Town And Country Credit Union Fargo ND | Quick Personal Loans & Auto Financing

Introduction

At Town And Country, we believe that every member deserves a financial partner they can trust. Located at 720 4th St N, Fargo, ND 58122, our credit union has been serving the community since 1939. With a strong commitment to our members and their financial well-being, we've grown to support over 27,210 members and manage assets totaling $705,095,739. Our leadership team, led by CEO Kalli Schell and Board President David Ripplinger, works tirelessly to provide exceptional service and innovative products tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts or more specialized services such as auto loans and business financing, we've got you covered. In fact, we currently have 14,533 loans and leases extended to our valued members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 720 4th St N, Fargo, ND 58122-4520. Our friendly staff is here to assist you from 7:30 am to 4:30 pm, Monday through Friday. With a net worth of $86,698,385 and total deposits reaching $44,834,429, we are dedicated to maintaining a solid foundation for your financial future. We also ensure that your funds are secure with a cash reserve of $3,827,192 ready at hand. Join us at Town And Country Credit Union where your financial success is our priority! Feel free to give us a call at 701-356-1750 or visit us online at townandcountry.org for more information. Your journey towards financial stability starts here!

Branch History & Mission

Community Commitment

At Town And Country, our commitment extends beyond banking. We believe in giving back to the community that has supported us throughout the years. Through various outreach programs and partnerships with local organizations, we actively engage in initiatives that uplift our neighbors and strengthen our bonds. While members can visit us at 720 4th St N for all their banking needs, official correspondence should be sent to our mailing address: 720 4th St N, Fargo, ND 58122-4520. Our doors are open Monday through Friday from 7:30 AM to 4:30 PM, ensuring convenience for those who wish to connect with us directly.

Looking Ahead

As we move forward into an increasingly digital world, Town And Country embraces technological advancements that enhance your banking experience. With online banking options, mobile payments, and electronic signatures available, we ensure that our services remain accessible while adhering to ADA compliance standards. We invite you to join us on this incredible journey. At Town And Country, you're not just a member; you're part of a family dedicated to mutual success. Explore how we can help you achieve your financial goals today! For more information or to become a member, please call us at 701-356-1750 or visit our website. Experience the difference with Town And Country where your financial well-being is our priority!

Our Journey

From our humble beginnings, Town And Country has evolved into a trusted partner for over 27,000 members. With total assets exceeding $705 million, we have consistently focused on delivering quality financial services while fostering a sense of belonging among our members. Each milestone in our journey reflects not just numbers but the lives we've touched and the dreams we've helped realize. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services that promote stability and growth. We understand that every member's journey is unique, and we are dedicated to offering personalized solutions tailored to meet their needs. Whether it's through checking and savings accounts, auto loans, or mortgage financing, we strive to make banking straightforward and supportive.

Branch Location & Accessibility

Welcome to Town And Country, your trusted credit union located at 720 4Th St N in Fargo, ND. Nestled in the vibrant heart of Cass County, our branch is easily accessible and conveniently situated near popular landmarks like the local shopping centers and parks, making it a perfect stop for all your banking needs. At Town And Country, we understand that your time is valuable. That's why we're open Monday through Friday from 7:30 AM to 4:30 PM, allowing you to visit us during your busy day. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 720 4th St N, Fargo, ND 58122-4520. If you have any questions or need assistance, feel free to call us at 701-356-1750; our friendly staff is always ready to help. Although we currently do not offer ATM services or drive-thru banking, we provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support business banking through merchant services and business loans. Our online and mobile banking options allow you to manage your finances from anywhere! We invite you to stop by and discover how Town And Country can support your financial journey. Whether you're looking for a new loan or simply want to ask a question about your account, we're here for you!

Member Eligibility

At Town And Country, we believe that everyone deserves a place in our supportive community, and becoming a member is as easy as reaching out! If you're interested in joining us at our Fargo branch located at 720 4Th St N Fargo Nd 58122, you'll be glad to know that eligibility is open to individuals who live, work, or worship in the area. We aim to create an inclusive environment where you can access a range of financial services designed with your needs in mind. For detailed information about the eligibility criteria, feel free to check out our resource at http://www.townandcountry.org/about/membership/open-an-account. Joining Town And Country not only connects you to valuable financial products but also gives you access to a friendly team ready to assist you every step of the way. Opening an account is straightforward; just visit us or call (701) 356-1750 for personalized assistance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having the right tools can make all the difference. Our merchant services streamline payment processing, making it easier for you to accept transactions from customers. Imagine quickly serving your clients without worrying about complicated payment systems. This efficiency allows you to focus more on growing your business and less on financial logistics. Visit us at 720 4Th St N Fargo Nd 58122 in Fargo, ND, or give us a call at (701) 356-1750 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Town And Country, we also provide ATM services for cash withdrawals when needed. Even though we don't have ATMs on-site, rest assured that we're committed to helping you find convenient withdrawal locations nearby. To learn more about our comprehensive services or if you have questions about how we can assist you further, please don't hesitate to reach out! Call us at (701) 356-1750 or visit us online at https://www.townandcountry.org. We're excited to serve you!

Business Banking Services

For small business owners, we understand how vital it is to have reliable banking support. Our business banking services offer merchant solutions and business loans tailored to help your enterprise thrive. With us by your side, running a business becomes less stressful.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options provide flexible terms to help you secure the best deal possible. Picture yourself moving into your dream home with a mortgage that works for you our experienced staff will guide you every step of the way.

Online and Mobile Banking

In today's fast-paced world, access to your finances should be easy and convenient. That's why we emphasize our online and mobile banking features. Whether you're checking balances, transferring funds, or paying bills from the comfort of your home or on the go, our digital tools make managing money simple.

Personal Banking Solutions

When it comes to managing your finances, having the right accounts can make all the difference. Our personal banking services include both checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your funds through online banking or mobile payments while enjoying competitive interest rates. We also offer auto loans and vehicle financing, so whether you're purchasing a new car or refinancing an existing loan, we've got you covered.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can manage those costs with ease. Plus, our credit cards come with rewards that allow you to earn while you spend. It's like getting something back for making everyday purchases!

Digital & Online Banking

In today's busy world, convenience and security go hand in hand, especially when it comes to managing your finances. At Town And Country, we understand the importance of having easy access to your accounts while ensuring your information remains safe. That's why we offer a robust suite of digital and online banking services designed to meet your needs anytime, anywhere. With our online banking platform available at https://www.townandcountry.org, you can manage your accounts 24/7 from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly interface makes it simple. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. Security is a top priority for us. Our electronic signature authorization feature lets you sign documents securely online, making transactions hassle-free while keeping your personal information protected. If you're always on the move, our mobile application provides all the functionality of online banking right at your fingertips. You can even make mobile payments, allowing you to pay for goods and services quickly and securely. Need to send money to a friend? Our person-to-person transfers make it easy and convenient. Just a few taps on your mobile device and you're done! At Town And Country, we strive to empower our members with tools that enhance financial management and improve accessibility. Join us today and experience the freedom of digital banking that fits into your lifestyle!

Financial Strength

Commitment to Growth

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $3,217 in used auto loans and $618,076,109 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 59,055, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $16,064,384, further demonstrating our commitment to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 720 4Th St N Fargo Nd 58122 or call (701) 356-1750 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is robust, with a reported $2,974,359 reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates for both new and used vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. We provide various mortgage products tailored to your specific needs, whether you're a first-time homebuyer or looking to refinance your existing mortgage.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team is ready to help you explore your options. We want to ensure you're making the best financial decisions for your future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss which option may be best for you, feel free to reach out to us at 701-356-1750 or visit us at 720 4Th St N Fargo Nd 58122. Our dedicated team is here to assist you with all your borrowing needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards can help you build credit while enjoying rewards and perks.

Loan Aggregator

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Town And Country