Town And Country Credit Union West Fargo ND | Low Mortgage Rates & Business Banking

Introduction

Welcome to Town And Country, your trusted financial partner in the heart of West Fargo, North Dakota. Established in 1939, our commitment to serving our community has remained strong for over eight decades. Located at 925 14th Ave E, West Fargo, ND 58078, we pride ourselves on providing a welcoming environment where our 27,210 members can access a variety of financial services tailored to meet their needs. At Town And Country, we understand that your financial journey is unique. That's why we offer an array of services including personal banking, auto loans, mortgages, and business banking solutions. With total assets exceeding $705 million and total deposits around $44 million, we are well-equipped to support you through every step of your financial life. Our dedicated team of 161 employees, led by CEO Kalli Schell and Board President David Ripplinger, works tirelessly to ensure that our members receive exceptional service and guidance. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 925 14th Ave E, West Fargo, ND 58078-3311. Whether you're looking for a new vehicle loan or planning for retirement, we're here to help you achieve your goals with confidence. Explore our website at www.townandcountry.org or give us a call at 701-356-1760 during our operating hours from 7:30 AM to 6:00 PM. Join us today and experience the community-focused banking service that Town And Country is known for!

Branch History & Mission

Community Focus

Community involvement is at the core of what we do. We actively participate in local events and partner with organizations that share our vision of making West Fargo a better place for all its residents. Your trust fuels our dedication to improving lives through thoughtful financial solutions and outreach programs. Join us on this journey! Experience the benefits of becoming part of the Town And Country family today. Visit us or call us at 701-356-1760 to learn how we can assist you in achieving your financial aspirations. Together, let's build a brighter future!

Our Mission

At Town And Country, our mission goes beyond providing financial services; it's about empowering our members and supporting the community. We strive to make banking accessible for everyone, ensuring that all individuals can achieve their financial goals. Our focus is on building lasting relationships with our members through personalized service and community engagement. We are also proud of our commitment to digital advancements that enhance your banking experience. With features like online banking, mobile payments, and ATM access available 24/7, managing your finances has never been easier or more convenient. While members can visit us at 925 14Th Ave E, official correspondence should be sent to 925 14th Ave E, West Fargo, ND 58078-3311 if necessary.

Our Story

The journey of Town And Country began with a simple mission: to provide accessible and reliable financial services to our community. From humble beginnings, we have expanded significantly, now boasting total assets of over $705 million. Our branch at 925 14Th Ave E, West Fargo, ND 58078, has become a landmark for many residents looking for support in their financial journeys. We encourage you to visit us during our lobby hours from 7:30 AM to 6:00 PM, where you can experience our friendly service firsthand. Over the years, we have embraced innovation while remaining rooted in our community values. Our offerings have evolved to include personal banking services like checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Whether you're seeking assistance with debt consolidation or looking to finance your dream car, we are here to help.

Branch Location & Accessibility

Contact Us Today!

For any inquiries or assistance, feel free to call us at 701-356-1760. We're here to provide personalized service tailored to your financial needs. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 925 14th Ave E, West Fargo, ND 58078-3311. Visit Town And Country today and discover how we can support your financial journey!

Convenient Access

At Town And Country, we pride ourselves on making banking easy and stress-free. With plenty of parking available, you won't have to worry about finding a spot when you visit us. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services.

Operating Hours & Services

We understand that your time is valuable! That's why we're open Monday through Friday from 7:30 AM to 6:00 PM, giving you plenty of opportunities to stop by. Whether you're looking to open an account, apply for a loan, or just ask a quick question, our friendly staff is here to help. Plus, with our drive-thru service and ATM available for your convenience, banking on-the-go has never been easier!

Member Eligibility

Becoming a member of Town And Country is like joining a caring community where your financial well-being is a priority. If you live, work, worship, or attend school in the West Fargo area, you're already on the path to membership! We welcome individuals and their families who share our commitment to fostering a supportive environment. Our members enjoy not just great rates and services but also a sense of belonging that comes from being part of something special. Opening an account with us is straightforward and welcoming. To learn more about eligibility details, you can visit this link. If you're ready to get started, check out how easy it is to open an account by visiting our account opening page. Have questions? Feel free to call us at (701) 356-1760, and we'll be happy to assist you. Join us at Town And Country, located at 925 14Th Ave E West Fargo Nd 58078, and take the first step towards becoming part of our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From easy credit card processing to secure online payment options, we help streamline your operations so you can grow confidently. Located at 925 14Th Ave E West Fargo Nd 58078, West Fargo, ND, we're here to partner with you in making your business dreams a reality. Contact us at (701) 356-1760 today and discover how our tailored solutions can meet your specific needs!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATMs are available for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for quick deposits and simple transactions without leaving your vehicle. We invite you to visit us at 925 14Th Ave E West Fargo Nd 58078 or give us a call at (701) 356-1760 to learn more about how our services can benefit you. At Town And Country, we're not just here for transactions; we're here for relationships! Explore all that we have to offer by visiting our website at West Fargo today!

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why Town And Country provides robust online and mobile banking options. You can manage your accounts from anywhere pay bills, transfer funds, or check balances all from the comfort of your home or on the go.

Flexible Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to make your car-buying experience smooth and affordable. We work with you to find the right loan terms that fit your budget, so you can drive off with confidence.

Home Sweet Home: Mortgage Loans & Refinancing

Your home is one of the most significant investments you'll make. At Town And Country, we offer mortgage loans and refinancing options to help you secure your perfect home or improve your existing one. Our dedicated team will guide you through every step, ensuring you understand all available options.

Personal Banking Made Simple

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options like checking and savings accounts that help you keep your money organized. With features tailored to your needs, saving for that dream vacation or everyday expenses becomes much easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's a medical bill or a home repair, our personal loans can provide the financial relief you need. Plus, if you're juggling multiple debts, our debt consolidation services can simplify your payments into one manageable monthly bill.

Rewarding Credit Cards

Who doesn't love rewards? With our credit cards featuring rewarding programs, each purchase brings you closer to exciting perks and benefits. It's a great way to earn while you spend!

Supporting Local Businesses with Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. We're here to support local entrepreneurs as they grow their businesses.

Digital & Online Banking

Key Features

Enjoy the peace of mind that comes with secure electronic transactions. Our electronic signature authorization feature allows you to sign documents quickly and safely from your device. No more printing, signing, or scanning just simple and effective transactions right from your home. Stay organized with our e-statements feature, which gives you a clear view of your finances without the clutter of paper statements. This way, you can keep track of your spending and savings effortlessly. If you're always on the move, our mobile application makes banking even more convenient. With features like mobile payments, making purchases is as easy as tapping your phone. Plus, our person-to-person transfer service lets you send money to friends and family instantly no need for cash or checks.

Security and Accessibility

We prioritize your security with every transaction. Our systems are built with robust safeguards to protect your personal information and ensure safe banking experiences. You can bank confidently knowing that we are committed to keeping your data secure. In summary, Town And Country offers an array of digital banking solutions designed for accessibility and ease-of-use. From online banking to mobile applications, manage your accounts in real-time while enjoying a secure environment. Experience modern banking today by visiting us online!

Financial Strength

At Town And Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial strength reflects our commitment to serving you well. With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,217 in used auto loans and $618,076,109 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $2,974,359, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,064,384. Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 925 14Th Ave E West Fargo Nd 58078 or call (701) 356-1760 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and used vehicles, ensuring you can find a plan that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand. We recognize the importance of having reliable funding for your business endeavors and are dedicated to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans be it auto or mortgage we can assist with eligibility options that may lower your monthly payments or reduce your interest rates. It's worth exploring how refinancing could improve your financial situation. At Town And Country in West Fargo, ND (925 14Th Ave E), we are committed to providing personalized service and competitive loan products. If you have questions or want more information about our offerings, don't hesitate to reach out at 701-356-1760. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards come with benefits designed to help you make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that enhance the user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering valuable loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. By working with verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

Town And Country