University Credit Union Grand Forks ND | Affordable Auto Loans & Business Banking

Introduction

Welcome to University at our Campus Office located at 2860 10Th Ave N Ste 100, Grand Forks, ND 58203! Since our establishment in 1937, we've been dedicated to serving our members with trust and integrity. Today, we proudly support a vibrant community of over 3,539 members, helping them achieve their financial goals through personalized banking solutions. At University, we understand that your financial journey is unique. With total assets of $44,978,149 and total deposits reaching $3,681,865, we offer a solid foundation for your banking needs. Whether you're looking for auto loans, mortgages, or personal loans, our commitment to providing competitive rates and exceptional service is unwavering. Our team is here to assist you with 2,794 loans and leases, ensuring you find the right fit for your financial situation. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: 1575 17th Avenue South, Grand Forks, ND 58201. We are proud of our strong leadership under CEO Lacey Fetsch and Board President Ryan Jundt, who guide our efforts to foster a member-centric environment. With a net worth of $5,666,241 and cash in hand totaling $225,593, we ensure that we have the resources available to provide the best possible services to our members. We also support local businesses by maintaining a net member business loan balance of zero because when our community thrives, we all thrive. We invite you to experience the benefits of being part of University. Visit us during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM, or give us a call at 701-757-1047. Join us today in shaping a brighter financial future together! For more information about our services or to explore how we can help you succeed financially, please check out our website at University Federal Credit Union.

Branch History & Mission

Community Focused

At University Credit Union, we believe in putting people first. Our operating hours from Monday to Friday from 9:00 AM to 5:00 PM are designed for your convenience. While we currently do not have ATM services available at this branch, we do offer drive-thru banking for quick transactions. Whether you're making deposits or withdrawals, our friendly staff is here to assist you every step of the way. We recognize the importance of modern banking solutions. That's why we've embraced digital advancements like online banking and mobile payments to enhance your experience while ensuring ADA compliance for all our facilities.

Join Us

As we continue to grow and adapt to meet your needs, we invite you to become part of the University Credit Union family. Experience firsthand the benefits of membership where every voice matters and every member counts. Together, let's build a brighter financial future for our community. For more information or inquiries, feel free to reach out at (701) 757-1047 or visit us online at University Federal Credit Union. Your journey towards better financial health starts here!

Our Evolution

From our humble beginnings, University Credit Union has expanded significantly. We now proudly serve over 3,500 members and manage total assets amounting to $44,978,149. This growth reflects not just our financial stability but also the strong relationships we've built with our members. Our branch is conveniently located at 2860 10th Ave N Ste 100, Grand Forks, ND 58203. If you need to send us official correspondence, please use our mailing address at 1575 17th Avenue South, Grand Forks, ND 58201. Our mission is clear: to provide exceptional financial services while empowering our members to achieve their goals. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Beyond banking services, we are deeply committed to enriching the lives of those in our community through outreach programs and partnerships that make a difference.

Branch Location & Accessibility

Accessibility Features

At the University branch, we prioritize accessibility for all members. Our facility complies with ADA standards, featuring ramps and designated parking spaces to make your visit as smooth as possible. We understand that convenience matters, which is why we offer drive-thru banking services for quick deposits and withdrawals without having to leave your car.

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:00 PM. Our friendly staff is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards.

Services Offered

While we currently do not have ATM services on-site, our drive-thru allows for basic transactions such as deposits and withdrawals. If you're looking for more comprehensive online banking solutions or mobile payments, we've got you covered there too! Feel free to call us at 701-757-1047 if you have any questions or need assistance before your visit. We look forward to welcoming you at the University branch!

Member Eligibility

At University, we believe that everyone deserves a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that cares. To be eligible for membership, you simply need to have a connection to our local area or employment within specific organizations we partner with. This could be as simple as living in the Grand Forks area or being affiliated with one of our community partners. If you want to explore more about the eligibility criteria, feel free to check out the details at . Joining us is straightforward! Once you've confirmed your eligibility, opening an account is quick and easy. You can visit us at our welcoming branch located at 2860 10Th Ave N Ste 100 Grand Forks Nd 58203, or give us a call at (701) 757-1047 if you have any questions. We're here to help you every step of the way, ensuring you feel right at home from the moment you walk through our doors. Welcome to your new financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having reliable payment solutions is essential. Our merchant services make it easy for your business to accept payments seamlessly. Imagine processing customer transactions quickly and securely, allowing you to focus on what matters most growing your business. Visit us at 2860 10Th Ave N Ste 100 Grand Forks Nd 58203 in Grand Forks, ND or call us at (701) 757-1047 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help you grow your enterprise. We are here to support your ventures with the financial tools you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why University offers robust online and mobile banking features. You can manage your accounts from anywhere at any time with ease. With options like e-statements and mobile payments, keeping track of your finances has never been simpler.

Drive-Thru Services

Need quick access? Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. It's just another way we strive to make banking convenient for you. At University, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. To learn more about how we can assist you or to explore our full range of services, visit us online at universityfederalcu.org or stop by our branch in Grand Forks today!

Lending Solutions

In addition to personal banking, we understand that life can sometimes throw unexpected challenges your way. That's why we provide personal loans for debt consolidation and other financial needs. Our credit cards come with rewards that can help you earn while you spend, making each purchase more rewarding.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored for your everyday needs. Whether you're looking for checking and savings accounts that fit your lifestyle or auto loans that make purchasing a vehicle easier, we've got you covered. Imagine driving off in your dream car with one of our competitive auto loans or finding the perfect home with our mortgage loans and refinancing options.

Digital & Online Banking

Key Features to Enhance Your Banking Experience

Need to send money quickly? Our person-to-person transfer feature makes it easy to send and receive funds with just a few taps. You can also enjoy the benefits of electronic signature authorization, allowing you to sign documents securely without the hassle of printing or scanning. Keeping track of your statements has never been easier with e-statements available at your fingertips. You'll receive notifications about new statements directly in your inbox, making it simple to stay organized and keep track of your finances. If you love using mobile payments, you'll be pleased to know that our platform supports this feature as well. It offers a quick and secure way to pay for purchases using just your phone. At University, we prioritize both accessibility and ease-of-use in all our digital banking solutions. We believe managing your money should be straightforward and stress-free, whether you're at home or on the move. Embrace the convenience of modern banking with us today!

Financial Strength

A Growing Community

We are excited to serve a growing member base of 7,326 accounts who trust us with their finances. This number reflects the confidence that our community has in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2860 10Th Ave N Ste 100 Grand Forks Nd 58203 or call (701) 757-1047 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $5,642,121 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $512 in used auto loans and $27,421,136 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,446,668 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $0, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees who are dedicated to providing you with excellent service every day.

Solid Financial Foundations

With a net worth of $5,666,241, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these primary products, we provide access to credit lines totaling $550,000, allowing members greater flexibility when it comes to managing unexpected expenses or making larger purchases. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our knowledgeable staff at University is ready to help guide you through the options available. For any inquiries or assistance with our loan offerings, feel free to contact us at (701) 757-1047 or visit us at our branch located at 2860 10Th Ave N Ste 100 Grand Forks Nd 58203 in Grand Forks, ND. We're here to support you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,088,031 in used vehicle loans and $2,791,489 in new vehicle loans already helping members get on the road. We aim to make financing simple and accessible for everyone. Our team is here to assist you with flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,513,819, make buying or refinancing simple. We provide guidance through each step of the process, ensuring that you have all the information needed to make informed decisions regarding your investment.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,083,707 in loans helping members navigate their spending wisely, our credit cards come with various benefits that can suit different lifestyles.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. Each lender's details are verified, allowing for trust in the accuracy of the information presented.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans