Town And Country Credit Union West Fargo ND | Low Mortgage Rates & Business Banking

Introduction

Welcome to Town And Country at our Eagle Run branch, located at 3342 Sheyenne St, West Fargo, ND 58078. Since opening our doors in 1939, we have proudly served our community, building trust and fostering financial wellness for over 27,210 members. With a commitment to your financial success, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. At Town And Country, we're more than just a credit union; we're your financial partner. Our total assets stand at an impressive $705,095,739, ensuring that we are equipped to support your needs. With total deposits of $44,834,429, we prioritize the security and growth of your funds. Our dedicated team of 161 employees, led by our CEO Kalli Schell and Board President David Ripplinger, is here to provide personalized service and expert guidance. We also understand the importance of accessibility. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to the same address: 3342 Sheyenne St, West Fargo, ND 58078. Whether you're looking for competitive loan options or innovative online banking features, you'll find it all right here. Experience our dedication firsthand by calling us at 701-356-1880 or visiting our website at townandcountry.org. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Town And Country, your trusted credit union located at 3342 Sheyenne St in West Fargo, ND. Since our doors opened in 1939, we have proudly served our community with a mission centered on providing exceptional financial services and fostering a spirit of support among our members. Over the years, Town And Country has grown significantly, now boasting a total membership of over 27,000 individuals. Our commitment to our members is reflected in our impressive assets, which currently stand at $705,095,739. This growth is not just a number; it represents families and businesses that have turned to us for assistance in reaching their financial goals. From the very beginning, our mission has been clear: to empower our members by offering a wide range of financial products and services tailored to their needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and mortgages, we strive to make banking accessible and beneficial for everyone. Our drive-thru service and ATM availability enhance convenience for those who are always on the go. At Town And Country, we understand that being part of a community means more than just providing financial solutions. We actively engage in outreach efforts aimed at making a positive impact on the lives of those around us. We believe in giving back, whether through local sponsorships or partnerships that support vital community initiatives. While members can visit us at 3342 Sheyenne St, official correspondence should be sent to the same address for clarity. You can also reach us at 701-356-1880 during our operating hours from 8 am to 6 pm on weekdays. As we continue to evolve with the times, we embrace digital advancements such as online banking and mobile payments to ensure that managing your finances is easy and efficient. We are proud of our ADA-compliant facilities that cater to all members of our community. In closing, we invite you to join Town And Country and experience the difference of being part of a member-focused credit union. Together, let's build a brighter financial future! Visit us today or check out our website at townandcountry.org for more information on how you can become a member.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, feel free to give us a call at 701-356-1880. Our friendly staff is always ready to assist you! We look forward to welcoming you into our branch where your financial well-being is our top priority. Come see us today!

Nearby Landmarks and Accessibility

Situated in the vibrant community of West Fargo, our location is close to local favorites like the West Fargo Public Library and the Scheels Arena. You'll find ample parking available for our members, making it simple for you to drop by. We also have ADA-compliant features in place, ensuring everyone can comfortably access our services.

Operating Hours and Services

We invite you to visit us during our lobby hours from 8 AM to 6 PM, Monday through Friday. If you're busy during the week, don't worry! Our drive-thru service makes banking even easier for those on the go. Plus, we offer an ATM right on-site for quick cash withdrawals and balance checks. At Town And Country, we pride ourselves on providing a variety of services tailored to your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. For business owners, we also offer merchant services and business loans.

Member Eligibility

At Town And Country, becoming a member means joining a community that genuinely cares about your financial well-being. We welcome anyone who lives, works, or worships in the areas we serve, making it easy for you to become part of our family. Whether you're looking for personal banking solutions or business support, we're here to help. If you're curious about the eligibility criteria, we invite you to check out more details on our website at http://www.townandcountry.org/about/membership/open-an-account. It's a straightforward process, and our friendly staff is ready to assist you with any questions you might have. When you're ready to open an account, visit us at http://www.townandcountry.org/about/membership/loan-application, or give us a call at (701) 356-1880. We can't wait to help you start your journey with us at our branch located at 3342 Sheyenne St West Fargo Nd 58078!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily from your customers whether they pay with a card or through mobile apps. This convenience not only enhances customer satisfaction but also boosts your sales potential. Our tools help you manage transactions efficiently so you can focus on what matters most: growing your business. Ready to take the next step? Visit us at 3342 Sheyenne St, West Fargo, ND 58078 or call us at 701-356-1880. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking

Running a business? We've got you covered! Our business banking services include merchant services that help streamline transactions and business loans tailored to fuel growth. Partnering with local businesses is essential to us, and we strive to support entrepreneurs in their journey.

Convenient Access

To make banking even easier, we provide ATM access for withdrawals and balance checks anytime you need them. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, take advantage of our drive-thru service during lobby hours from 8 am to 6 pm. In today's fast-paced world, having the ability to manage finances digitally is crucial. That's why Town And Country ensures all members have access to online banking features such as person-to-person payments and electronic statements for easy tracking of finances. With all these services available under one roof at Eagle Run, we invite you to visit us or contact us at (701) 356-1880 for more information on how we can assist you in achieving your financial goals. Join the Town And Country family today and experience personalized service like never before!

Loans and Credit

For those unexpected expenses or projects around the house, our personal loans and debt consolidation options are designed to give you peace of mind. Picture being able to tackle those bills without stress that's what we aim for at Town And Country. We also offer credit cards with rewards programs so you can earn while you spend. Whether it's cash back or travel points, our credit cards are tailored to enhance your purchasing experience.

Personal Banking

When it comes to personal banking, Town And Country offers a variety of checking and savings accounts designed to fit your lifestyle. Imagine easily managing your finances with our online and mobile banking options, allowing you to check balances, transfer funds, and pay bills right from your phone. Our accounts come with features that make everyday banking simple and convenient. If you're thinking about buying a new car or refinancing your current vehicle, our auto loans provide competitive rates and flexible terms. We understand that financing can be overwhelming, which is why our team is ready to guide you through the process. Additionally, if homeownership is your goal, explore our mortgage loans and refinancing options that can help you find the perfect home within your budget.

Digital & Online Banking

Key Features

We also provide electronic signature authorization, allowing you to sign documents digitally. This not only saves time but adds an extra layer of security to your transactions. Our e-statements feature lets you view and manage your account statements electronically, reducing clutter while keeping everything organized in one place. If you're always on the move, our mobile application is here to help. It includes features like mobile payments for quick transactions and person-to-person transfers, making it easy to send money to friends or family with just a few taps on your smartphone.

Security You Can Trust

Your security is our top priority. We use advanced encryption technology to protect your data so you can bank with peace of mind. With tools like two-factor authentication and real-time alerts for account activity, we help keep your accounts secure. In summary, at Town And Country, we strive to provide accessible and efficient digital banking solutions tailored for today's lifestyle. Explore all these features and more by visiting us online at https://www.townandcountry.org your convenient banking partner awaits!

Financial Strength

At Town And Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, highlighting our commitment to maintaining a secure and reliable environment for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $32,169,775 in used auto loans and a total of $618,076,109 in loans and leases available for our members' needs, our lending capacity supports your financial goals across various sectors. Our net income of $2,974,359 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $16,064,384. Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Town And Country is your trusted partner. Visit us at 3342 Sheyenne St West Fargo ND 58078 or call 701-356-1880 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

We also offer refinancing options for many of our loan products. If you're looking to reduce your monthly payments or lower your interest rate, speak with one of our representatives about eligibility options that could benefit you. You can reach us at (701) 356-1880 for more information on any of our loan offerings or visit us online at www.townandcountry.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether it's an auto loan, mortgage loan, unsecured credit card loan, or commercial financing that you need Town And Country is here to help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a new or used vehicle, our friendly staff can assist you with competitive rates and terms that fit your budget.

Commercial Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow your business. We understand the unique challenges faced by entrepreneurs and work diligently to support your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, making buying or refinancing simple. We provide personalized service and guidance throughout the mortgage process to ensure you find the right loan for your circumstances.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We currently offer $9,534,447 in these flexible loans to help members manage their finances effectively. With straightforward terms and no collateral required, our credit card solutions are designed for convenience and accessibility.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real-world benefits and reliability of using this platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can expect fair and transparent offers without hidden agendas.

Town And Country