The First Financial Pasadena CA Credit Union

Introduction

At The First Financial, we understand that financial decisions can feel overwhelming. That's why our team at the Tfffcu Temporary Corporate Hq in Pasadena, CA, is dedicated to providing you with personalized solutions that fit your unique needs. Established in 1974, we have proudly served our community for decades and currently support over 35,000 members with assets totaling an impressive $771,435,276. Our branch is conveniently located at 650 Sierra Madre Villa Ave Ste 300, Pasadena, CA 91107. If you need to send us official correspondence, please use our mailing address: PO Box 90, West Covina, CA 91790. Our friendly staff is here to assist you from Monday to Friday, 8:00 AM to 5:00 PM. You can reach us at 800-537-8491. With a commitment to transparency and member satisfaction, we boast total loans of 29,590, deposits of $6,545,864, and a net worth of $57,405,965. We take pride in our ability to manage funds responsibly while supporting your financial journey. Led by CEO Carlton Musmann and Board President Kari Jean McMullin, our team embodies the values of trust and community engagement. As a member-focused credit union, we strive to impact the lives of those we serve positively. Whether you're looking for loans or simply want to learn more about managing your finances effectively, we're here for you every step of the way. Explore our services further on our website here, or stop by our branch today! Let's work together towards achieving your financial goals!

Branch History & Mission

The First Financial has a rich history that dates back to its opening in 1974. Located at 650 Sierra Madre Villa Ave Ste 300 in Pasadena, CA, this credit union has grown from a small financial institution into a vital part of the local community. Over the years, we have proudly served more than 35,000 members, all while amassing total assets of over $771 million. Our journey reflects our commitment to providing accessible financial services and building lasting relationships with our members. From day one, our mission has been clear: to empower our members through exceptional financial services while supporting the communities we serve. We believe that banking should be straightforward and focused on people, not just profits. This mission drives us every day to offer competitive loan products, savings accounts, and personalized customer service that truly makes a difference in people's lives. At The First Financial, we're more than just a place to manage your money; we're a community partner. Our outreach initiatives have included educational programs on financial literacy and partnerships with local organizations to support those in need. We are dedicated to being involved in Pasadena and surrounding areas by fostering a sense of belonging among our members. While members can visit us at our main branch address, official correspondence should be sent to PO Box 90, West Covina, CA 91790. We encourage you to take advantage of our operating hours from Monday through Friday, 8:00 AM to 5:00 PM. Although we currently do not have ATM services or drive-thru banking available at this location, we are committed to ensuring that our digital banking options are robust and user-friendly. Members can access online banking and mobile payments for convenient management of their accounts. As we look ahead, The First Financial remains committed to innovation while honoring our legacy of member-focused service. We invite you to join us as we continue this journey together. Experience firsthand the benefits of being part of The First Financial family where your financial wellness is our priority! For more information about membership or to open an account, please visit our website or give us a call at 800-537-8491 today!

Branch Location & Accessibility

Convenient Access

At The First Financial, we prioritize making banking easy for you. Our branch features ample parking options, ensuring that you can find a spot without any hassle. We're committed to accessibility; our location is ADA compliant with ramps and other facilities designed to accommodate all members of our community.

Operating Hours

You can visit us Monday through Friday from 8:00 AM to 5:00 PM. We understand that your time is valuable, so our friendly staff is ready to assist you during these hours. If you have any questions or need assistance outside of these times, feel free to give us a call at 800-537-8491.

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, we provide a range of essential services tailored to meet your financial needs. From personal loans to savings accounts, our team is dedicated to helping you achieve your financial goals. While members can visit us at 650 Sierra Madre Villa Ave Ste 300, official correspondence should be sent to PO Box 90, West Covina, CA 91790. We invite you to stop by and experience the warm and welcoming atmosphere at The First Financial. Whether you're already a member or considering joining us, we're excited to assist you on your financial journey!

Member Eligibility

Becoming a member of The First Financial is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the area, or if you are related to someone who is already a member, you're likely eligible! We welcome people from all walks of life, making it easy for you to connect with us and access our fantastic services. At The First Financial, we pride ourselves on providing personalized support, competitive rates, and a range of financial products tailored just for you. To get started, simply check out our eligibility details at http://www.ffcu.org/about/membership/become-a-member/membership-application for a full rundown of what's needed to join us. When you're ready to open an account, the process is straightforward and can be done online through this link: http://www.ffcu.org/loans-credit/apply-for-a-loan. If you have any questions or need assistance, feel free to reach out at (800) 537-8491. We can't wait to welcome you to the The First Financial community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine seamlessly accepting payments from customers while managing your cash flow effectively. Our merchant services provide the tools you need to streamline transactions, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment processing, we're here to ensure that every sale counts. Located at 650 Sierra Madre Villa Ave Ste 300 Pasadena Ca 91107 in Pasadena, CA, we invite you to explore how our business banking services can empower your entrepreneurial vision. For more information, feel free to call us at (800) 537-8491 or visit our website at https://www.ffcu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Focused Approach

At The First Financial, we believe in supporting our local community. We strive to create an environment where our members feel at home and their financial goals are prioritized. With us, you're not just a number; you're part of a family that genuinely cares about your financial well-being.

Banking Made Simple

We understand that life can get busy, which is why we offer essential services that fit into your daily routine. Our ATM services ensure that you have easy access to your funds whenever you need them. Imagine being out and about in Pasadena and needing cash or checking your balance; our ATM services make this quick and effortless.

Digital Convenience

In today's fast-paced world, managing your finances online is crucial. That's why we provide robust online banking options, allowing you to check account balances, transfer money between accounts, and pay bills from the comfort of your home or on the go. With our mobile application, you can handle all these tasks right from your smartphone perfect for busy professionals or parents juggling multiple responsibilities.

Join Us Today!

If you're interested in exploring what we can do for you or if you're ready to become a member of The First Financial family, visit us online at www.ffcu.org for more information. Whether it's through our ATM services or our user-friendly digital banking options, we're excited to support you on your financial journey. Come see us soon at 650 Sierra Madre Villa Ave Ste 300, Pasadena, CA 91107, and discover how The First Financial can make banking easier for you!

Staying Connected

If you ever have questions or need assistance, our friendly team is just a phone call away at 800-537-8491. We pride ourselves on offering personalized service that makes every member feel valued. Whether you're inquiring about your account or seeking advice on financial matters, we're here to help.

Digital & Online Banking

Accessibility and Ease of Use

At The First Financial, we believe in providing our members with real-time account management tools that fit their busy lifestyles. Our online services are designed to be intuitive and straightforward so that you can focus on what matters most without worrying about complicated processes. Join us at The First Financial today and experience the freedom of digital banking tailored to your needs!

Key Features

Our digital banking experience includes features that prioritize both security and user-friendliness. You can sign documents securely with electronic signature authorization, making transactions faster and more efficient. Plus, if you prefer to go paperless, e-statements are available for easy access to your account statements without the clutter. For those who are always on the go, our mobile application offers a simple way to manage your accounts from the palm of your hand. Not only can you make payments using mobile payments, but you also have the option to send money directly to friends or family through person-to-person transfers.

Financial Strength

A Trustworthy Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 650 Sierra Madre Villa Ave Ste 300 Pasadena Ca 91107 or call (800) 537-8491 to learn more about how we can help you achieve your financial goals.

Committed to Continuous Improvement

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to keep up with changing needs and continuously improve the services we provide. Our lending capacity supports your financial goals across various sectors with $3,805 in used auto loans and $408,810,898 in total loans and leases. Whether you're looking for a new vehicle or personal financing solutions, we're here to help make those dreams a reality.

Focused on Member Savings

Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to choose how you want your money to grow while keeping it safe with us. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income is vital as it shows our ability to operate sustainably while focusing on your needs. We also take pride in having 125 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your success. Additionally, with Total Share Accounts reaching 82,203, this shows a strong and growing member base that trusts us with their finances. Each account represents a commitment from members like you who believe in what we stand for.

Strong Financial Health

With a net worth of $57,405,965, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to managing resources wisely and ensuring that our credit union remains a stable choice for your banking needs. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is crucial because it indicates our ability to absorb potential losses while continuing to support our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is ready to guide you through the process.

Credit Lines and More

If you need extra flexibility for larger purchases or unexpected expenses, our total credit lines amount to $222,550,071, providing peace of mind when managing your finances. At The First Financial, we're committed to offering competitive rates and tailored solutions. If you're considering refinancing options or want to learn more about eligibility for any of our loan products, feel free to visit us online or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363, ensuring that your path to owning a home is clear and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $101,585,762 in unsecured credit card loans helping members manage their finances effectively, you'll find an option that fits your spending habits while keeping your budget in check.

Loan Aggregator

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