University Credit Union Grand Forks ND | Top Auto Loans & Business Banking

Introduction

At University, we understand that financial needs are personal, and that's why we've dedicated ourselves to serving the Grand Forks community since our establishment in 1937. Located conveniently at 1575 17Th Ave S, Grand Forks, ND 58201, our credit union is more than just a financial institution; we're your neighbors, committed to helping you thrive. With a robust membership of over 3,500 individuals and total assets amounting to an impressive $44,978,149, we stand ready to support your journey toward financial wellness. Whether you're looking for a new car loan or planning for your dream home, we've got you covered with 2,794 loans and leases tailored to fit your unique situation. Our goal is to provide not only competitive rates but also personalized service that makes you feel valued. As of now, our total deposits reach $3,681,865, reflecting our members' trust in us as their go-to financial partner. Led by our dedicated CEO, Lacey Fetsch, and Board President Ryan Jundt, our team of 9 employees is here to assist you every step of the way. We pride ourselves on creating lasting relationships with our members because when you succeed, we all succeed. While members can visit us at our branch location for all their banking needs including personal banking services like checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to the same address for convenience. Explore what makes University a trusted choice in Grand Forks! Feel free to reach out to us at 701-775-3738 or visit our website at universityfederalcu.org for more information about how we can help you achieve your financial goals. Your journey starts here!

Branch History & Mission

Community Commitment

We recognize the importance of giving back. Our branch actively participates in community events and supports local causes that make a difference in people's lives. Whether it's sponsoring educational programs or hosting financial literacy workshops, we are committed to making a positive impact. As we look toward the future, we invite you to join our family at University. Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a vibrant community. Together, let's continue building a brighter future for Grand Forks! For more information or assistance, please reach out to us at 701-775-3738 or visit our website at University Federal Credit Union. Join us today!

Our Journey

Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. Over the decades, we have expanded our offerings significantly. From personal banking services such as checking and savings accounts to auto loans and credit cards with rewards, we strive to meet the diverse needs of our community. You can find us at 1575 17th Ave S, Grand Forks, ND 58201, conveniently situated near local landmarks that many residents know well. We welcome members during our operating hours from Monday to Friday, 8:30 AM to 6:00 PM. Our drive-thru service and ATM availability ensure you have easy access to your funds whenever you need them.

Our Mission

At University, our mission is clear: we are dedicated not only to providing excellent financial services but also to supporting and uplifting our community. We believe that when our members thrive, so does our community as a whole. This belief drives us to engage in various outreach initiatives and partnerships aimed at fostering growth and stability for all. In addition to traditional banking services, we embrace digital advancements that make managing finances easier than ever. Our online banking platform allows members to access their accounts anytime, anywhere. With features like mobile payments and e-statements, we're focused on creating a user-friendly experience that meets the needs of today's tech-savvy customers.

Branch Location & Accessibility

Accessibility Features

At University Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant and features convenient ramps and pathways to ensure everyone can enjoy our services without barriers. We want every member of our community to feel welcome and comfortable when they walk through our doors.

Operating Hours & Services

We're here for you Monday through Friday from 8:30 AM to 6:00 PM, offering a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, our knowledgeable staff is ready to assist you. Plus, we have both drive-thru banking and ATM access available for quick transactions on-the-go! If you're looking for a place where you can manage your finances easily while receiving exceptional service, stop by University Credit Union today. Feel free to call us at 701-775-3738 if you have any questions or need assistance before visiting. We can't wait to help you reach your financial goals!

Member Eligibility

At University, becoming a member means joining a welcoming community that prioritizes your financial well-being. If you're looking to enjoy the benefits of personalized banking, you're in the right place! To be eligible for membership, you typically need to reside, work, worship, or attend school in our local area. This means if you're from around Grand Forks or are connected to our vibrant community in any way, we'd love to have you with us. For detailed information on eligibility requirements, feel free to check out our resource at . Joining is simple! Once you see that you meet the criteria, opening an account with us is just a few easy steps away. Whether you're interested in checking and savings accounts, loans, or other services tailored for you, we make the process straightforward and friendly. If you have any questions or need assistance along the way, don't hesitate to call us at (701) 775-3738. Come visit us at 1575 17Th Ave S Grand Forks Nd 58201 and discover how being part of University can enhance your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment solution that makes transactions smoother for you and your customers. Our merchant services provide easy ways to accept payments, manage transactions, and track sales all tailored to fit your business model. This means less hassle on your end so you can focus on what matters most growing your business. Located at 1575 17Th Ave S Grand Forks Nd 58201 in Grand Forks, ND, our team is ready to partner with you on your journey to success. Reach out today at (701) 775-3738 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions such as merchant services and business loans. These services are crafted to help your business thrive, making transactions easier and supporting growth initiatives.

Credit Cards with Benefits

Our credit cards with rewards allow you to earn benefits on everyday purchases. Whether it's cash back on groceries or travel points, we have options that suit various spending habits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at University, we provide comprehensive online and mobile banking features. You can easily manage your accounts from anywhere using our secure platforms. From basic functions like balance checks and cash withdrawals through our ATMs to advanced features like person-to-person payments, everything is just a few clicks away.

Drive-Thru and ATM Access

We also have convenient drive-thru banking for those quick transactions like deposits and withdrawals without leaving your vehicle. And if you're on the go, our ATM services allow for easy cash access whenever you need it. With all these offerings, our goal at University is to empower you financially while providing exceptional service. If you have any questions or want to learn more about how we can assist you further, please reach out at (701) 775-3738 or visit us online at Branch Ofc. Your financial success is our priority!

Home Financing

If owning a home is part of your dream, look no further than our mortgage loans and refinancing options. We guide you through the complexities of home buying, ensuring you find a plan that fits your budget and lifestyle.

Personal Banking Solutions

When it comes to personal banking, we offer various options to help you manage your money effectively. Our checking and savings accounts provide easy access to your funds while helping you save for what matters most. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed to make the process smooth and straightforward. We also understand that life can throw unexpected expenses your way, so our personal loans and debt consolidation services can help ease your financial burden.

Digital & Online Banking

Key Services

With just a few clicks at https://www.universityfederalcu.org/, you can access your account 24/7. Need to see your statements? Enjoy the ease of e-statements, which are available for all members. You can also authorize transactions quickly with our electronic signature feature, allowing you to manage your accounts without the hassle of paperwork. For those on the go, our mobile application makes banking even simpler. You can make mobile payments, transfer money person-to-person, and keep track of your spending right from your smartphone. This means no more waiting in lines or rushing to the bank before it closes; everything is at your fingertips.

Security and Accessibility

At University, we prioritize your security. Our online banking services come with robust security measures that protect your information while offering a user-friendly experience. With real-time account management, you can monitor transactions and stay updated on your finances without any stress. In today's fast-paced world, having access to banking services whenever you need them is essential. With our digital banking tools, managing your money has never been easier or more secure. Join us at University and take advantage of these modern banking solutions that fit seamlessly into your lifestyle!

Financial Strength

Growing Membership Base

Total Share Accounts: 7,326, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1575 17Th Ave S Grand Forks Nd 58201 or call (701) 775-3738 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into Services

With $5,642,121 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $512 in used auto loans and $27,421,136 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $6,446,668 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 8 full-time employees and 1 part-time employees who are committed to serving you with knowledge and dedication.

Solid Financial Foundation

With a net worth of $5,666,241, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,088,031 in used vehicle loans and $2,791,489 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find an option that suits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,083,707 in loans helping members manage their finances effectively. These cards come with various benefits that can help streamline your spending and enhance your purchasing power.

Credit Lines

If you're looking for additional flexibility, our total credit lines of $550,000 can provide you with quick access to funds when you need them most. This option is ideal for those who want to manage cash flow without taking on a traditional loan. For business owners, while we currently do not have outstanding commercial loans available, we encourage you to reach out as we may explore future opportunities tailored for small businesses. At University, we are committed to supporting our members every step of the way. If you're interested in refinancing or would like more information on eligibility options for any of our loan products, please don't hesitate to contact us at (701) 775-3738. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you take the next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,513,819, make buying or refinancing simple. We work with you to understand your unique situation and help navigate the mortgage process smoothly.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users. Each lender featured on LendMesh meets rigorous criteria, allowing you to compare only credible options.

University

Type of Loan Offerings

Personal Loans

Vehicle Loans