Town And Country Credit Union Fargo ND | Quick Personal Loans & ATM Services

Introduction

Welcome to Town And Country, your trusted financial partner located at 5181 38Th St S, Fargo, ND 58104. Since our establishment in 1939, we've been committed to serving our community with dedication and care. With a strong membership base of 27,210 members and total assets exceeding $705 million, we pride ourselves on being a reliable resource for all your financial needs. At Town And Country, we understand that each member has unique goals and dreams. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our focus is not just on numbers; it's about building relationships and making a positive impact in our community. Led by our CEO, Kalli Schell, and Board President, David Ripplinger, our team of 161 employees is here to assist you every step of the way. We have worked diligently to achieve a net worth of $86,698,385 and maintain a robust loan portfolio with over 14,533 loans issued. Our members trust us with their finances because we prioritize transparency and service excellence. While you can visit us at our branch for in-person assistance, if you need to send any official correspondence, please use our mailing address: 5181 38th St S, Fargo, ND 58104-7191. Explore the full range of services we provide by visiting our website at townandcountry.org. We invite you to reach out via phone at 701-356-1810 or simply stop by during our operating hours from 7:30 am to 7 pm Monday through Friday, and 8 am to 2 pm Saturday. Join us at Town And Country where your financial well-being is our top priority!

Branch History & Mission

At Town And Country, our story began in 1939, rooted in a commitment to serve the community of Fargo, ND. Over the decades, we have transformed from a small credit union into a trusted financial partner for more than 27,210 members. Our branch, located at 5181 38Th St S, Fargo, ND 58104, has become a cornerstone of support and empowerment for individuals and families seeking financial stability and growth. Since opening our doors, we have focused on building lasting relationships with our members. Our mission is clear: to provide accessible financial services while fostering community support and development. We believe in empowering our members through education, personalized service, and innovative solutions tailored to their unique needs. As we evolved over the years, we've embraced technology without losing sight of the personal touch that defines us. Today, our branch offers convenient online and mobile banking services alongside traditional options such as drive-thru banking and ATM access. Members can rely on us for everything from checking accounts to auto loans and mortgages. Our total assets now exceed $705 million, reflecting not just our growth but also the trust our members place in us. We pride ourselves on being an organization that prioritizes transparency and responsibility in all our dealings. With a dedicated team of 161 employees working diligently to serve you, we strive to ensure that your financial journey is smooth and rewarding. While members can visit us at 5181 38Th St S for in-person assistance or to utilize our drive-thru service during our operating hours from 7:30 am to 7 pm Monday through Friday and from 8 am to 2 pm on Saturday, official correspondence should be sent to our mailing address at 5181 38th St S, Fargo, ND 58104-7191. We take pride in giving back to the community through various outreach programs and partnerships designed to uplift those around us. Our commitment extends beyond providing financial services; we actively work towards making Fargo a better place for everyone. Join us at Town And Country and experience how we can help you achieve your financial goals while being part of a supportive community. Visit our website or give us a call at 701-356-1810 today!

Branch Location & Accessibility

A Variety of Services

At Town And Country, we pride ourselves on offering a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Our friendly team is ready to assist with everything from simple transactions at the drive-thru to more complex financial solutions. While members can visit us at 5181 38th St S, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 701-356-1810.

Convenient Access

At our Fargo branch, you'll find ample parking available right outside the building, making it easy to stop by. We've designed our space with accessibility in mind, ensuring that everyone can access our services comfortably. If you prefer a bit more convenience, we offer drive-thru banking for quick transactions without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Operating Hours

We understand that life can get busy, which is why we're here for you during flexible hours. Our lobby is open from 7:30 am to 7 pm Monday through Friday and from 8 am to 2 pm on Saturday. This means you can visit us at a time that works best for your schedule!

Visit Us Today!

We invite you to stop by and discover how Town And Country can support your financial journey. With convenient hours, accessible facilities, and a dedicated team ready to help, we look forward to welcoming you soon!

Member Eligibility

At Town And Country, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is straightforward and inclusive! If you live, work, or worship in the Fargo area or have family members who are already members, you're likely eligible to join us. We value individuals from all walks of life and are committed to providing financial services that truly support our members' needs. For more detailed eligibility criteria, feel free to check out this resource: http://www.townandcountry.org/about/membership/open-an-account. Once you're ready to take the next step, opening an account with us is easy! You can get started right away by visiting our website at http://www.townandcountry.org/about/membership/loan-application. If you have any questions or need assistance, don't hesitate to give us a call at (701) 356-1810. Our team is here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Your Success

Managing payments shouldn't be a hassle. Our merchant services allow businesses to accept payments easily, whether it's via credit card, debit card, or mobile payment options. Imagine a busy Saturday at your local café; with our services, you can quickly process orders without delays, ensuring customers leave happy and satisfied. Partnering with Town And Country means having access to tailored solutions that empower your business every step of the way. Visit us at 5181 38Th St S Fargo Nd 58104 in Fargo, ND or call us at (701) 356-1810 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions, as well as ATM access for balance checks and withdrawals. This ensures that whether you're rushing between appointments or simply prefer convenience, we have you covered. At Town And Country, we're dedicated to making banking easy and accessible for everyone in the community. With operating hours from 7:30 am to 7 pm Monday through Friday and 8 am to 2 pm on Saturdays, there's always a time that's right for you. If you're ready to explore how we can assist with your financial journey, give us a call at (701) 356-1810 or visit us online at Fargo 52nd Steet. Join us today and discover the benefits of being part of our credit union family!

Business Banking

For our business members, we offer tailored solutions like merchant services and business loans that help you grow and manage your enterprise efficiently. We understand that running a business comes with its own set of financial demands, and we're here to support those needs.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking features. With secure access to your accounts anytime and anywhere, managing your finances has never been easier. Need cash on the go? Our ATM & cash withdrawal services are available for quick access whenever you need it.

Financial Support

Sometimes life throws unexpected challenges our way. Our personal loans and debt consolidation services provide the flexibility needed to manage those situations effectively. Plus, our credit cards with rewards allow you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking

Our personal banking services are designed to fit your lifestyle. We offer various checking and savings accounts that cater to different needs. If you're planning to buy a new vehicle, our auto loans and vehicle financing options come with competitive rates, ensuring you get the best deal possible. For those considering homeownership, our mortgage loans and refinancing solutions can help you navigate the process smoothly.

Digital & Online Banking

Enhanced Features

Sending money to friends or family is a breeze with our person-to-person transfer feature. You can quickly send funds without needing cash or checks. And if you're looking for a secure way to make purchases, our mobile payments feature allows you to pay using your phone at participating merchants. We prioritize your security with cutting-edge measures in place to protect your information while ensuring that every transaction is safe and sound. At Town And Country, we're committed to providing user-friendly tools that empower you to manage your finances effectively. With our digital and online banking services, staying on top of your financial life has never been easier. Whether you're checking balances or making payments, we're here for you every step of the way!

Key Services

Our online banking service offers 24/7 access, allowing you to check your balances, pay bills, and transfer money whenever it suits you. With just a few clicks, you can take control of your finances without needing to visit a branch. Plus, our mobile application makes it even easier to bank on the go. Whether you're at home or out and about, you can manage your account right from your smartphone. For those who value flexibility, we provide electronic signature authorization, so you can sign documents digitally without the hassle of printing or scanning. Additionally, e-statements are available to help you stay organized while reducing paper clutter.

Financial Strength

At Town And Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to providing reliable financial services, we are proud to share insights into our financial strength, which reflects our dedication to you. With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $3,217 in used auto loans and $618,076,109 in total loans and leases, which help our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our $2,974,359, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,064,384. Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 5181 38Th St S Fargo Nd 58104 or call (701) 356-1810 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Products

In addition to our auto and mortgage loans, we have various other lending products available. These include personal loans for debt consolidation and lines of credit to give you the flexibility you need in managing your cash flow. For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand your operations. If you're considering refinancing any existing loans or exploring eligibility options for our services, please don't hesitate to reach out. Our team at Town And Country is here to assist you every step of the way. For more information about our loan offerings or to discuss which option might be best for you, call us at 701-356-1810 or visit us at 5181 38Th St S Fargo Nd 58104. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. Whether it's for a brand-new ride or a trusted pre-owned vehicle, our auto financing options can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, ensuring you have the resources needed for your dream home. Let us guide you through the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,534,447 in unsecured credit card loans helping members manage their finances effectively, these cards provide a reliable solution for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers every time they compare loans.

Town And Country