Triangle Credit Union Columbus MS | Best Auto Loans & Business Banking

Introduction

Welcome to Triangle Credit Union at Columbus Centre, where your financial journey is our top priority. Located at 2330 Highway 45 N, Columbus, MS 39705, we are committed to serving our community since 1959. With a strong foundation and a focus on member satisfaction, we proudly support nearly 12,000 members with a range of services designed for every financial need. At Triangle, we believe in the power of community. Our total assets have grown to an impressive $112,997,387, enabling us to offer competitive rates and robust financial solutions. Whether you're looking for auto loans, personal banking options, or business services, we stand ready with over 5,646 loans and leases issued to help you achieve your goals. While our branch address is where you can visit us in person, official correspondence should be directed to our mailing address at P.O. Box 8300, Columbus, MS 39705. Our dedicated team of 37 employees, led by CEO John Gibbons and Board President Debra Ragon, works tirelessly to ensure that every member feels valued and supported. With a net worth of $12,421,551 and cash reserves totaling $3,817,509, Triangle Credit Union is positioned not just as a financial institution but as a trusted partner in your life. We invite you to explore our offerings further by visiting our website at trianglefcu.com or giving us a call at 662-327-9450. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Community Commitment

Triangle is not just about banking; it's about building community. We actively engage in local events and initiatives that uplift our neighbors and support local causes. Our partnerships with various organizations demonstrate our commitment to fostering a thriving environment for everyone in Columbus.

Mission Statement

Our mission is simple yet profound: to improve the financial well-being of our members and enhance the communities we serve. At Triangle, we believe in the power of collaboration and strive to create lasting relationships based on trust and transparency. Whether it's through competitive loan offerings, convenient online banking services, or community outreach programs, we are dedicated to making a positive impact in the lives of those around us. While members can visit us at 2330 Highway 45 N Columbus Ms 39705, official correspondence should be sent to P.O. Box 8300, Columbus, MS 39705. We invite you to experience our full range of services from personal checking accounts to business loans all designed with your needs in mind.

Modern Banking Solutions

To better serve our members, we have embraced modern technology while ensuring compliance with ADA standards. With features like mobile banking apps, online account management, and ATM availability for easy access to cash banking with us is both convenient and secure. In conclusion, we invite you to join Triangle and become part of a credit union that genuinely cares about your financial future. Experience the benefits of membership today! For more information or to open an account, please visit our website or call us at 662-327-9450. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Triangle has seen remarkable growth and transformation. We started with a vision to empower our members by offering personalized banking solutions. Today, with total assets reaching over $112 million, we stand as a pillar of financial support for families and businesses alike in Columbus and beyond. Our dedicated team of 37 employees works tirelessly to ensure that every member feels valued and supported.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, feel free to call us at 662-327-9450. We invite you to visit us at Triangle Credit Union today! Experience personalized service in a welcoming environment where your financial needs are our top priority. Remember, while members can visit us at 2330 Highway 45 N, official correspondence should be sent to P.O. Box 8300, Columbus, MS 39705. We look forward to serving you!

Nearby Landmarks and Accessibility

Situated near popular spots in Lowndes County, our branch is just a short drive from local attractions and neighborhoods. With ample parking available, you won't have to worry about finding a spot when you visit us. We also prioritize accessibility for everyone, featuring ramps and ADA-compliant facilities to ensure all members can easily access our services.

Operating Hours and Services

At Triangle Credit Union, we understand that your time is valuable. That's why we are open Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM, making it convenient for you to stop by during your busy schedule. Our friendly staff is here to assist you with a variety of personal banking needs, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. For your convenience, we also offer ATM services and a drive-thru for quick deposits and withdrawals. You can easily manage your finances on the go with our online and mobile banking options.

Member Eligibility

At Triangle, we believe that everyone deserves a supportive financial community, and joining us is a simple step towards achieving your goals. To become a member, you just need to meet a few friendly criteria, which primarily revolve around living, working, or worshiping in our local area. This means if you're part of our vibrant Columbus community or nearby, you're likely eligible! We welcome individuals who share our values and are eager to benefit from the range of services we offer, from personalized banking solutions to rewarding loan options. If you're ready to take this exciting step, opening an account is straightforward! Just head over to our website for detailed eligibility information at http://www.trianglefcu.com/become-a-member. Once you're all set, you can easily apply online at https://trianglefcu.zipforhome.com/companysite/applynow or give us a call at (662) 327-9450 if you have any questions. We're here to help you every step of the way as you join our family at Triangle, located at 2330 Highway 45 N Columbus Ms 39705.

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in that new piece of equipment that could enhance productivity or secure the property you've had your eye on. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Whether you need point-of-sale systems or online payment options, our services help streamline transactions and keep your cash flow healthy. Think about how much easier it would be to serve customers without worrying about payment complications. With us, you can focus on what matters most growing your business! Visit us at 2330 Highway 45 N Columbus Ms 39705 in Columbus, MS, or give us a call at (662) 327-9450 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Convenient Digital Banking Features

In today's busy world, convenience matters. That's why at Triangle, we emphasize our online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, or pay bills anytime day or night. We also provide ATM services for quick cash withdrawals and balance checks when you're on the go. If you prefer face-to-face interactions, our drive-thru banking offers basic services like deposits and withdrawals without having to leave your vehicle.

Credit Cards and Business Banking

Our credit cards come with rewards that give back every time you use them. This means whether you're shopping for groceries or planning a vacation, you earn points that can be redeemed for exciting rewards. For small business owners, we offer business banking services including merchant services and business loans. Running a business comes with its own set of challenges, but with our support and resources, you can focus on growing your venture.

Get Started Today!

Ready to take control of your finances? Visit us at 2330 Highway 45 N Columbus Ms 39705 in Columbus, MS, or call us at (662) 327-9450 for more information about any of our services. Join the community at Triangle today and experience how easy managing your finances can be!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options are designed with you in mind. We know that navigating the housing market can be overwhelming, so we offer personalized assistance throughout the process. Our experienced staff will work closely with you to find a solution that fits your budget. For those looking to consolidate debt or fund personal projects, our personal loans provide a straightforward way to access the cash you need without hassle.

Personal Banking Services

One of the cornerstones of our offerings is personal banking. We provide checking and savings accounts designed to help you manage your finances effectively. Imagine being able to easily set aside money for future goals or manage everyday expenses effortlessly. With our competitive interest rates and low fees, saving has never been easier. If you're in the market for a vehicle, our auto loans and vehicle financing options can make that dream car a reality without breaking the bank. We understand how important it is to have reliable transportation, and our flexible terms mean you can get on the road sooner.

Digital & Online Banking

Key Features

One of the standout features available is our electronic signature authorization. This means you can complete transactions quickly and securely without the hassle of printing or mailing documents. You can also enjoy e-statements, allowing you to receive and review your bank statements electronically no more waiting for paper statements in the mail! For those who prefer using their smartphones, our mobile application makes banking even more accessible. Need to make a quick payment? With our mobile payments feature, you can send money instantly using just your phone. Additionally, our person-to-person transfer service lets you easily send money to friends or family with just a few taps. We prioritize security at Triangle. Your information is protected with advanced security measures so that you can bank with peace of mind. Our services are designed not only for convenience but also to keep your financial data safe. In summary, whether you're checking balances on the go or handling important transactions from the comfort of your home, Triangle has you covered with reliable digital and online banking options. Experience the ease and security of managing your finances by visiting us online today!

Financial Strength

At Triangle, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your hard-earned money is in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $12,421,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,768,790 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,354,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $17,759,348 in used auto loans and a total of $61,722,838 in loans and leases across various sectors. Our operations remain efficient with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $569,940. Total Share Accounts: 19,451, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Triangle is your trusted partner. Visit us at 2330 Highway 45 N Columbus MS 39705 or call 662-327-9450 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,630,090 in used vehicle loans and $3,054,486 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

In addition to our primary loan offerings, Triangle provides access to credit lines totaling $8,000,000. This option gives you the flexibility to cover unexpected expenses or finance larger purchases without the need for multiple applications. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, feel free to reach out. Our knowledgeable staff is available at (662) 327-9450 to discuss how we can tailor our services to meet your needs. For more detailed information about our loan offerings and services visit us online at Triangle. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,652, make buying or refinancing simple. We know that navigating the mortgage process can be daunting, which is why we provide personalized support to ensure you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,028,230 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and reward programs that can benefit your everyday spending.

Loan Aggregator

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Triangle