Town And Country Credit Union Minot ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Town And Country at Cenex South, your trusted partner in financial well-being since 1939. Located at 3630 S Broadway, Minot, ND 58701, we pride ourselves on fostering a community-oriented environment where members can thrive financially. With a strong membership base of over 27,210 individuals and total assets exceeding $705 million, we are dedicated to providing personalized financial services that meet the unique needs of our members. At Town And Country, we understand that each member's journey is important. Our commitment to you is reflected in our impressive figures total deposits of $44,834,429, and a robust net worth of $86,698,385 ensure that we are financially sound and ready to support your goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. While you can visit us directly at our branch for any inquiries, please note that official correspondence should be directed to our mailing address: 3630 S Broadway, Ste B, Minot, ND 58701-7424. Our friendly team is here to assist you during our lobby hours from 7:00 am to 7:00 pm on weekdays. Under the leadership of CEO Kalli Schell and Board President David Ripplinger, our dedicated staff of 161 employees works tirelessly to ensure you receive the best service possible. We invite you to explore how we can help enhance your financial journey by visiting our website at townandcountry.org or giving us a call at 701-852-8300. Your future starts here!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of the Town And Country family. Experience firsthand how we prioritize your financial well-being while being an active participant in the Minot community. Whether you're looking for a new bank or just curious about what we offer, reach out or stop by today! Call us at 701-852-8300 or visit our website at townandcountry.org for more information on how you can join us on this exciting path forward.

Our Evolution

Since opening our doors more than eight decades ago, Town And Country has witnessed significant changes in both the financial landscape and the needs of our members. We have continuously adapted to provide innovative services while remaining true to our mission of supporting the local community. Over the years, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We've also embraced modern technology by offering online and mobile banking options that keep our members connected wherever they are. Our commitment to accessibility is evident in our drive-thru service, allowing for convenient transactions without leaving your vehicle. While we currently do not have ATM availability at this location, we ensure that all basic banking needs are met through our friendly staff during lobby hours from 7:00 am to 7:00 pm, Monday through Friday.

Our Mission

At Town And Country, we believe in fostering financial wellness while giving back to the community that supports us. Our mission is simple yet powerful: to provide quality financial services that empower individuals and businesses alike. We are dedicated not just to helping you manage your money but also to supporting local initiatives that uplift our neighborhoods. We understand that every member's journey is unique, which is why we take pride in offering personalized service tailored to your specific goals. We actively participate in community outreach programs and collaborate with local organizations to strengthen ties within Minot. Our partnerships reflect our commitment to making a positive impact on people's lives beyond just financial transactions. While members can visit us at 3630 S Broadway, official correspondence should be sent to 3630 S Broadway Ste B, Minot, ND 58701-7424.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available, along with ADA-compliant features that ensure everyone can enjoy a comfortable visit. If you prefer a quick visit without leaving your vehicle, our drive-thru banking service is available for deposits and withdrawals.

Call to Action

We invite you to stop by the Town And Country branch today or give us a call at 701-852-8300. Discover how we can support your financial journey in a welcoming environment!

Operating Hours

We understand that life can get busy! That's why our lobby hours are set from 7:00 AM to 7:00 PM, Monday through Friday. This gives you plenty of time to come in and meet with our friendly staff or take care of your banking tasks.

Services Offered

At Town And Country, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our credit cards even come with rewards! Plus, for those who prefer convenience, online and mobile banking options are available. If you have any questions or need assistance while visiting us, don't hesitate to ask one of our team members. We're here to help!

Member Eligibility

Becoming a member of Town And Country is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the Minot area, you're likely eligible to join us! We welcome individuals from various backgrounds and circumstances, ensuring that everyone has the chance to enjoy our community-focused banking services. To get all the details on eligibility criteria, check out our website at http://www.townandcountry.org/about/membership/open-an-account. Joining is easy and straightforward; all you need to do is visit us at 3630 S Broadway Minot Nd 58701, or you can give us a call at (701) 852-8300 for more information on how to open an account. Our team is here to guide you through every step of the process so that you can start enjoying the benefits of membership, including personalized service and competitive rates. Don't hesitate to reach out or explore more about what we offer!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier for you. Imagine having the ability to accept payments seamlessly from customers, whether they pay via card or mobile apps. This convenience not only enhances customer satisfaction but also boosts your revenue potential. Let us partner with you on your journey toward success. Visit us at Town And Country in Minot, ND, or contact us at (701) 852-8300 to explore how we can help elevate your business today!

Supporting Your Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our Business Banking services include everything from Merchant Services that simplify payment processing to flexible Business Loans that support your growth and expansion plans. We understand that every business is unique, which is why we work closely with you to find the right solutions.

Cash Withdrawal Services

While we don't have an ATM on-site, we do provide basic drive-thru banking services for deposits, withdrawals, and simple transactions. This feature allows for quick and easy access to your funds without leaving your car. At Town And Country Credit Union in Minot, ND, we strive to be more than just a financial institution; we aim to be a trusted partner in your financial journey. Our dedicated team is always ready to assist you with any questions or concerns. Ready to explore how we can help you achieve your financial goals? Call us at 701-852-8300 or visit us at townandcountry.org today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can manage your accounts anytime, anywhere whether you're paying bills through online banking or transferring money using our mobile app. Additionally, features like e-Statements and mobile payments make managing your finances even easier.

Loans and Financing

When it comes to loans, we've got you covered! Our Auto Loans & Vehicle Financing let you drive away in the car you've always wanted. If you're considering buying a home, check out our Mortgage Loans & Refinancing options that can help you secure the best rates available. For personal needs like consolidating debt or making a big purchase, our Personal Loans provide flexible terms tailored just for you.

Personal Banking

Managing your finances is made easy with our Personal Banking options. We offer various Checking & Savings Accounts designed to fit your lifestyle. Need to make a purchase or pay bills? Our debit cards come with added convenience, ensuring that accessing your funds is hassle-free. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, turning spending into savings.

Digital & Online Banking

At Town And Country, we understand that modern banking should be both convenient and secure. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. Whether you're at home or on the go, managing your finances has never been easier. With our user-friendly online banking platform available at https://www.townandcountry.org, you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills without ever stepping foot in a branch. Plus, our electronic signature authorization feature allows you to complete transactions quickly and securely from the comfort of your home. We also provide e-statements, making it simple for you to keep track of your financial activity without the clutter of paper statements. Want to send money to a friend? Our person-to-person transfers let you do just that with ease and speed. And if you prefer mobile payments, you'll be happy to know that our system supports this feature too, allowing you to make purchases directly from your smartphone. For those who are always on the move, our mobile application is available for download, giving you access to all these features right at your fingertips. You can manage your accounts, make payments, and stay updated on your finances whenever it suits you. At Town And Country, we prioritize security while ensuring ease-of-use. You can trust that your information is safe with us as you navigate through our digital services. Embrace the freedom of real-time account management with our comprehensive online banking options.

Financial Strength

At Town And Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the details of our financial strength, which serves as the foundation of our commitment to you. With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,217 in used auto loans and $618,076,109 in total loans and leases. Our operational efficiency is reflected in our $2,974,359, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,064,384. Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 3630 S Broadway Minot Nd 58701 or call (701) 852-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, Town And Country provides various services including online banking, mobile payments, and personal banking options like checking and savings accounts. We're here to support you every step of the way. If you're interested in exploring our loan offerings further or have questions about refinancing options or eligibility, don't hesitate to reach out. You can contact us at (701) 852-8300 or visit us at our location: 3630 S Broadway Minot Nd 58701 in Minot, ND. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand. We believe that supporting local businesses strengthens our community, and our loan offerings are structured to help entrepreneurs succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different budgets and lifestyles, ensuring you find the right plan for your future.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Town And Country