to buy your first home or refinance an existing mortgage for better terms, our dedicated team is here to guide you through every step of the process. We understand how important this decision is and are committed to finding the best solution for your situation.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that cater to everyone from students to retirees. With easy online and mobile banking access, you can check your balance, transfer funds, or pay bills anytime from the comfort of your home or on the go. Imagine being able to deposit checks right from your smartphone! Plus, our competitive interest rates ensure that your savings grow over time.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. If you need cash for home improvements, medical expenses, or even debt consolidation, we offer loans that can help alleviate financial stress and get you back on track.

Digital & Online Banking

Key Services

You can dive into all our online services by visiting https://www.ufcu.org/. One standout feature is the ability to manage your account using our mobile application, which allows for on-the-go banking right from your smartphone. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. Are you looking to go paperless? We provide e-statements to help you stay organized while reducing clutter. Enjoy the convenience of receiving your statements directly in your inbox whenever you need them. If you're ever in a pinch and need to send money quickly, our person-to-person transfer service makes it easy to send funds to friends and family without hassle. Just a few taps on your screen, and you're done! Security is our top priority. Rest assured that all transactions are protected with advanced security measures, so you can bank with confidence. With these features and more, including the option for mobile payments (currently unavailable) and real-time account management, University ensures that everything you need is just a click away. Join us today and experience the convenience of modern banking!

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is secure, and our robust financial standing reflects our dedication to serving you. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,041 in used auto loans and $3,073,049,909 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 201 W 7Th St Austin Tx 78701 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms that can make your purchase smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. This option can be beneficial for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We offer competitive rates and personalized service to ensure you find the right loan for your situation.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could save you money over time. Speak with one of our loan specialists to explore eligibility and find a plan that suits your needs. At University, we prioritize transparency and customer satisfaction. For more information about our loan products or to get started, feel free to reach out at (512) 467-8080 or visit us at 201 W 7Th St Austin Tx 78701 in Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can be confident that the rates you see are reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can explore all available options without hidden agendas influencing your choices. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Whether you're looking for a mortgage or an auto loan, you'll have access to current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the platform's effectiveness in delivering meaningful savings and clarity in the loan selection process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

University

Type of Loan Offerings

Personal Loans

Vehicle Loans