Town And Country Credit Union Minot ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Town And Country, your trusted partner in financial well-being since 1939. Located at 615 S Broadway, Minot, ND 58701, our branch is not just a place for banking; it's a community hub where members come together to achieve their financial dreams. With a strong commitment to our members, we proudly serve over 27,210 individuals and families, helping them manage their finances with confidence. At Town And Country, we understand that each member has unique needs. That's why we offer a wide range of services designed to support you whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. As of now, our total assets stand at an impressive $705,095,739, reflecting our strength and reliability. We also have $44,834,429 in deposits and a net worth of $86,698,385, ensuring that your money is safe with us. Our dedicated team of 161 employees works tirelessly under the leadership of CEO Kalli Schell and Board President David Ripplinger to provide exceptional service. We are here to guide you through every step of your financial journey. If you ever need assistance or have questions about our services, feel free to call us at 701-852-2018. While members can visit us at our branch location, official correspondence should be sent to the same address: 615 S Broadway, Minot, ND 58701-4473. Join us today and discover how Town And Country can help you reach your financial goals. Visit our website at townandcountry.org for more information or stop by to see how we can serve you better!

Branch History & Mission

Community Engagement

Town And Country is deeply committed to supporting local initiatives and partnerships that uplift our community. From sponsoring local events to providing financial education workshops, we strive to make a positive impact beyond just banking. We understand that when our community thrives, we all benefit together. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that values its members and prioritizes community growth. Visit us today or call us at 701-852-2018 to learn more about how we can support your financial needs!

Our Mission

At Town And Country, our mission is simple yet powerful: to provide exceptional financial services while fostering strong relationships within the communities we serve. We believe that banking should be more than just transactions; it should be about building trust and empowering individuals and families to achieve their financial goals. Our services range from personal banking like checking and savings accounts to loans for vehicles, homes, and businesses. We embrace digital advancements to enhance your banking experience while ensuring compliance with ADA standards so that everyone can access our services without barriers. Whether you prefer traditional banking or the convenience of online banking, we have options designed for you. Our drive-thru service makes everyday transactions quick and easy for those on the go.

Branch Location & Accessibility

ATM Availability

Need cash? We've got you covered with an ATM available right at our branch. Whether it's a balance check or a withdrawal, accessing your funds has never been easier. If you have any questions or want more information about what we offer, don't hesitate to reach out! Give us a call at 701-852-2018 or stop by our branch today. We look forward to serving you!

Operating Hours

We understand that convenience matters. That's why our lobby is open from 7 am to 7 pm on weekdays. We're here for you throughout the day to assist with everything from personal banking and auto loans to mortgage refinancing.

Services Offered

At Town And Country, we offer a wide range of services tailored to meet your financial needs. Enjoy the ease of personal banking with checking and savings accounts or explore our competitive auto loans and vehicle financing options. If you're looking for business solutions, we provide merchant services and business loans too! For quick transactions, take advantage of our drive-thru service, where you can handle deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Town And Country is like joining a friendly neighborhood where everyone looks out for one another. If you're in the Minot area or have family who live here, you can easily become part of our community! Our membership is open to anyone who lives, works, worships, or attends school in Ward County and its surrounding areas. This means that if you're looking for personalized banking services that truly understand your needs, you've come to the right place. Plus, as a member of Town And Country, you'll enjoy numerous benefits like competitive loan rates and excellent customer service tailored just for you. To get started on your membership journey at Town And Country, simply visit us at our office located at 615 S Broadway Minot Nd 58701 or check out more details on our eligibility criteria at http://www.townandcountry.org/about/membership/open-an-account. If you have any questions, feel free to give us a call at (701) 852-2018. We're excited to welcome you into our community and help you with all your financial needs!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business while seamlessly managing transactions. Our merchant services help you accept payments easily, whether online or in-person. This means more time focusing on what you do best growing your business. Located at 615 S Broadway Minot Nd 58701 in Minot, ND, we are dedicated to empowering local entrepreneurs. Contact us at (701) 852-2018 to learn how we can help take your business to the next level!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our network includes ATMs available for withdrawals and balance checks at your convenience. Plus, our basic drive-thru service allows for easy deposits and simple transactions without ever leaving your vehicle. At Town And Country, we're committed to making banking straightforward, accessible, and rewarding. If you're interested in learning more about any of our services or need assistance getting started, please reach out at (701) 852-2018 or visit us online at Minot Office. We're excited to partner with you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing are designed to make that process smooth and straightforward. We work with you to find competitive rates and flexible terms, ensuring that you drive off with the vehicle that fits your lifestyle without breaking the bank.

Business Banking Services

For our entrepreneurial members, we offer comprehensive business banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with tailored financial products.

Convenient Online & Mobile Banking

Managing your finances should be easy and accessible. That's why at Town And Country, we provide robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer making banking convenient wherever you are.

Credit Cards with Rewards

Enjoy shopping or traveling? Our credit cards with rewards provide great benefits for everyday purchases. With each swipe, you'll earn points that can be redeemed for travel, merchandise, or cash back turning spending into rewards effortlessly.

Mortgage Loans & Refinancing

If homeownership is on your radar, look no further than our mortgage loans and refinancing options. We guide you through every step of the mortgage process, helping you secure the best rates available. Whether it's your first home or an investment property, we have solutions that align with your unique needs.

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future dreams, our personal banking services have got you covered. With options like checking and savings accounts, you can easily access your funds while earning interest on your savings. We understand that life can bring unexpected expenses, so we also offer personal loans and debt consolidation options that can help you navigate financial challenges with ease.

Digital & Online Banking

Convenient Access to Your Accounts

With our 24/7 online banking services available at https://www.townandcountry.org, you can check balances, pay bills, and transfer money without leaving your home. Whether you're at work or on the go, managing your accounts has never been simpler. Plus, our mobile application is tailored for users who prefer managing their finances from their smartphones, providing a user-friendly experience right in your pocket.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. You can also take advantage of our mobile payments feature to make purchases quickly and conveniently from your smartphone. At Town And Country, we're committed to making banking accessible and straightforward for everyone. Join us today and experience how our digital banking services can simplify your financial life!

Secure Transactions Made Easy

We take security seriously. With features like electronic signature authorization, you can sign documents digitally without worrying about safety. This means fewer trips to the branch and more time enjoying life! You can also access e-statements whenever you need them, making it easier to keep track of your transactions without the clutter of paper.

Financial Strength

At Town And Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our solid financial standing with you, reflecting our commitment to providing exceptional service and support. With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $3,217 in used auto loans and $618,076,109 in total loans and leases. Our operational efficiency is highlighted by our $2,974,359, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,064,384. Total Share Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 615 S Broadway Minot Nd 58701 or call (701) 852-2018 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Business Loans

For business owners looking for support in growing their enterprises, our outstanding commercial loans totaling $426,299,499 provide the capital needed for expansion and operational costs. We understand the unique challenges businesses face and are committed to offering tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your current loans whether it's for an auto loan or mortgage we encourage you to explore our options. Refinancing can help lower your monthly payments or reduce interest rates. At Town And Country Credit Union, we strive to provide personalized service and competitive rates to meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no annual fees perfect for everyday purchases or building your credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

Town And Country