Triangle Credit Union West Point MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Triangle, your trusted financial partner right here in West Point, MS! Located at 7290 Highway 45 Alt N, we have proudly served our community since 1959, helping nearly 12,000 members achieve their financial goals. With a solid foundation of over $112 million in assets and more than $10.5 million in deposits, we are dedicated to providing personalized banking services that meet the needs of our members. At Triangle, we understand that financial decisions can be overwhelming. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed with you in mind. Our commitment to serving our community goes beyond just banking; it's about building lasting relationships based on trust and reliability. Led by our experienced CEO, John Gibbons, and Board President Debra Ragon, our team of 37 employees is here to guide you every step of the way. Whether you're looking for advice on loans or need assistance with online banking, we're just a phone call away at 662-494-7700. While members can visit us at our branch for face-to-face support and access to drive-thru services, official correspondence should be sent to our mailing address: P.O. Box 8300, Columbus, MS 39702. Join us today and experience the Triangle difference! Visit our website at Triangle FCU or stop by our branch we can't wait to assist you in your financial journey!

Branch History & Mission

Welcome to Triangle, a credit union with a proud history and a strong mission dedicated to serving the community of West Point, MS. Established in 1959, we have spent over six decades building relationships and providing financial solutions that empower our members. Our branch, located at 7290 Highway 45 Alt N, is not just a place for transactions; it's a hub for community support and growth. Since our opening, Triangle has grown significantly, now proudly boasting a total membership of nearly 12,000 individuals. We understand that each member has unique needs, which is why we strive to offer personalized services tailored to help them achieve their financial goals. With total assets exceeding $112 million, we are well-equipped to provide a wide range of banking products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. At Triangle, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe in putting people before profits. This means not only offering competitive rates and low fees but also engaging in local outreach efforts that make a real difference. We're committed to supporting various initiatives within West Point and beyond, ensuring that we contribute positively to the lives of those we serve. While you can visit us at our physical location for face-to-face assistance complete with drive-thru banking for your convenience we also embrace modern technology to cater to our members' evolving needs. Our digital services include online banking, mobile payments, and electronic statements designed for ease of access and efficiency. For any official correspondence that may need to be sent via mail, please use P.O. Box 8300, Columbus, MS 39702. Feel free to reach out to us at 662-494-7700 during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM and Friday from 8:00 AM to 5:00 PM. We invite you to join us at Triangle and experience firsthand the benefits of being part of a credit union that prioritizes its members' success and community involvement. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

At Triangle, we understand that convenience is essential for our members. Our branch features ample parking and is fully accessible, including ADA-compliant ramps for those who need them. Plus, if you're on the go, take advantage of our drive-thru banking service for quick transactions like deposits and withdrawals without leaving your vehicle.

Operating Hours

We know that life can get busy! That's why we're open Monday through Thursday from 8:00 AM to 4:30 PM and on Friday from 8:00 AM to 5:00 PM. These hours are designed to accommodate your schedule, whether you prefer visiting us early in the morning or later in the day.

Services Tailored for You

Triangle offers a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that fit every lifestyle. While we don't currently offer ATM services at this location, our drive-thru banking makes it simple to conduct your basic transactions efficiently. If you need assistance or have any questions, don't hesitate to reach out! You can give us a call at 662-494-7700. We are always happy to help and look forward to welcoming you into our branch soon. While members can visit us at 7290 Highway 45 Alt N, official correspondence should be sent to P.O. Box 8300, Columbus, MS 39702. Come see us today and experience the difference that local banking can make!

Member Eligibility

At Triangle, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're looking to become part of our family, you'll be glad to know that eligibility is designed to be inclusive. Anyone who lives, works, worships, or attends school in the local area can become a member with us. This means that if you are connected to our community in any way, we invite you to join us and enjoy the benefits of membership, which include personalized service and competitive rates. For more specific details about eligibility criteria, feel free to check out our comprehensive guide at http://www.trianglefcu.com/become-a-member. Ready to take the next step? Opening an account with Triangle is straightforward and convenient. You can start your application online by visiting https://trianglefcu.zipforhome.com/companysite/applynow or give us a call at (662) 494-7700 for assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processing. Imagine running a busy café where customers expect quick and easy transactions. Our merchant solutions make it simple for you to accept payments, track sales, and manage cash flow effectively. Located at 7290 Highway 45 Alt N West Point Ms 39773 in West Point, MS, we're here to provide personalized service tailored to your business needs. Reach out to us at (662) 494-7700 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust business banking services including merchant services and business loans tailored to fit your company's needs. We believe that supporting local businesses is vital for community growth.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like mobile payments, online transactions, and person-to-person transfers, handling your finances has never been easier. Plus, for those moments when you prefer face-to-face interactions, our basic drive-thru banking service offers quick access for deposits and withdrawals.

Get Started Today!

At Triangle, we're dedicated to helping you achieve your financial goals with ease and efficiency. If you're ready to take the next step towards better financial management, give us a call at (662) 494-7700 or visit us at our branch in West Point. Join our community today by exploring membership options at Become a Member or start managing your finances better by applying online here. We look forward to serving you!

Personal Banking Made Easy

We understand that managing personal finances can be overwhelming at times. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you save and grow your money. Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel of your dream car without breaking the bank. Additionally, our mortgage loans and refinancing options are here to assist you in finding the right home or lowering your current mortgage payments. If you find yourself in need of extra cash, our personal loans and debt consolidation services can provide you with financial relief. And for those who love rewards, don't miss out on our credit cards with rewards that allow you to earn points while making everyday purchases.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://www.trianglefcu.com/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. No need to rush to the bank during business hours. Just log in from your computer or mobile device and take care of everything in a few clicks.

Mobile Banking Made Easy

Our mobile application brings banking right to your fingertips. With features like mobile payments, you can make purchases quickly and securely without needing cash or cards. Plus, our person-to-person transfer option makes sending money to friends and family easier than ever.

Security You Can Trust

We prioritize your security with electronic signature authorization for important documents, ensuring that your transactions are safe and verified. E-statements are also available, giving you a paperless option that is not only eco-friendly but also keeps your information secure.

User-Friendly Features

Navigating your finances is straightforward with our user-friendly interface. You can easily access all the tools you need for real-time account management. Whether you want to review recent transactions or set up automated payments, everything is designed with you in mind. At Triangle, we're committed to making banking accessible for everyone. Explore our digital offerings today and experience the convenience of modern banking!

Financial Strength

A Growing Member Base

We currently manage 19,451 total share accounts, showing a strong and growing member base that trusts us with their finances. Our resources are dedicated to enhancing your experience every step of the way. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Triangle is your trusted partner. Visit us at 7290 Highway 45 Alt N West Point Ms 39773 or call (662) 494-7700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,768,790 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is illustrated by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $10,354,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity: with $1,759 in used auto loans and $61,722,838 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $12,421,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,099 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,630,090 in used vehicle loans and $3,054,486 in new vehicle loans already helping members get on the road. We have flexible terms and competitive rates that make it easier than ever to drive away with a vehicle you love.

Credit Lines

We also offer substantial credit lines totaling $8,000,000 for those looking for additional financial flexibility. This option allows you to borrow as needed without having to reapply each time. If you're considering refinancing any of your existing loans or want to explore eligibility options for our products, don't hesitate to reach out. Our team is here to assist you with any questions and guide you through the process. For more information on how we can help you achieve your financial goals through our loan offerings, visit us at our branch located at 7290 Highway 45 Alt N West Point Ms 39773 or give us a call at 662-494-7700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,652, make buying or refinancing simple. We aim to guide you through every step of the process so you feel confident in your decision.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and our unsecured credit card loans provide flexible terms to help you do just that. With a total of $3,028,230 in unsecured credit card loans available, you can enjoy the benefits of easy access to credit when you need it most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender featured on LendMesh has been vetted for legitimacy, giving users confidence in the options available.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and current. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach guarantees unbiased results, helping you find the best deal without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can compare options easily. This feature allows you to stay informed about market changes that may affect your borrowing decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh is in meeting user needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Triangle