Truity Credit Union Lawrence KS: Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Truity, your trusted financial partner located at 2221 W 31st St, Lawrence, KS 66049. Since our establishment in 1939, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With a thriving membership of over 71,782, we pride ourselves on offering personalized services that meet the diverse needs of our members. At Truity, we believe in building lasting relationships and providing resources that empower our members to achieve their financial goals. Our total assets exceed $1.1 billion, reflecting our stability and capability to support you through various financial journeys. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have tailored options ready for you. Led by our dedicated CEO Aaron Beldner and Board President Brent Boeve, our team of 230 employees is here to assist you every step of the way. We understand the importance of community impact, and with a net worth of $121,098,586 and total deposits amounting to $64,883,422, we are well-positioned to support local initiatives and contribute positively to Lawrence's growth. While members can visit us at our branch location, official correspondence should be sent to the same address: 2221 West 31st St, Lawrence, KS 66049. We invite you to explore our range of services that include checking and savings accounts, auto financing, credit cards with rewards, and online banking options tailored for your convenience. If you have any questions or need assistance, please don't hesitate to reach out by calling us at (918) 336-7662. We're open Monday through Friday from 9:00 AM to 5:30 PM. Join us today at Truity where your financial future matters! For more information on all our offerings, visit our website at Truity.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Truity family. Experience firsthand how we prioritize your needs and support your financial aspirations. Join us today and discover the benefits of being a member of Truity! For more information about opening an account or accessing our services, visit our website or click here to apply now!

Our Journey

From our humble beginnings nearly a century ago, Truity has evolved significantly. Our commitment to providing exceptional financial services has allowed us to accumulate total assets of over $1.1 billion. This growth reflects not only our success but also the trust and loyalty of our members who have supported us throughout the years. As we have expanded our offerings, we have maintained a focus on personal relationships and community support. Our branch is conveniently located near several landmarks in Lawrence, making it easy for members to access our services. Whether you need assistance with checking accounts, auto loans, or mortgages, we are here to help. You can reach us at (918) 336-7662 during our lobby hours from 9:00 AM to 5:30 PM on weekdays.

Our Mission

At Truity, our mission is simple yet profound: we aim to empower our members by providing them with accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's buying a home or saving for retirement. In addition to traditional banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also offer online and mobile banking options for your convenience. Our dedication extends beyond just numbers; we actively engage in community outreach initiatives aimed at supporting local causes and improving the lives of those around us. While you can visit us at our main location for all your banking needs, official correspondence should be sent to 2221 West 31st St, Lawrence, KS 66049 if it differs from our branch address. We understand that modern banking requires flexibility; that's why we offer features such as ATM availability and drive-thru service to ensure ease of access for all members.

Branch Location & Accessibility

Convenient Hours and Services

At Truity, we understand that life can get busy. That's why we're open Monday through Friday from 9:00 am to 5:30 pm to accommodate your schedule. Our dedicated staff is ready to help with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. If you prefer banking on the go, take advantage of our online and mobile banking services! For those who prefer face-to-face interactions, our drive-thru service allows for quick transactions without leaving your vehicle. Plus, enjoy easy access to an ATM for cash withdrawals or balance checks anytime you need. While members can visit us at 2221 W 31st St for all their banking needs, official correspondence should be sent to our mailing address: 2221 West 31st St, Lawrence, KS 66049.

Easy Access and Parking

Finding us is simple! Our branch is easily accessible with ample parking available right outside, so you can stop by without any hassle. We also prioritize accessibility, ensuring that everyone can comfortably visit our location. With ADA-compliant features, including ramps and designated parking spots, we strive to make your experience as smooth as possible.

Get in Touch!

We invite you to come by and discover how Truity can support your financial journey. If you have questions or need assistance before visiting, don't hesitate to give us a call at 918-336-7662. Join us today at Truity where community meets convenience!

Member Eligibility

Becoming a member of Truity is like joining a family that truly cares about your financial well-being. Located at 2221 W 31St St Lawrence Ks 66049, we welcome anyone who lives, works, worships, or attends school in the area, along with their family members. It's our goal to make financial services accessible and supportive for everyone in our community. By choosing to join us, you gain access to a range of benefits, from competitive rates on loans and savings accounts to personalized service tailored to your needs. To learn more about the specific eligibility requirements, feel free to visit our website at . We've made the membership process as straightforward as possible, so don't hesitate to reach out if you have any questions or need assistance. You can contact us at (918) 336-7662, and we'll be happy to help you get started on your journey with Truity!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,527,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling cafe needing quick payment solutions for busy customers. At Truity, our merchant services offer user-friendly payment processing options that help streamline transactions, making it easier for you to serve your customers and grow your sales. From credit card acceptance to online payment solutions, we have what you need to keep your business running smoothly. Visit us at 2221 W 31St St Lawrence Ks 66049 in Lawrence, KS or give us a call at (918) 336-7662 to learn how our business banking and commercial services can support your success!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATMs are available for basic withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking services offer easy access for deposits, withdrawals, and simple transactions without leaving your car. At Truity, we believe that managing your finances should be straightforward and stress-free. With all these services at your disposal, we're confident you'll find what you need right here with us in Lawrence. If you're interested in learning more about how we can assist you with any of these services or if you're ready to open an account today, give us a call at (918) 336-7662 or visit us online at Lawrence South. We look forward to serving you!

Business Banking Services

For our business-minded members, Truity offers comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds right from your smartphone or computer no need to visit us in person unless you want to!

Credit Cards and Rewards

Looking for a way to earn rewards while spending? Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for cash back or travel experiences. It's just another way we give back to our valued members.

Managing Debt

We know that debt can be overwhelming, which is why we offer personal loans and debt consolidation services. These can help simplify your payments and potentially lower your interest rates. Our friendly staff is always here to assist you in finding the best solution based on your situation.

Personal Banking Solutions

When it comes to personal banking, Truity has you covered. We offer checking and savings accounts that fit various lifestyles. Whether you're saving for a special occasion or need a simple account for daily transactions, our options are tailored just for you. For those looking to purchase a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank! Additionally, if you're considering home ownership or refinancing your current mortgage, our mortgage loans are designed to help you navigate the process smoothly.

Digital & Online Banking

In today's fast-paced world, convenience and security are key when it comes to managing your finances. At Truity, we understand that our members want easy access to their accounts anytime and anywhere. That's why we offer a range of digital and online banking services designed with you in mind. With our 24/7 online banking services available at https://www.truitycu.org/, you can check your account balance, make transfers, and pay bills right from the comfort of your home or on the go. This means no more waiting in line or rushing to get to the bank before closing time. Our mobile application makes banking even simpler. Whether you need to deposit a check, transfer money between accounts, or set up e-statements for paperless convenience, our app has got you covered. Plus, with features like electronic signature authorization, signing important documents is as easy as a few taps on your screen. If you ever find yourself needing to send money to a friend or family member quickly, our person-to-person transfer feature allows you to do just that without any hassle. And if you're someone who prefers using mobile payments for shopping, you'll be glad to know that Truity supports this feature too! We prioritize your security by implementing top-notch measures so you can feel safe while using our online services. All these tools aim to give you real-time control over your finances and make banking as straightforward as possible. At Truity, we're committed to making your banking experience smooth and enjoyable. Dive into our digital offerings today and take full advantage of all the conveniences we provide!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, indicating a focus on long-term sustainability rather than short-term gains. We also take pride in having 224 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

We are proud to support a strong community with 138,947 total share accounts. This shows a growing member base that trusts us with their finances. Additionally, we have $3,213,577 available for lending and investments through our net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truity is your trusted partner. Visit us at 2221 W 31St St Lawrence Ks 66049 or call 918-336-7662 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investing Back into Our Community

With $118,385,092 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,140 in used auto loans and a total of $952,724,901 in loans and leases.

Member-Centric Savings

Members' savings are secured through $242,368,729 in share certificates and $135,156,189 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $502,736, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $121,098,586, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We know that life can be unpredictable, which is why we also offer refinancing options to help you adjust your payments or consolidate debt. If you're interested in exploring eligibility options or finding out more about our loan products, please don't hesitate to reach out. For more information on any of our loan offerings or if you have questions about how we can assist you further, feel free to call us at (918) 336-7662. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Truity, we're dedicated to helping you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,022,869 in used vehicle loans and $95,594,059 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to find the right financing solution for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $83,527,178 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we're here to support your business journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,257,327 in loans helping members manage their finances effectively. These credit cards are designed with our members in mind, providing convenience and ease of use for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,544,144, make buying or refinancing simple. We aim to guide you through the process smoothly, whether you're a first-time buyer or looking to refinance your existing mortgage for better terms.

Loan Aggregator

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