Town And Country Credit Union Minot ND | Business Banking & Auto Loans

Introduction

Welcome to Town And Country, your trusted financial partner located at 1524 24Th Ave Sw, Minot, ND 58701. Established in 1939, our credit union has proudly served the community for over eight decades, growing alongside our members and adapting to their needs. With a strong commitment to delivering personalized service, we currently support a membership of 27,210 individuals and families in the Minot area. At Town And Country, we understand that your financial well-being is essential. That's why we've amassed total assets of $705,095,739 and offer a wide range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or even mortgage financing, our team is here to help you every step of the way. We have also provided over 14,533 loans and leases to our members demonstrating our dedication to supporting your financial goals. Our branch is led by CEO Kalli Schell and Board President David Ripplinger, both of whom prioritize member satisfaction and community engagement. With a staff of 161 friendly employees ready to assist you, we are not just a credit union; we are part of your neighborhood. For those needing assistance beyond regular banking hours, our drive-thru service operates on Saturdays from 9 AM to 1 PM, ensuring flexibility for all our members. And if you prefer digital banking options, you can manage your finances conveniently with our online and mobile banking services. While members can visit us at 1524 24Th Ave Sw, official correspondence should be sent to the same address. If you have questions or want to learn more about how we can help you achieve your financial dreams, don't hesitate to call us at 800-872-6358 or visit our website at townandcountry.org. Join us today and experience the Town And Country difference where every member matters!

Branch History & Mission

Our Mission

At the heart of Town And Country's mission is a simple yet profound belief: we exist to serve our members and strengthen our community. We are dedicated not only to providing top-notch financial services like personal banking, auto loans, mortgages, and credit cards but also to making a positive impact on the lives of those around us. We believe that when our members succeed financially, the entire community flourishes. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives and partnerships that uplift local organizations and foster growth within Minot. Whether it's sponsoring local events or supporting educational programs, Town And Country is here for you because your success is our success. While members can visit us at 1524 24th Ave SW for their banking needs, official correspondence should be sent to the same address. Our operating hours make it convenient for everyone: Monday through Friday from 7:30 AM to 6 PM and Saturday drive-thru hours from 9 AM to 1 PM. In this digital age, we also embrace technology with features like online banking and mobile payments that cater to your busy lifestyle. Plus, with ATM availability and drive-thru banking services at your convenience, accessing your finances has never been easier. Join us at Town And Country today! Experience firsthand how we put people before profits and strive every day to be more than just a credit union we're your neighbors dedicated to helping you achieve your financial dreams. Reach out at 800-872-6358 or visit us online at www.townandcountry.org to learn more about becoming a member!

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 800-872-6358. We look forward to welcoming you to our branch! Come see how we can help you achieve your financial goals today!

Operating Hours

Our friendly team is here to serve you during our lobby hours from Monday to Friday, opening bright and early at 7:30 AM and closing at 6 PM. On Saturdays, our drive-thru is open from 9 AM until 1 PM, perfect for those on the go!

Services Offered

At the Town And Country branch, we offer a range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards our knowledgeable staff is ready to assist you. Plus, we have an ATM available for quick cash withdrawals and balance checks. For those who prefer the ease of drive-thru banking, we provide basic services like deposits and withdrawals directly from your car.

Member Eligibility

At Town And Country, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community where you can thrive. If you're interested in becoming part of our family, we make it easy for you! Generally, anyone who lives, works, or attends school in the area can apply for membership. This means that if you're in or around Minot, ND, you're likely eligible to enjoy all the benefits we have to offer. Not only do our members gain access to a variety of financial products and services tailored to meet their needs, but they also become part of a supportive network that genuinely cares about your financial well-being. To learn more about the specifics of our eligibility criteria, feel free to check out our detailed guidelines at http://www.townandcountry.org/about/membership/open-an-account. Once you're ready to take the next step, opening an account is straightforward just visit us at http://www.townandcountry.org/about/membership/loan-application or give us a call at (800) 872-6358. We're excited to help you start your journey with Town And Country, located conveniently at 1524 24Th Ave Sw Minot Nd 58701!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payments, we provide tools that make managing finances easier. Located at 1524 24Th Ave Sw Minot Nd 58701 in Minot, ND, we invite you to visit us or call (800) 872-6358 to learn more about how our business banking and commercial services can help your venture thrive.

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to help your company thrive. Whether you're just starting or looking to expand, we're committed to offering solutions that support your growth.

Connect with Us

At Town And Country, we're more than just a credit union; we're a community partner invested in helping you achieve financial success. Our friendly staff is ready to assist you during our operating hours from Monday through Friday, 7:30 AM to 6 PM, and Saturday from 9 AM to 1 PM at our drive-thru service. For questions or more information about any of our services, don't hesitate to reach out at (800) 872-6358. Explore everything we have to offer by visiting us online at https://www.townandcountry.org. Let's work together towards achieving your financial goals!

Convenient Access

We know convenience matters. That's why we offer multiple ways for you to access your funds. Our ATM services provide easy cash withdrawal and balance checks whenever needed. Plus, enjoy the ease of drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle.

Credit Options

Looking for ways to earn rewards while spending? Check out our credit cards with rewards program! These cards not only give you purchasing power but also allow you to earn points on everyday purchases perfect for those who love travel or dining out.

Home Financing

Buying a home is one of the biggest decisions you'll ever make, and we're here to help. Our mortgage loans and refinancing services guide you through the process, making it as stress-free as possible. With competitive rates and personalized advice, you can find the right mortgage solution that fits your budget.

Personal Banking Solutions

We offer a variety of personal banking options to help you manage your money effectively. Our checking and savings accounts are designed with your lifestyle in mind, giving you easy access to your funds while helping you grow your savings. Imagine effortlessly checking your balance or transferring funds from your phone using our robust online and mobile banking features. When it comes to financing, whether you're purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple and straightforward. We also provide various types of personal loans, including those for debt consolidation, ensuring that you have the flexibility you need.

Digital & Online Banking

Accessibility and Ease of Use

Our digital services are designed with you in mind. You can make mobile payments easily, whether you're shopping at a store or paying for services online. This flexibility helps you stay in control of your money wherever life takes you. By choosing Town And Country, you're not just getting a bank; you're gaining a partner dedicated to making your financial life easier. Explore our online banking options today at https://www.townandcountry.org and discover how we can help simplify your banking experience!

Key Services

With our online banking platform available at https://www.townandcountry.org, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills anytime you need. Our mobile application enhances this experience further, putting the power of banking right in your pocket. If you're out with friends and need to split a bill, our person-to-person transfer feature makes it simple just a few taps and you're done! Security is always a priority at Town And Country. We offer electronic signature authorization for quick and secure transactions without the hassle of paperwork. Plus, with e-statements available, you can keep track of your finances while reducing clutter no more paper statements piling up!

Financial Strength

Building Trust Through Stability

Net Shares (Funds available for lending and investments): $16,064,384. Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 1524 24Th Ave Sw Minot Nd 58701 or call (800) 872-6358 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,974,359 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,217 in used auto loans and $618,076,109 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For those looking for business opportunities or expansion, our outstanding commercial loans totaling $426,299,499 provide essential capital needed for growth. Moreover, our total credit lines amounting to $160,091,813 allow both individuals and businesses to have access to additional funds when necessary. At Town And Country located at 1524 24Th Ave Sw Minot Nd 58701, we are committed to providing personalized service and solutions that work for you. If you're interested in any of our loan products or would like more information on eligibility options and refinancing possibilities, don't hesitate to reach out at 800-872-6358. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can assist you with that too.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. We guide you through every step of the process to ensure you understand your options and find the best fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards come with various rewards programs and low-interest rates to help you make the most of your spending.

Loan Aggregator

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Town And Country