Transcend Credit Union Louisville KY | Convenient 24/7 ATM Services

Introduction

Welcome to Transcend, your trusted credit union located at 7215 Riverport Plaza Dr, Louisville, KY 40258. Since our establishment in 1934, we have proudly served our community and built lasting relationships with our members. With a total membership of 48,109, we are committed to providing personalized financial solutions that cater to your unique needs. At Transcend, we understand that financial security is crucial for you and your family. That's why we manage over $527 million in assets, ensuring we have the resources to support our members with their financial goals. Our focus on member satisfaction is evident in our impressive total deposits of $41,429,351 and a net worth of $67,298,979, reflecting our stability and reliability. Our dedicated team of 69 employees, led by CEO Richard Reese and Board President Mark Booker, is here to assist you every step of the way. Whether you're looking for loans having issued a total of 20,723 loans and leases or seeking advice on savings and investments, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 7215 Riverport Plaza Dr, Louisville, KY 40258. We invite you to explore all that we offer by visiting our website at Transcend or give us a call at 502-459-3000. Join us today as we continue to grow together! Your financial journey starts here at Transcend.

Branch History & Mission

At Transcend, we take pride in our rich legacy and commitment to serving the community of Louisville, Kentucky. Founded in 1934, our branch has grown alongside the city, adapting to meet the needs of our members and their families. With an address at 7215 Riverport Plaza Dr, we are conveniently located near key landmarks that make us a central hub for financial services in the area. Over the years, Transcend has reached remarkable milestones. Today, we proudly serve over 48,000 members with total assets exceeding $527 million. This growth reflects our unwavering dedication to providing exceptional financial products and personalized service. Our mission is simple yet impactful: we strive to enhance the financial well-being of our members while fostering a sense of community and support. While members can visit us at our branch address, official correspondence should be sent to 7215 Riverport Plaza Dr, Louisville, KY 40258. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:15 AM to 4:30 PM and Friday from 8:15 AM to 6 PM. Transcend is committed to embracing modern technology while ensuring accessibility for everyone. We offer various digital banking options that make managing finances easier than ever. Although we do not have ATMs or drive-thru banking at this location, our online services and mobile application provide you with easy access to your accounts anytime, anywhere. Our mission extends beyond just banking; it's about making a positive impact on the lives of those we serve. Through various community outreach programs and partnerships, we work diligently to support local initiatives and empower individuals in Louisville. By joining Transcend, you become part of a family that cares deeply about its members and the community. We invite you to experience the benefits of membership with Transcend. Whether you're looking for a trusted partner for your financial journey or seeking ways to give back to the community, we are here for you every step of the way. Join us today and discover how we can help you achieve your financial goals! For more information or to open an account, visit our website or call us at 502-459-3000.

Branch Location & Accessibility

Accessibility Features

Your comfort is important to us. Our branch is fully ADA compliant, featuring ramps and accessible entry points to ensure everyone can access our services easily. We also provide ample parking space right outside the building so you can get in and out quickly.

Operating Hours

We understand that life can get busy! That's why our lobby is open for your convenience from Monday through Thursday from 8:15 AM to 4:30 PM and on Friday until 6 PM. Whether you're looking to open an account, discuss loan options, or simply ask a question, our friendly staff is here to help during these hours.

Services Offered

At this location, we offer essential services including ATM services only. Unfortunately, there are no drive-thru facilities available at this branch. However, our staff is always ready to assist you inside with any banking needs you may have. If you need more information or wish to speak with one of our representatives directly, feel free to give us a call at 502-459-3000. We look forward to welcoming you soon and helping you with all your financial needs!

Member Eligibility

Becoming a member of Transcend is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the Louisville area, you're already on your way to joining us! Our membership is open to individuals who meet these simple criteria, making it easy for you to take part in our supportive environment. As a member, you'll enjoy access to a variety of services designed to help you achieve your financial goals, from competitive loan rates to personalized banking solutions. Ready to start your journey with us? Opening an account at Transcend is a breeze! Just visit our website at https://my.transcendcu.com/enroll to get started. If you have any questions or need assistance, feel free to reach out to us at (502) 459-3000. For more detailed information about eligibility requirements, please check out this resource: . We can't wait for you to join our family at Transcend, located at 7215 Riverport Plaza Dr Louisville Ky 40258!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your daily operations smoothly accepting payments with ease, managing cash flow efficiently, and having access to valuable insights about your sales trends. Our merchant services help you achieve just that, allowing you to focus on what really matters: growing your business. Whether you're looking for financing options or efficient payment solutions, Transcend is here to partner with you every step of the way. Located at 7215 Riverport Plaza Dr Louisville Ky 40258 in Louisville, KY, we invite you to explore how our services can make a difference for your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having access to your accounts online is crucial. At Transcend, our digital banking platform allows you to manage your finances from the comfort of your home or on the go. With features like online banking and mobile payments, you can pay bills, transfer money between accounts, and monitor your spending effortlessly. We believe that convenience should always be a priority, so our user-friendly mobile application puts control right in your hands.

Member Support and Accessibility

Our team is committed to ensuring that you have the support you need whenever you need it. If you have questions about any of our services or need assistance navigating our digital tools, feel free to reach out. You can contact us directly at 502-459-3000 during our lobby hours: Monday through Thursday from 8:15 AM to 4:30 PM and Friday until 6:00 PM. At Transcend, we value every member and are here to help you achieve your financial goals. While we may currently offer ATM services only, we're continually looking for ways to enhance our service offerings and improve member experience. We invite you to visit us at Transcend or explore more about what we can offer at our website. Join us today and discover how easy managing your finances can be!

Personal Banking Solutions

Every member's financial journey is unique, and at Transcend, we understand that. That's why we offer various services tailored to support you in managing your money effectively. While we currently focus on essential ATM services, our members can benefit from the convenience of accessing their funds anytime. Imagine being able to withdraw cash or check your balance without visiting a branch it's all part of the ease we strive to provide.

Digital & Online Banking

Key Features

By visiting https://www.transcendcu.com/, you can explore our user-friendly online banking platform. This service allows you to check your balance, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick, so you can stay connected without any hassle. Security is paramount for us, and that's why we offer electronic signature authorization. This ensures that your transactions are safe and verified, giving you peace of mind as you bank online. You can also opt for e-statements, allowing you to keep track of your finances without the clutter of paper statements.

Mobile Banking

For those who prefer banking on the go, our mobile application is available for download. With features like mobile payments, managing your account is even easier. You can make purchases directly from your phone no need to carry cash or cards around. In today's fast-paced world, having real-time access to your financial information is crucial. At Transcend, we're committed to making banking easy and secure for all our members. Experience the convenience of digital banking with us today!

Financial Strength

At Transcend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services that meet your needs today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $67,298,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $155,452,544 in share certificates and $26,160,022 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $63,267,962 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,011 in used auto loans and $377,793,178 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,030,310. Total Share and Deposit Accounts: 69,766, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Transcend is your trusted partner. Visit us at 7215 Riverport Plaza Dr Louisville Ky 40258 or call (502) 459-3000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,494,640 in used vehicle loans and $116,304,772 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have competitive financing options for you.

Credit Lines and Unsecured Credit Card Loans

In need of flexible funding? We provide various credit lines totaling $137,658,180, giving you access to cash when you need it most. Additionally, we offer flexible terms on unsecured credit card loans with a total of $12,258,657 in loans helping members manage their finances effectively. This can be an excellent option for unexpected expenses or everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,324,273, making buying or refinancing simple. We're dedicated to guiding you through the mortgage process so you can find the right fit for your family's needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is here to help you explore your options. We will work with you to find solutions that suit your financial situation while potentially lowering your monthly payments or overall interest rate. Our commitment extends beyond just providing loans; it's about empowering our members with the right financial tools for success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at Transcend and discover how our loan offerings can help you reach your financial goals today!

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes user trust through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers without hidden fees or misleading information. Every loan comparison reflects current market conditions, ensuring accuracy in what users see.

Transcend