The First Financial Pasadena CA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to The First Financial, your trusted partner in financial well-being! Located at 650 Sierra Madre Villa Ave Ste 300, Pasadena, CA 91107, our credit union has proudly served the community since 1974. With a commitment to providing exceptional services tailored to your needs, we are here to support you on your financial journey. At The First Financial, we believe in the power of community. With over 35,000 members and total assets of $771,435,276, we are dedicated to helping you achieve your financial goals. Whether you're looking for a new vehicle loan, mortgage refinancing, or personal banking solutions, our wide range of services ensures that you have access to what you need. We currently offer 29,590 loans with total deposits amounting to $6,545,864, reflecting our strong financial standing and ability to serve our members effectively. Our leadership team is here to guide you every step of the way. Under the direction of CEO Carlton Musmann and Board President Kari Jean McMullin, our dedicated staff of 127 employees is ready to assist you with personalized service. We understand that every member's situation is unique and strive to create solutions that fit your lifestyle. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to the same address: 650 Sierra Madre Villa Ave STE 300, Pasadena, CA 91107-2073. Explore our website at ffcu.org for more information about our products and services or give us a call at 800-537-8491 during our operating hours: Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 4 PM. Join The First Financial today and experience the difference in member-focused banking!

Branch History & Mission

Welcome to The First Financial, a cornerstone of community banking in Pasadena, California. Established in 1974, our branch has been dedicated to serving the financial needs of our members for nearly five decades. Located at 650 Sierra Madre Villa Ave Ste 300, Pasadena, CA 91107, we are proud to be part of a vibrant community that values personal service and financial empowerment. Over the years, The First Financial has grown significantly, now boasting a membership base of over 35,000 individuals. Our commitment to our members is reflected in our total assets, which have reached an impressive $771,435,276. This growth is not just about numbers; it represents the trust and loyalty we've built through years of service and dedication. Our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. We understand that each member's financial journey is unique, and we strive to offer personalized solutions that meet their specific needs. Whether it's providing auto loans, mortgage refinancing, or business banking services, we aim to empower our members with the tools they need to achieve their financial goals. While members can visit us at our Pasadena location for face-to-face assistance, official correspondence should be sent to our mailing address: 650 Sierra Madre Villa Ave STE 300, Pasadena, CA 91107-2073. Our operating hours are convenient Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 4 PM ensuring that we are available when you need us most. At The First Financial, we are committed to embracing technology while ensuring accessibility for all. We offer online banking options and mobile payments for those who prefer digital convenience. Additionally, we pride ourselves on being ADA compliant and customer-focused in all our initiatives. We believe in giving back to the community that supports us. Our partnerships with local organizations enable us to contribute positively through outreach programs and community events. Together with our members, we work towards building a stronger future for everyone in Pasadena. Join us at The First Financial and experience the difference that comes with being part of a cooperative credit union dedicated not only to your financial success but also to the well-being of the entire community. Visit us today or call us at 800-537-8491 to learn more about how you can become a member!

Branch Location & Accessibility

Conveniently Located

Our branch is just a stone's throw away from popular landmarks like the stunning Pasadena City Hall and the vibrant Paseo Colorado shopping district. This prime location makes it easy for you to stop by while running errands or enjoying a day out in the city. We understand that accessibility is key, so you'll find ample parking available nearby, along with features that ensure everyone can reach us comfortably.

Get In Touch

While members can visit us at our Pasadena address, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 800-537-8491. Our friendly team is here to help you navigate your financial journey. We invite you to stop by The First Financial today and discover how we can support your banking needs in a welcoming environment!

Operating Hours & Services

We know how busy life can get, which is why we offer extended operating hours! Our lobby is open Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 4 PM. Feel free to drop by during these hours for personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Unfortunately, we currently do not have ATM access or drive-thru service available at this location.

Member Eligibility

Becoming a member of The First Financial is like joining a family that truly cares about your financial well-being. To qualify for membership, you'll want to check out the details on our eligibility page at http://www.ffcu.org/about/membership/become-a-member/membership-application. Generally, we welcome anyone who lives, works, worships, or attends school in our community. This means if you're in the Pasadena area and have ties to the local community, you might just be eligible! Membership offers numerous benefits, including competitive loan rates and personalized service designed to meet your needs. Opening an account is straightforward and can be done easily by visiting our website at http://www.ffcu.org/loans-credit/apply-for-a-loan. If you have any questions or need assistance during the process, feel free to reach out to us at (800) 537-8491. We're here to help you every step of the way as you take this exciting step toward joining The First Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine having the ability to accept payments easily, manage cash flow effectively, and access insightful reports about your sales trends all at your fingertips. Our merchant services are tailored to help you provide excellent customer experiences while keeping your finances organized. For more information on how we can assist your business, visit us at 650 Sierra Madre Villa Ave Ste 300 Pasadena Ca 91107 in Pasadena, CA or call us at (800) 537-8491. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing services make it simple to drive away with confidence. We provide competitive rates and flexible terms so you can choose what works best for your budget. Picture yourself behind the wheel of that dream car without financial stress.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans designed to support growth and innovation. We understand the unique challenges businesses face, and we're dedicated to helping you thrive.

Convenient Access Options

To ensure convenience for all our members, we provide various access options including ATM & Cash Withdrawal Services as well as robust online features like mobile payments and person-to-person transfers. At The First Financial, we believe managing your finances should be straightforward and accessible. For more information about how we can assist you with any of these services or if you have questions, feel free to reach out at (800) 537-8491 during our operating hours: Monday through Friday from 7 AM to 7 PM and Saturday from 9 AM to 4 PM. Ready to take the next step? Visit us online at Member Contact Center today!

Credit Cards with Rewards

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Whether you're traveling or shopping locally, every swipe brings you closer to exciting rewards that enhance your lifestyle.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at The First Financial, we make it easier with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking solutions that include checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds whenever you need them through our easy-to-use Online & Mobile Banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services help you manage those costs effectively. With straightforward terms and quick approval processes, you can tackle emergencies or consolidate debt into one manageable payment.

Digital & Online Banking

Always Available

With our 24/7 Online Banking Services, you're never far from your finances. Whether it's early morning or late at night, access your accounts whenever it suits you best. You'll appreciate the peace of mind knowing that your information is secure while you're enjoying these convenient services. At The First Financial, we're committed to providing accessible and efficient banking solutions that fit into your busy lifestyle. Experience the ease of managing your finances digitally today!

Key Services

Our online banking offers a range of features that empower you to take control of your finances. You can easily view your account balances, transactions, and statements all at your fingertips. We also provide E-Statements, ensuring you can go paperless while keeping track of your financial history securely. If you need to sign documents quickly, our Electronic Signature Authorization feature allows you to do so without the hassle of printing or mailing. For those who prefer mobile banking, our Mobile Application makes managing your money even simpler. You can use it for Mobile Payments, making transactions on the go with just a tap on your smartphone. Plus, sending money to friends or family is a breeze with our Person-to-Person Transfers no cash or checks needed!

Financial Strength

A Strong Financial Foundation

With a net worth of $57,405,965, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team for Exceptional Service

We take pride in having 125 full-time employees and 2 part-time employees dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Investing in Your Future

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to supporting your financial goals is reflected in our capacity for lending: we have $3,805 in used auto loans and $408,810,898 in total loans and leases available for you.

Member Savings at the Forefront

Your savings are our priority. Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you our members with our resources rather than non-member deposits.

The Path Forward

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 650 Sierra Madre Villa Ave Ste 300 Pasadena Ca 91107 or call (800) 537-8491 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans to help members get on the road with ease. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options tailored for you.

Credit Lines and Unsecured Loans

For those looking for financial flexibility, we offer credit lines totaling $222,550,071. This allows you to manage your cash flow effectively as needs arise. Additionally, we also provide unsecured credit card loans with a total amount of $101,585,762 available for our members. These options are designed to help you handle everyday expenses or unexpected costs without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363, making buying or refinancing simple. We provide competitive rates and personalized service to guide you through every stage of your home-buying journey.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for our various loan products, we encourage you to reach out. Our team is here to discuss how we can best meet your financial needs and help you navigate the application process smoothly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. No matter what financial assistance you're seeking, The First Financial is here to help you achieve your dreams with confidence. Visit us today or check out our website for more information!

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