Triangle Credit Union Columbus MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Triangle, your trusted financial partner located at 126 Alabama St, Columbus, MS 39702. Since our establishment in 1959, we have proudly served our community, growing to a vibrant membership of 11,990 individuals who count on us for their financial needs. With total assets exceeding $112,997,387 and deposits around $10,582,797, we are committed to providing safe and reliable banking solutions tailored to our members. At Triangle, we prioritize your financial health by offering a range of services that include personal banking, auto loans, mortgages, and business financing. Our total loans and leases stand at 5646, reflecting our dedication to supporting both individual and community growth. Under the leadership of CEO John Gibbons and Board President Debra Ragon, our team of 37 employees is here to ensure you receive personalized service every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 8300, Columbus, MS 39705. Whether you need assistance with opening a new account or exploring loan options, we're just a phone call away at (662) 329-6602. Join us today and experience the difference that comes from being part of a member-focused credit union. Visit our website at Triangle FCU for more information on how we can assist you in achieving your financial goals!

Branch History & Mission

At Triangle, we are proud of our rich history and unwavering mission to serve our community in Columbus, Mississippi. Established in 1959, Triangle has been a cornerstone of financial support for nearly six decades. Our commitment to providing exceptional services has allowed us to grow from a small credit union into a trusted financial partner for over 11,990 members. Our branch, located at 126 Alabama St, Columbus, MS 39702, stands as a testament to our dedication and resilience. Over the years, we've not only expanded our membership but also increased our total assets to an impressive $112,997,387. This growth reflects the trust and loyalty of our members who believe in our vision. Triangle's mission is simple yet profound: we aim to empower individuals and families by providing accessible financial services while fostering community support. We understand that financial decisions can shape lives, and we are here to guide our members every step of the way. Whether it's through personal banking services like checking and savings accounts or loan options for vehicles and homes, we strive to meet the diverse needs of our community. While members can visit us at 126 Alabama St, official correspondence should be sent to PO Box 8300, Columbus, MS 39705. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM. Additionally, we offer ATM access and drive-thru banking services for those on the go. At Triangle, we believe in giving back to our community. We actively participate in outreach efforts that strengthen local initiatives and support those in need. Our partnerships with various organizations allow us to make a real impact beyond just financial transactions. As we look toward the future, we remain committed to innovation. With digital advancements like mobile banking and online services, we ensure that our members have access to their finances anytime and anywhere. Join us at Triangle and experience the benefits of being part of a credit union that truly cares about its members and the community it serves. Together, let's build a brighter financial future! For more information on how you can become a member or open an account today, visit our website or call us at (662) 329-6602.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with ADA-compliant facilities to ensure everyone can access our services comfortably. We offer ample parking space right by the entrance, along with ramps for easy entry. Plus, if you prefer a quick visit without leaving your car, we have drive-thru banking available for deposits and withdrawals.

Convenient Location

Nestled in the heart of Columbus, our branch is just a stone's throw away from popular local spots, making it easy for you to visit us while running errands or enjoying a day out. While members can visit us at 126 Alabama St, official correspondence should be sent to PO Box 8300, Columbus, MS 39705.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours to serve you better. You can visit us Monday through Thursday from 8:30 AM to 4:00 PM and on Fridays until 5:00 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At Triangle, we are committed to meeting all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have a range of services tailored just for you. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Visit Us Today!

We invite you to drop by the Triangle East Columbus Branch today! If you have any questions or want more information about our services, feel free to call us at 662-329-6602. Experience the difference of community-focused banking where you're not just another number but a valued member of our family!

Member Eligibility

At Triangle, we believe that everyone deserves to be part of a supportive community where their financial goals can thrive. Becoming a member is easier than you might think! If you live, work, or worship in Lowndes County, you're already eligible to join us. We welcome individuals from all walks of life and invite you to experience the many benefits of membership, like personalized service and competitive rates on loans and savings. You can learn more about our eligibility criteria by visiting this link. Opening an account is straightforward and welcoming. Just head over to this page for easy online account setup. If you have any questions or need assistance, feel free to give us a call at (662) 329-6602. We're here to help you every step of the way! Come join Triangle at 126 Alabama St, Columbus, MS 39702 your journey toward better banking starts here!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a local café using our payment processing solution, allowing customers to pay quickly and securely while tracking sales efficiently. This means less time worrying about finances and more time focusing on what you love serving great food. Explore how Triangle, located at 126 Alabama St Columbus Ms 39702 in Columbus, MS, can empower your business. Contact us today at (662) 329-6602 to discuss your financial needs!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a business, our business banking services are tailored for entrepreneurs like you. We offer essential tools such as merchant services that simplify payment processing and business loans that can help expand your operations or cover unexpected expenses.

Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we provide robust online and mobile banking features. You can easily manage your accounts from anywhere with access to ATM and cash withdrawal services, making it straightforward to get your funds when you need them. Additionally, our basic drive-thru banking allows for quick transactions without leaving your car perfect for busy days when time is tight. Need to check your balance? Our ATMs provide easy access for withdrawals and balance inquiries.

Get Started Today!

Our mission at Triangle is simple: we want to help our members achieve their financial dreams while making banking accessible and convenient. With friendly staff ready to assist you at (662) 329-6602, we invite you to come visit us at 126 Alabama St Columbus Ms 39702 in Columbus, MS. Explore all that we offer, from personal banking solutions to business services tailored just for you. Don't wait! Discover how Triangle can enhance your financial experience today by visiting us or checking out our website at East Columbus Branch.

Personal Banking Solutions

When it comes to personal banking, we offer various options tailored just for you. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing that make purchasing a new car simple, we aim to support your financial goals every step of the way. If you're considering buying a home, our mortgage loans and refinancing options can provide the flexibility and terms you need. For those looking to consolidate debt or fund personal projects, our personal loans are designed to give you the financial boost necessary without overwhelming monthly payments. Plus, don't forget about our credit cards with rewards, which allow you to earn while spending!

Digital & Online Banking

E-Statements and Electronic Signature

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically. It's not only environmentally friendly but also convenient access your statements whenever you want. Additionally, our electronic signature authorization makes signing documents easy and secure without the need for printing or scanning.

Mobile Application and Features

For those who prefer banking on the move, our mobile application makes it easy to manage your finances right from your smartphone. You can enjoy features like person-to-person transfers, allowing you to send money quickly to friends and family. Plus, if you're interested in making payments directly from your phone, our mobile payments feature is ready for use.

Online Banking Services

With our 24/7 online banking services available at https://www.trianglefcu.com/, you can access your accounts anytime you need. Check balances, pay bills, transfer money, and review transactions with just a few clicks. We prioritize your security with advanced protection measures, so you can bank with peace of mind.

User-Friendly Experience

At Triangle, we focus on providing an easy-to-use platform that fits into your daily life. Our services are designed with you in mind, ensuring that whether you're checking your balance or transferring funds, everything feels straightforward and intuitive. Explore all these features today by visiting us at https://www.trianglefcu.com/ and experience how digital banking can simplify your financial management!

Financial Strength

At Triangle, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The financial strength of our branch reassures you that your money is in safe hands. With a net worth of $12,421,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,768,790 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,354,298 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $61,722,838 in total loans and leases and 1,759 used auto loans available to help you make your dreams a reality. Our commitment to operational efficiency is reflected in our $0 net income, showing our focus on member satisfaction rather than profit margins. We also take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $569,940. Total Share Accounts: 19,451, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Triangle is your trusted partner. Visit us at 126 Alabama St Columbus MS 39702 or call 662-329-6602 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,630,090 in used vehicle loans and $3,054,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amounting to $8,000,000 provide an excellent solution. Use it for emergencies or unexpected expenses it's there when you need it. If you're considering refinancing any existing loans or would like to know more about eligibility options, don't hesitate to reach out! We're here to help you navigate through your choices and find the best path forward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Triangle, we believe that financing should be straightforward and accessible. Whether you're interested in an auto loan or exploring mortgage opportunities, we're committed to providing personalized service tailored just for you. Let us help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,652, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team can guide you through the available options to find what works best for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,028,230 in loans helping members manage their finances effectively. Enjoy easy access to funds whenever you need them without having to put up collateral.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information they see. Additionally, LendMesh does not include sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results allows users to compare loans on equal footing. Another important feature is real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. This means you won't waste time chasing down outdated or inaccurate information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the positive impact LendMesh has had on individuals seeking better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the loan offers presented are fair and transparent. By working only with verified institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

Triangle