Town And Country Credit Union Fargo ND | Best Auto Loans & Personal Banking

Introduction

Welcome to Town And Country, your trusted financial partner located at 1501 32Nd Ave S, Fargo, ND 58103. Since our establishment in 1939, we have been dedicated to serving our community and supporting our members' financial journeys. With a robust membership of over 27,210 individuals and total assets exceeding $705 million, we pride ourselves on offering personalized banking solutions that truly make a difference. At Town And Country, we understand that every member has unique needs. That's why we offer a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our commitment to fostering strong relationships is evident in the way we operate; we are here to listen, guide, and help you achieve your financial goals. Under the leadership of our CEO Kalli Schell and Board President David Ripplinger, our team of 161 employees is passionate about providing exceptional service. We believe in transparency and trust, which is why we maintain a net worth of $86,698,385 and ensure that our members' deposits are safe with us totaling more than $44 million. While members can visit us at our physical location in Fargo for all their banking needs, official correspondence should be directed to the same address. If you have any questions or need assistance, feel free to reach out to us at 701-356-1800 or visit our website at townandcountry.org. Join us today and experience how Town And Country can help you with all your banking needs!

Branch History & Mission

Community Focus

Our efforts go beyond traditional banking. We believe in empowering our members by offering resources for better financial decisions and supporting local initiatives that uplift our community. From educational workshops to sponsorships of local events, Town And Country is dedicated to being a pillar of support for everyone in Fargo. As we look toward the future, we remain committed to embracing advancements that enhance your experience such as online and mobile banking options that allow you to manage your finances anytime, anywhere.

Join Us!

We invite you to become a part of the Town And Country family. Experience the difference that comes with being a member-focused credit union where your needs come first. Visit us today or reach out at (701) 356-1800 for more information about how you can join us on this journey towards financial wellness and community support. Explore more about us at Town And Country. Your future starts here!

Our Mission

At Town And Country, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We strive to offer products that are designed with you in mind be it personal banking accounts, auto loans, mortgages, or credit cards with rewards. Our commitment extends beyond just financial transactions; we actively participate in community outreach programs and partnerships that foster growth and development. With operating hours from 7:30 am to 6 pm on weekdays, we ensure that convenience is part of your banking experience. While we currently do not offer drive-thru services, we do provide ATM access for easy withdrawals and balance checks whenever you need them.

Our Story

Town And Country started as a small initiative aimed at providing financial services to those who needed them most. Over the decades, we have evolved into a trusted financial partner for more than 27,210 members. Today, with total assets amounting to an impressive $705,095,739, we continue to thrive by focusing on what truly matters: serving our community. Located at 1501 32Nd Ave S Fargo ND 58103, our branch is easily accessible for all your banking needs. Whether you're nearby at local landmarks or commuting through Fargo, we're here to support you. While members can visit us at this location for all services, official correspondence should be sent to our mailing address at 1501 32nd Ave S, Fargo, ND 58103-5902.

Branch Location & Accessibility

Accessibility Features

At Town And Country, we prioritize accessibility for all our members. Our branch is designed with features that ensure everyone can comfortably visit us. We have ample parking available right outside the entrance, along with ramps for easy access. Whether you're coming in for a quick transaction or to discuss your financial needs, we strive to make your experience as smooth as possible.

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 701-356-1800. We look forward to welcoming you soon and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy, so we've made it convenient for you to visit us during our extended hours. Our lobby is open from 7:30 AM to 6 PM on weekdays, providing plenty of time for you to stop by before or after work. If you prefer to handle your banking on-the-go, we also offer ATM services right here at the branch.

Services Offered

At Town And Country, we offer a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to help you every step of the way. We also provide business banking solutions and online/mobile banking options for those who prefer digital convenience. While members can visit us at 1501 32Nd Ave S, official correspondence should be sent to our mailing address at 1501 32nd Ave S, Fargo, ND 58103-5902.

Member Eligibility

At Town And Country, becoming a member is like joining a close-knit family that supports your financial journey. If you're in the Fargo area, you're already on the right track! To qualify, you simply need to live, work, or worship in our community, or have a family member who is a current member. It's that easy! By choosing us, you gain access to a wide range of personalized banking services designed just for you from checking and savings accounts to loans tailored for your needs. Plus, being part of Town And Country means you can enjoy lower fees and competitive rates. For more detailed eligibility criteria, feel free to check out our website at http://www.townandcountry.org/about/membership/open-an-account. Ready to take the next step? Opening an account with us is straightforward and welcoming. Just give us a call at (701) 356-1800, or visit our website to start your application process today. We can't wait to welcome you to our 1501 32Nd Ave S Fargo Nd 58103 location!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment processing solution that fits your business needs like a glove. Our merchant services help you accept payments easily and efficiently, whether in-store or online. This means you can focus on what really matters growing your business and serving your customers without worrying about payment hassles. Located at 1501 32Nd Ave S Fargo Nd 58103 in Fargo, ND, we're here to help you navigate the financial landscape with confidence. Reach out today at (701) 356-1800 to learn more about how we can assist your business in achieving its goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also offer convenient access through our ATMs where you can perform basic transactions like withdrawals and balance checks without any hassle. Whether you're running errands or heading out for a weekend trip, having cash available is always reassuring. At Town And Country, we believe in making banking as straightforward as possible. Our commitment extends beyond just providing services; we strive to create lasting relationships with our members by being there when you need us most. Ready to explore how we can help? Call us today at (701) 356-1800 or visit us online at Fargo 32nd St for more information about opening an account or applying for a loan. Let's work together towards achieving your financial goals!

Business Banking

If you're an entrepreneur or a small business owner, we support your ventures with robust business banking services. From merchant services that streamline payment processing to business loans that fuel growth, we want to see your business thrive.

Credit Cards & Rewards

Who doesn't love rewards? With our credit cards with rewards, you can earn points on purchases that can be redeemed for travel, merchandise, or even cash back. This means every dollar spent could bring you closer to something special.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our state-of-the-art online and mobile banking platforms allow you to manage your finances anytime, anywhere. Check balances, transfer funds, pay bills, or deposit checks all from the comfort of your home or on the go using our user-friendly app.

Personal Banking

Managing everyday expenses and planning for the future is easier with our personal banking options. We offer checking and savings accounts that cater to various lifestyles, allowing you to earn interest on your savings while enjoying easy access to your funds. If you're thinking about buying a new vehicle, our auto loans and vehicle financing options make it simple and affordable. Imagine driving off in that new car without worrying about high payments! For those looking to invest in a home, our mortgage loans and refinancing services provide competitive rates tailored just for you. And if life throws unexpected challenges your way, our personal loans and debt consolidation products can help you regain control over your finances.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.townandcountry.org, offers a wide range of features to help you stay on top of your financial goals. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface allows you to do so effortlessly. Plus, with 24/7 online banking services, you're never far from your money. If you're always on the go, you'll love our mobile application, which brings all the power of online banking right to your fingertips. You can make person-to-person transfers easily just send money to friends and family without any hassle. And with the option for mobile payments, shopping has never been simpler; just tap and go!

Security and Accessibility

We take security seriously at Town And Country. Our electronic signature authorization feature ensures that all transactions are secure and verified, giving you peace of mind every time you log in. You can also sign up for e-statements, which not only helps keep your information safe but also saves paper it's a win-win! Managing your finances should be simple and straightforward. That's why we focus on accessibility and ease-of-use in everything we offer. Whether you prefer using your computer or smartphone, our tools are designed to help you manage your accounts effectively in real-time. Join us at Town And Country today and experience the freedom of digital banking that fits your lifestyle!

Financial Strength

Commitment to Growth

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,217 in used auto loans and $618,076,109 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,064,384 further illustrates our capability to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 1501 32Nd Ave S Fargo Nd 58103 or call (701) 356-1800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our success is reflected in our $2,974,359, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or if you have questions about eligibility for our loan products, we encourage you to reach out. Our team is here to assist you in navigating through your options. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 701-356-1800 or visit us at 1501 32Nd Ave S Fargo Nd 58103 for more details on how we can help you achieve your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why we tailor our lending solutions to meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. We help guide you through the process so that you can make informed decisions about your home financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. This option is perfect for those who want access to credit without putting up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool helps consumers navigate their options and make informed decisions without the stress of sifting through numerous offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers, as the information is consistently updated to reflect current market conditions. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the focus is solely on providing unbiased results that serve the user's best interests. With real-time rate comparisons, users receive up-to-date information from multiple institutions. This feature allows individuals to easily evaluate their options and select loans that fit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a loan with confidence, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Town And Country