United Community Credit Union Galena Park TX | Affordable Auto Loans & Business Banking

Introduction

At United Community, we believe that strong financial foundations can lead to thriving communities. Located at 1700 16Th St, Galena Park, TX 77547, our Galena Park Financial Center has been serving our members since 1950. With a dedication to personal banking and community support, we proudly serve over 13,607 members and manage assets totaling $124,950,275. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 606, Galena Park, TX 77547. Our team is here to help with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Under the leadership of our CEO, Mac McDermott, and Board President Alice Adams, we strive to ensure that every member feels valued and empowered. Our commitment to transparency is evident in our financial health: we maintain total deposits of $6,047,118 and a net worth of $13,811,958, ensuring that your money is secure with us. Our dedicated staff of 54 employees is always ready to assist you. You can reach us at 713-674-5778 during our lobby hours: Monday through Wednesday and Friday from 7 AM to 5 PM; Thursday until 6 PM; and Saturday from 9 AM to 1 PM. Discover how United Community can support your financial journey today by visiting us or calling! Explore more about our services at unitedccu.com. Your community bank is here for you!

Branch History & Mission

At United Community, we pride ourselves on a rich legacy of service and community focus that dates back to our establishment in 1950. Located at 1700 16th St, Galena Park, TX 77547, our branch has grown alongside the vibrant community it serves. Over the decades, we have expanded our offerings and adapted to the changing needs of our members, achieving a total membership of over 13,600 today. Our mission is simple yet profound: to provide accessible financial services that empower individuals and strengthen communities. We believe in building lasting relationships with our members, providing them not only with banking solutions but also with support and resources to help them thrive financially. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans, mortgages, or business banking services, we're here for you. While members can visit us at our branch address for all their financial needs, official correspondence should be sent to PO Box 606, Galena Park, TX 77547. Our operating hours are designed to accommodate your busy schedule: Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, and Thursday until 6:00 PM. On Saturdays, we welcome you from 9:00 AM to 1:00 PM. As part of our commitment to enhancing member experience, we offer modern conveniences such as online banking and ATM services. With a robust total asset base of $124,950,275 and a strong financial foundation, we ensure that our members' needs are met with care and professionalism. United Community is not just about numbers; it's about people. We actively engage in community outreach programs and partnerships that uplift those around us. Our goal is to be more than just a financial institution; we strive to be a pillar of support within Galena Park. We invite you to join us at United Community. Experience firsthand the benefits of being a member of an organization dedicated to your success. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to reach out at 713-674-5778 or visit us online at unitedccu.com.

Branch Location & Accessibility

Accessibility Features

At United Community, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services comfortably. Plus, with ample parking available right outside the branch, your visit will be hassle-free.

Operating Hours

We understand that your time is valuable. That's why we've tailored our operating hours to fit your schedule. You can visit us Monday through Wednesday and Friday from 7:00 AM to 5:00 PM; on Thursday, we're open until 6:00 PM; and on Saturday, we welcome you from 9:00 AM to 1:00 PM. This flexibility allows you to stop by when it's most convenient for you!

Services Offered

Our Galena Park Financial Center offers a wide range of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for business solutions, we provide merchant services and business loans too. Plus, enjoy the ease of online and mobile banking alongside ATM access for quick cash withdrawals. If you're nearby or just passing through Galena Park, don't hesitate to drop in or give us a call at 713-674-5778. We're excited to help you achieve your financial goals!

Member Eligibility

At United Community, we believe that becoming a member is like joining a welcoming family that's dedicated to supporting you on your financial journey. If you're looking to join us at our branch located at 1700 16Th St Galena Park Tx 77547, you'll find that eligibility is straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in the area can become a member. This means you could easily enjoy the benefits of our personalized services designed just for you. Plus, being a member gives you access to competitive rates on loans and savings, along with various financial products tailored to meet your needs. Ready to start? The process is simple! You can get more details about eligibility criteria by visiting our website at . If you have any questions or want to talk with someone directly, feel free to give us a call at (713) 674-5778. We're here to help you every step of the way as you take this important step towards your financial future!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to turn your innovative ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that can streamline your payment processes. Imagine a busy day at your store where customers can easily pay using their cards or mobile devices this convenience can lead to increased sales and customer satisfaction. Our merchant solutions are tailored to fit your specific needs, making transactions quick and easy. Visit us at 1700 16Th St Galena Park Tx 77547 in Galena Park, TX, or call us at (713) 674-5778 to learn how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Business Banking Tailored for You

If you're a small business owner, United Community has your back with comprehensive business banking services. From merchant services that simplify payment processing to business loans that help you grow your enterprise, we're here to support your success every step of the way.

Connect With Us

We invite you to experience all that United Community has to offer! Our friendly staff is ready to assist you with any questions about our services or how we can best meet your financial needs. You can reach us at (713) 674-5778, or feel free to visit us during lobby hours: Monday through Wednesday and Friday from 7:00 AM to 5:00 PM; Thursday until 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Join us today at Galena Park Financial Center and discover how we can help make your financial goals a reality! Visit our website here for more information on all our services.

Digital Banking Made Easy

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to account balances and transaction history through our user-friendly platform, banking has never been simpler. Our ATM services ensure you have cash when you need it most whether it's for everyday purchases or special occasions.

Personal Banking Solutions

Navigating personal finances can feel overwhelming, but our offerings make it easier. With checking and savings accounts, you can manage your daily transactions while earning interest on your savings. If you're considering a new car, our auto loans and vehicle financing options provide competitive rates that help you get behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services offer flexible terms to fit your budget and lifestyle.

Support for Your Financial Journey

Sometimes life brings unexpected expenses, and that's where our personal loans and debt consolidation services come into play. We understand that everyone's situation is unique, so we work with you to create a manageable repayment plan. Plus, our credit cards with rewards let you earn points on every purchase, making it easier to enjoy the things you love while managing your expenses.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.unitedccu.com/, you can check your account balance, pay bills, and transfer funds whenever it suits you. You won't have to rush to the bank during business hours; everything you need is just a click away.

Secure Transactions

Your security is our top priority. All online banking transactions are protected with advanced security measures so you can manage your money confidently. At United Community, we strive to make banking simple and accessible for all our members. Join us today and experience the ease of digital banking tailored for your lifestyle!

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements that keep your financial information organized and accessible anytime you need it. This way, you can review your transactions without sifting through piles of paperwork.

User-Friendly Features

Our mobile application makes banking on the go a breeze! You can download it easily and enjoy features like person-to-person transfers, allowing you to send money to friends or family instantly. Plus, with electronic signature authorization, signing important documents is straightforward and secure.

Financial Strength

Commitment to Growth

With $13,811,958 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,637,000 in used auto loans and $95,294,883 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 25,331, showcasing a strong and growing member base that trusts us with their finances. This reflects the community's confidence in our ability to manage their funds effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 1700 16Th St Galena Park Tx 77547 or call 713-674-5778 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $14,672,710 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $13,811,958, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,288,108 in used vehicle loans and $16,666,510 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we've got options tailored just for you.

Credit Lines

For those looking for additional financial flexibility, our total credit lines available are $15,000,000. This gives you access to funds when you need them most without the hassle of applying for a new loan every time. We encourage potential borrowers to explore refinancing options if you're considering better rates on existing loans or want to consolidate debt. Understanding eligibility is crucial; feel free to reach out to us at 713-674-5778 or visit us at 1700 16Th St Galena Park Tx 77547 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At United Community, we're here to support you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,552,453, make buying or refinancing simple. We know that securing a mortgage is one of the biggest financial commitments you'll ever make, which is why we provide personalized service to ensure you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,296,448 in loans helping members manage their finances effectively. These credit cards come with various benefits that can help you build your credit score while enjoying rewards on your purchases.

Loan Aggregator

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