Town And Country Credit Union Fargo ND | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Town And Country, your trusted financial partner located at 815 25Th St S, Fargo, ND 58103. Since our establishment in 1939, we have proudly served our community and fostered a spirit of collaboration and support among our members. With a total membership of 27,210, we are dedicated to providing personalized services that cater to your unique financial needs. At Town And Country, we believe in transparency and reliability. Our total assets amount to an impressive $705,095,739, showcasing our strength and stability in the financial landscape. With $44,834,429 in total deposits and $38,271,92 in cash on hand, we are well-equipped to serve you with confidence. Additionally, our net worth stands at $86,698,385, reflecting our commitment to maintaining a strong financial foundation for our members. We understand that life is full of financial decisions whether you're looking for auto loans or mortgage refinancing options. Our diverse offerings include personal loans, credit cards with rewards, and business banking services tailored to help you achieve your goals. Currently, we manage a robust portfolio of 14,533 loans and leases that empower our members to pursue their dreams. Leadership is vital to us at Town And Country. Under the guidance of CEO Kalli Schell and Board President David Ripplinger, our dedicated team of 161 employees works tirelessly to ensure you receive exceptional service every time you visit or contact us. We also encourage you to explore our online banking services for added convenience banking should fit seamlessly into your life. While members can visit us at the branch location for face-to-face assistance or utilize our ATM services for quick transactions, official correspondence can be sent to the same address: 815 25th St S, Fargo, ND 58103-2303. Ready to take control of your financial future? Contact us today at 701-356-1720 or visit our website at townandcountry.org for more information on how we can help you thrive!

Branch History & Mission

At Town And Country, we take pride in our rich history and the strong ties we've built with the community of Fargo, ND. Founded in 1939, our branch has grown from humble beginnings to become a trusted financial partner for over 27,000 members. Located at 815 25Th St S, Fargo, ND 58103, we are proud to be a part of this vibrant city, serving both individuals and businesses with dedication and care. Our mission is simple yet profound: to provide exceptional financial services while fostering community support and engagement. We believe that every member deserves access to personal banking options that meet their unique needs, whether it's through checking and savings accounts or loans for vehicles and homes. Our commitment extends beyond just financial transactions; we aim to empower our members by offering resources and guidance tailored to their financial journeys. Over the years, Town And Country has achieved remarkable milestones. With total assets reaching an impressive $705,095,739, we have established a solid foundation that allows us to offer competitive rates on loans and savings products. Our robust membership reflects our dedication to service our members trust us not only for their banking needs but also as a resource for making informed financial decisions. We understand the importance of convenience in today's fast-paced world. That's why we offer modern amenities such as online banking, mobile payments, and ATM services available at our location. Additionally, our drive-thru service makes banking accessible for those on the go. We are committed to ensuring that everyone can easily access the services they need while maintaining compliance with ADA standards. Community outreach is at the heart of what we do. Town And Country actively participates in local initiatives aimed at improving the lives of those around us. We work closely with various organizations to support educational programs and provide assistance to families in need. While members can visit us at 815 25Th St S, official correspondence should be sent to 815 25th St S, Fargo, ND 58103-2303 if needed. Our dedicated team is here during operating hours from 7:30 AM to 6:00 PM on weekdays to assist you with any inquiries or support you may require. Join us today at Town And Country! Experience firsthand how we prioritize your financial well-being while being an active part of the Fargo community. Visit our website at www.townandcountry.org or give us a call at 701-356-1720 to learn more about becoming a member or exploring our wide range of services. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch features ample parking for your convenience, ensuring that you can easily stop by without any hassle. We also prioritize accessibility for all members. Our facility is designed to meet ADA standards, with ramps and other features that make it easier for everyone to bank with us.

Get in Touch!

For any questions or assistance, don't hesitate to reach out! You can call us at 701-356-1720. We look forward to welcoming you at Town And Country where your financial well-being is our priority! Come see how we can help you achieve your goals today!

Operating Hours

We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Friday from 7:30 AM to 6:00 PM. Whether you're on your way to work or running errands, we are here to help when you need us most.

Services Offered

At Town And Country, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you. If you prefer the ease of banking from home, take advantage of our online and mobile banking options! Plus, our ATM and drive-thru services provide quick access for deposits and withdrawals whenever it's convenient for you. While members can visit us at 815 25Th St S, official correspondence should be sent to the same address as our mailing address: 815 25th St S, Fargo, ND 58103-2303.

Member Eligibility

Becoming a member of Town And Country means joining a warm and welcoming community that values your financial well-being. Whether you're living in Fargo or nearby, if you share our vision of fostering a supportive environment, we invite you to consider membership. Generally, anyone who lives, works, or worships in the area is eligible to join. This includes individuals from various walks of life, ensuring our member base is as diverse and vibrant as the community itself. To learn more about specific eligibility criteria, feel free to visit our website at http://www.townandcountry.org/about/membership/open-an-account. At Town And Country, we pride ourselves on offering personalized banking services tailored to meet your unique needs. From competitive loan rates to rewarding savings accounts, becoming a member opens up a world of financial opportunities designed just for you. The process to join is straightforward and inclusive just give us a call at (701) 356-1720 or stop by our branch located at 815 25Th St S Fargo Nd 58103 for assistance. We can't wait to welcome you into our family! For further details on how to open an account, check out http://www.townandcountry.org/about/membership/loan-application.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments anytime, anywhere whether it's through a mobile app or at your physical location. Our services allow you to focus on what you do best: running your business while we handle the rest. Located at 815 25Th St S Fargo Nd 58103, Fargo, ND, our team is dedicated to helping you navigate the financial landscape with ease. Reach out to us at (701) 356-1720 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms so you can find the perfect fit for your budget. You can even apply online from the comfort of your home!

Business Banking Solutions

For local entrepreneurs, we offer comprehensive business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, our dedicated team is here to support your growth.

Convenient Access

In addition to our physical location in Fargo, ND, we also offer convenient ATM services for quick cash withdrawals and balance checks. Our drive-thru banking allows for quick deposits and simple transactions without leaving your car perfect for those busy days! With all these services available at Town And Country, we're committed to making banking easy and accessible for everyone. If you have any questions or need assistance, don't hesitate to reach out! Call us at 701-356-1720 or visit us online at www.townandcountry.org. We look forward to serving you!

Credit Cards with Rewards

For everyday spending, consider our credit cards with rewards program. Earn points on purchases that can be redeemed for cash back or travel perks! It's an easy way to make your spending work harder for you.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our team is here to guide you through the process. Our mortgage loans and refinancing options are designed with your needs in mind, ensuring you get the best rates possible. With personalized service at every step, you'll feel confident making one of life's biggest investments.

Personal Banking

Our personal banking services include checking and savings accounts that make it easy to manage your money. Imagine having access to your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your phone or computer. Plus, with features like e-statements and electronic signature authentication, keeping track of your finances has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We work with you to create a repayment plan that fits seamlessly into your budget.

Digital & Online Banking

Enhanced Security and Convenience

Your security is our priority. All transactions conducted through our online banking platform are protected with top-notch security measures, giving you peace of mind as you manage your accounts. If you ever need to send money to friends or family, our person-to-person transfers make it easy to share funds instantly. And if you're looking to make purchases without cash or cards, take advantage of our mobile payments feature. With just a few taps on your phone, you can complete transactions securely and efficiently. At Town And Country, we are committed to providing accessible and user-friendly digital banking solutions tailored for you. Join us today and experience the convenience of managing your finances from anywhere!

Key Features of Our Digital Services

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer money anytime, anywhere. Whether you're at home or on the go, managing your finances has never been simpler. Plus, with our mobile application, banking is right at your fingertips. You can easily access all the features you need from your smartphone. For those who enjoy paperless options, we provide e-statements that keep you updated on your account without the clutter of paper. Our electronic signature authorization feature makes signing documents quick and hassle-free no more printing or mailing forms.

Financial Strength

A Solid Foundation

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on Growth

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is showcased by our $3,217 in used auto loans and $618,076,109 in total loans and leases. This means that whether you're looking to purchase a vehicle or need funds for other important life goals, we're here to help.

Growing Together

We currently manage a total of 59,055 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $16,064,384, further highlighting our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 815 25Th St S Fargo Nd 58103 or call (701) 356-1720 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,974,359 for the year, which enables us to offer competitive loan rates and solid financial products tailored for our members. We also take pride in having 152 full-time employees and 9 part-time employees who are always ready to serve you with knowledge and dedication.

Loan Offering

Additional Services

For those considering business opportunities, our outstanding commercial loans total $426,299,499, providing the capital needed for growth and expansion. If you're interested in refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to contact us at 701-356-1720 or visit us at 815 25Th St S Fargo Nd 58103. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732. Our experienced team can guide you through the process and help find the best option for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees just straightforward support to help you reach your financial goals.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for consumers looking to make informed borrowing decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means users can trust that the information they see is accurate and reflective of what various lenders are genuinely offering. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information without hidden agendas. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. With real-time rate comparisons, users have access to up-to-date loan rates from multiple institutions. This feature helps individuals compare options side-by-side, empowering them to make informed choices that best fit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in facilitating significant savings for borrowers. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Town And Country