United Community Credit Union Crosby TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to United Community at the Crosby Financial Center, where your financial well-being is our top priority. Located at 14028 Fm 2100 Rd, Crosby, TX 77532, our branch has been serving the community since 1950, earning the trust of over 13,600 members. Whether you're looking for a personal loan, mortgage options, or business banking solutions, we are here to provide you with expert guidance and support. At United Community, we understand that banking is more than just numbers; it's about building relationships and fostering growth within our community. With total assets exceeding $124 million and deposits of around $6 million, we are financially robust and ready to meet your needs. Our dedicated team of 54 employees, led by CEO Mac McDermott and Board President Alice Adams, works tirelessly to ensure that every member receives personalized service tailored to their unique circumstances. While members can visit us at our Crosby branch, official correspondence should be sent to our mailing address: PO Box 606, Galena Park, TX 77547. We take pride in offering a wide range of services, including checking and savings accounts, auto loans, credit cards with rewards, and online banking options that make managing your finances easier than ever. We invite you to explore how we can assist you on your financial journey. Feel free to call us at 713-674-5778 or visit our website at unitedccu.com for more information. Your future starts today with United Community!

Branch History & Mission

Join Us

We invite you to experience the United Community difference firsthand. Visit us during our operating hours Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, Thursday until 6:00 PM, or Saturday from 9:00 AM to 1:00 PM and see how we can help you achieve your financial goals. With our drive-thru service and ATM availability, we're here for you when you need us most. Join us today and become part of a credit union that not only values your business but also genuinely cares about its members' futures. Let's build a brighter tomorrow together! For more information or inquiries, feel free to call us at 713-674-5778 or visit our website at unitedccu.com.

Our Mission

At United Community, our mission is simple yet profound: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking solutions tailored to their unique circumstances. Whether it's personal banking like checking and savings accounts or financing options such as auto loans and mortgages, we strive to empower our members with the tools they need for financial success. In addition to traditional banking services, we are committed to enhancing the customer experience through digital advancements. Our online banking platform allows members to manage their finances conveniently from anywhere. We also offer mobile applications for those who prefer on-the-go access. Our dedication extends beyond mere transactions; it encompasses a genuine investment in our community. We actively participate in local outreach programs and partnerships aimed at uplifting those around us. By choosing United Community, you're not just opening an account; you're joining a family that cares about your well-being and the future of Crosby. While members can visit us at 14028 FM 2100 Rd, official correspondence should be sent to PO Box 606, Galena Park, TX 77547 if needed.

Branch Location & Accessibility

Accessibility and Features

At United Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Ample parking is available right outside, so you can access our services without hassle. Whether you're coming in for a quick transaction or planning to discuss your financial goals, we've got you covered.

Connect With Us

Have questions or need assistance? Feel free to call us at 713-674-5778. We're excited to help you manage your finances better! Stop by United Community at the Crosby Financial Center today we look forward to welcoming you into our community!

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, and on Thursday, we're open until 6:00 PM. For those who prefer drive-thru banking, we're here for you from 7:00 AM to 6:00 PM. We even welcome you on Saturdays from 9:00 AM to 1:00 PM.

Services Offered

Our dedicated team is ready to assist you with a variety of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions that meet your financial needs. Plus, our drive-thru offers quick access for deposits and withdrawals without leaving your car. If you're ever in need of cash, rest assured that ATM services are available right here at our branch.

Member Eligibility

At United Community, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming! If you live, work, or go to school in the Crosby area, you're likely eligible to join our community. We're here to support you with personalized banking services that cater to your unique needs, whether that's saving for a big purchase or securing a loan for your dream car. To check out the full eligibility criteria, feel free to visit us at . Joining is just a few steps away! You can start your membership process by reaching out to us at (713) 674-5778 or visiting our branch located at 14028 Fm 2100 Rd Crosby Tx 77532. We are excited to help you open an account and welcome you into the United Community family!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, our goal is to create opportunities for local entrepreneurs. Imagine having access to the funds you need to expand your operations, hire new staff, or invest in technology all designed to help your business thrive.

Merchant Services That Simplify Transactions

In addition to our loan offerings, we provide merchant services that help streamline your payment processes. Picture this: You're running a busy café in Crosby, TX. With our efficient payment solutions, you can accept various forms of payment from customers quickly and securely. This not only enhances customer satisfaction but also keeps your cash flow steady. If you're ready to explore how United Community can assist you in achieving your business goals, visit us at 14028 Fm 2100 Rd Crosby Tx 77532 or call us at (713) 674-5778 today! Together, let's build a prosperous future for your business.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans offer competitive rates and flexible terms. We understand that purchasing a car is an important investment, which is why we're here to help make financing easy. Imagine driving off in your dream car with a manageable payment plan that fits your budget!

Business Banking

For business owners, we offer comprehensive banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges. Our goal is to provide the financial tools necessary for growth and success.

Convenient Access

At United Community, we know that convenience matters. That's why we offer ATM services for easy cash withdrawals and basic transactions right when you need them. Our drive-thru service also allows for quick deposits and withdrawals without leaving your vehicle. With all these services available at Crosby Financial Center, we're more than just a bank; we're your partner in achieving financial well-being. If you have any questions or would like more information on how we can assist you further, feel free to reach out at 713-674-5778. Explore what we can do for you today! Visit us online at unitedccu.com or stop by our branch we look forward to serving you!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Enjoy cashback on everyday spending or points for travel whatever suits your lifestyle best. Plus, our easy online application makes it simple to get started.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans are designed to guide you through the process smoothly. With expert advice from our lending team, you can explore various options that suit your financial situation.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking straightforward and convenient. Need quick access to your funds? Our online and mobile banking options allow you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for home repairs or consolidating debt, we provide straightforward loan solutions with fixed rates. Picture yourself having peace of mind knowing you have the financial support you need.

Digital & Online Banking

Key Services

With our 24/7 online banking feature, you can easily check your account balance, view transactions, and transfer funds whenever you need. Simply visit us at https://www.unitedccu.com/ to get started. If you're looking to send money quickly to friends or family, our person-to-person transfers make it easy and fast no need for cash or checks. For those who prefer to go paperless, we offer e-statements, giving you a convenient way to stay on top of your finances without the clutter of physical mail. You can also enjoy the peace of mind that comes with our electronic signature authorization, making it easier than ever to sign documents securely online.

Mobile Convenience

Stay connected on the go with our user-friendly mobile application. Whether you're making a quick payment or checking your account balances, everything is just a tap away. While we currently do not support mobile payments directly, our app provides a seamless experience for all your banking needs. Our commitment to security means you can manage your accounts with confidence. We prioritize protecting your information while making sure that accessing your finances is straightforward and hassle-free. At United Community, we strive to empower you with tools that enhance your banking experience. Join us today and take full advantage of our innovative digital banking solutions!

Financial Strength

Commitment to Growth

With $13,811,958 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,639,000 in used auto loans and $95,294,883 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Growing Membership

The strength of United Community is further highlighted by our 25,331 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 14028 Fm 2100 Rd Crosby TX 77532 or call 713-674-5778 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $14,672,710 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $13,811,958, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,288,108 in used vehicle loans and $16,666,510 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can meet your needs.

Credit Lines

If you prefer having access to funds when you need them most, consider our credit lines totaling $15,000,000. These lines allow you to borrow what you need while only paying interest on the amount drawn. We recognize that refinancing might be an option for many borrowers. If you're considering refinancing your current loans or exploring eligibility options for any of our products, please don't hesitate to reach out. For more information or assistance with your loan inquiries, feel free to contact us at 713-674-5778 or visit us at our branch located at 14028 Fm 2100 Rd Crosby Tx 77532. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how United Community can support your financial journey today!

Credit Options

For those looking for additional flexibility, we also provide unsecured credit card loans. With a total of $5,296,448 in loans available, our credit cards come with options that help members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,552,453, make buying or refinancing simple. We offer competitive rates and terms that can help you navigate the home-buying process with ease.

Loan Aggregator

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