Triangle Credit Union Starkville MS | Affordable Auto Loans & ATMs

Introduction

At Triangle, we believe that banking is more than just numbers; it's about building relationships and supporting our community. Located at 12036 Highway 182 E, Starkville, MS 39759, we have been proudly serving our members since 1959. With a commitment to providing personalized financial solutions, we currently support a thriving community of 11,990 members. While you can visit us at our Starkville branch for all your banking needs, please direct any official correspondence to P.O. Box 8300, Columbus, MS 39705. With total assets exceeding $112,997,387 and deposits amounting to $10,582,797, Triangle stands strong in its mission to foster financial well-being for everyone. We offer a variety of services including personal checking accounts, auto loans, mortgages, and credit cards with rewards tailored to meet the diverse needs of our members. Currently, we hold a loan portfolio of 5,646 loans and leases that help fuel dreams and ambitions within our community. Our financial health is reflected in our net worth of $12,421,551 and cash on hand totaling $3,817,509, which allows us to support our members effectively. Under the guidance of our dedicated CEO, John Gibbons, and Board President, Debra Ragon, we are proud to have a team of 37 employees committed to delivering exceptional service. We invite you to explore how Triangle can be your trusted partner in achieving your financial goals. Whether you're looking for assistance with loans or want to open an account online, we're here for you. Contact us at 662-338-9131 or visit our website at trianglefcu.com for more information or to get started today!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking. We actively engage in outreach efforts that enrich the lives of those around us. By partnering with local organizations and participating in community events, we aim to make a positive impact where it matters most.

Join Us

We invite you to experience the difference at Triangle. With convenient operating hours from Monday through Friday 8:30 A.M. to 5:00 P.M., along with ATM and drive-thru availability banking has never been easier or more accessible. Whether you're looking for a place to save for your future or seeking assistance with financing options, Triangle is here for you every step of the way. Come visit us or call us at 662-338-9131 to learn more about how you can become a member today!

Our Journey

Triangle started with a simple mission: to provide accessible financial services to those in the Starkville area. Over the years, we have adapted and expanded our offerings while staying true to our roots. From humble beginnings, we've built a legacy that stands strong today, driven by our commitment to serve our members and their families. As we grew, so did our dedication to excellence. We embraced digital advancements and enhanced our services, ensuring all members can access their accounts through online banking and mobile applications. Our branch is fully equipped with ADA-compliant facilities, making it accessible to everyone in the community.

Our Mission

At Triangle, we believe that strong communities are built on solid financial foundations. Our mission is not only to provide personal banking services like checking and savings accounts but also to empower individuals through auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to support local initiatives and partnerships that uplift our members and the surrounding community. While members can visit us at 12036 Highway 182 E, official correspondence should be sent to P.O. Box 8300, Columbus, MS 39705.

Branch Location & Accessibility

Connect With Us

If you have questions or would like more information about our services, don't hesitate to call us at 662-338-9131. We invite you to stop by and discover how Triangle can help you achieve your financial goals. Your journey towards better banking starts here!

Convenient Services

Triangle offers a variety of services tailored to meet your needs. You can take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at our physical location, if you need to send official correspondence, please use our mailing address: P.O. Box 8300, Columbus, MS 39705.

Easy Access and Parking

When you visit us, you'll find ample parking right outside our doors. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services.

Operating Hours That Fit Your Schedule

We understand that life gets busy, which is why we're here for you Monday through Thursday from 8:30 A.M. to 4:00 P.M., and on Fridays until 5:00 P.M. Whether you need help with checking accounts, auto loans, or any of our other personal banking services, we are ready to assist you during these hours.

Member Eligibility

At Triangle, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us, the good news is that eligibility is quite simple and welcoming! You can become a member if you live, work, worship, or go to school in the areas we serve. Whether you're new to the community or have been here for years, you're likely eligible to enjoy all the benefits we offer. Membership not only opens up access to great financial products but also connects you with a community that cares about your financial well-being. If you're ready to take the next step, opening an account is easy! You can start the process by visiting our website at https://trianglefcu.zipforhome.com/companysite/applynow or give us a call at (662) 338-9131 if you have any questions. For more detailed information on eligibility criteria, feel free to check out our dedicated page at http://www.trianglefcu.com/become-a-member. We can't wait to welcome you to Triangle, located at 12036 Highway 182 E Starkville Ms 39759, where your financial journey will be supported every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing hurdles. Our merchant services streamline transactions, allowing you to focus on what matters most serving your customers. From easy credit card processing to online payment solutions, we offer tools that fit seamlessly into your daily operations. Visit us at 12036 Highway 182 E Starkville Ms 39759 in Starkville, MS or call us at (662) 338-9131 to discover how we can support your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans offer competitive rates and flexible terms. We work with you to ensure that you find the best loan option that fits your budget. Imagine driving off in your dream car without the stress of complicated financing our team is here to make it happen!

Business Banking

For entrepreneurs and small business owners, we offer business banking solutions including merchant services and business loans. We know how vital it is for your business to have the right financial support, so we provide tools designed to help you succeed.

Convenient Access

We also offer ATM and cash withdrawal services for quick access to your funds when you need them most. Our drive-thru banking allows for easy deposits and withdrawals without having to leave your vehicle a true convenience during busy days. In addition, our basic ATM access enables members to check their balances or withdraw cash swiftly. With Triangle's digital banking features like mobile payments and person-to-person transfers, managing money has never been easier. To learn more about how Triangle can support your financial journey or if you have any questions about our services, feel free to call us at 662-338-9131. We look forward to welcoming you as a member! Visit us today at Triangle's website for more information on opening an account or becoming a member. Your financial success is just around the corner!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can lead to exciting benefits! Whether it's cashback on groceries or travel points for your next vacation, using our credit card makes spending rewarding in more ways than one.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide various options tailored to first-time buyers and seasoned homeowners alike. If you're already a homeowner looking to save on monthly payments, our refinancing options could help lower your interest rate. With Triangle, securing a mortgage or refinancing your existing one can be straightforward and hassle-free.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday transactions and long-term savings goals. Whether you're saving for a family vacation or need a reliable checking account for daily expenses, we've got you covered. You can easily manage these accounts through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime and anywhere.

Personal Loans & Debt Consolidation

We understand that life can throw unexpected expenses your way. Our personal loans are available for everything from emergency repairs to consolidating debt into one manageable payment. This service allows you to regain control over your finances while making it easier to manage multiple debts.

Digital & Online Banking

Accessible Anytime

Our digital banking options provide real-time account management right at your fingertips. Whether you're checking your balance before making a purchase or reviewing transactions while waiting in line, everything you need is just a click away. Experience the convenience and security of digital banking with Triangle today! Visit us online at https://www.trianglefcu.com/ to learn more about how we can support your financial needs.

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.trianglefcu.com/, you can easily check your account balances, pay bills, and transfer funds all with just a few clicks. Plus, you can enjoy the flexibility of electronic statements, making it easy to keep track of your finances without the clutter of paper documents. And if you ever need to sign documents digitally, our electronic signature authorization feature ensures a quick and secure process. For those who prefer banking on their mobile devices, our mobile application is designed for ease of use. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer option. It's as simple as a few taps on your smartphone!

Security You Can Trust

Security is a top priority for us at Triangle. We've implemented robust security measures so that you can bank with peace of mind. With 24/7 online banking services, you can access your accounts whenever you need while knowing that your information is protected.

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, this means all our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our community.

Investing in Growth

With $10,354,298 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is supported by $61,722,838 in total loans and leases which includes $1,759 used auto loans, helping you achieve your financial goals across various sectors.

Member Savings Security

Members' savings are secured through $5,768,790 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our dedication to your financial well-being.

Member Trust

Total Share Accounts stand at 19,451, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $569,940, we demonstrate our ability to support both individual member needs and community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Triangle is your trusted partner. Visit us at 12036 Highway 182 E Starkville MS 39759 or call 662-338-9131 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations have led to a net income of $0, reflecting our efficiency in managing resources while still providing great value to our members. We also take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $12,421,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're looking for additional funds for personal projects or consolidating debt, we have personal loans that can assist you. Plus, our total credit lines amounting to $8,000,000 give you the flexibility to access cash when you need it most. For business owners, while we currently do not have outstanding commercial loans, we are always exploring opportunities to support local businesses in their growth and expansion plans. Whether you are interested in refinancing an existing loan or learning about eligibility options for our various products, our knowledgeable staff is here to assist you every step of the way. Don't hesitate to reach out! You can contact us at (662) 338-9131 during our operating hours from Monday through Thursday 8:30 A.M. - 4:00 P.M., and Friday 8:30 A.M. - 5:00 P.M. We are committed to helping you navigate your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Triangle where your financial success is our priority!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $29,630,090 in used vehicle loans and $3,054,486 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easy to find the right loan that fits your budget.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $3,028,230 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,652, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team can guide you through the process and help you secure the best rates available.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that build trust and reliability for its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reducing the risk of misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, so users can focus on what matters most: finding the best rate. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make well-informed choices about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information ensures that the offers presented are fair and transparent.

Triangle