Texell Credit Union Temple TX | Convenient ATM Services Only

Introduction

At Texell, we believe in building strong relationships with our members and the community. Since opening our doors in 1948, we've been committed to providing exceptional financial services tailored to meet your needs. Located at 17 S 1St St, Temple, TX 76501, our branch serves as a hub for over 52,000 valued members. With total assets exceeding $752 million and deposits of $60,148,570, we pride ourselves on our stability and dedication to member satisfaction. Under the leadership of CEO Tony Hale and Board President Kenneth Gaby, Texell has grown into a trusted financial partner. Our team of 210 employees is here to assist you with everything from personal loans to business solutions, ensuring that you have access to the resources you need to thrive. Whether you're interested in exploring our total loans amounting to 43,984 or simply want to learn more about what we offer, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 983, Temple, TX 76501. We invite you to explore our website at Texell for more information about membership eligibility and how we can support your financial journey. Reach out today at 254-773-1604 we're excited to help you achieve your goals!

Branch History & Mission

Commitment to Innovation

As part of our commitment to better serve you, we embrace advancements in technology. Members can enjoy convenient access to online banking services and mobile payments that make managing finances easier than ever. We also ensure compliance with ADA standards so all members can access our services comfortably.

Join Us Today!

Whether you're looking for personal loans or savings options, Texell is here for you. With no ATM availability or drive-thru services currently offered at this branch, we encourage you to visit us directly or connect through our website at www.texell.org for more information on how we can assist you. Join Texell today and experience firsthand the benefits of being part of a community-focused credit union! Your journey towards financial wellness starts here!

Our Evolution

Texell has grown remarkably over the years. From our humble beginnings, we have evolved into a thriving credit union with total assets exceeding $752 million. This growth reflects not only our commitment to sound financial practices but also our focus on building lasting relationships with our members. We prioritize transparency and trust, ensuring that every member feels valued and understood. In addition to our local presence, we are deeply rooted in the broader community through partnerships and outreach efforts. We believe in giving back, supporting local initiatives that uplift and empower residents of Temple and its surroundings.

Our Mission

At Texell, our mission is straightforward: to provide exceptional financial services while enhancing the quality of life for our members and the communities we serve. We strive to create an environment where everyone feels welcomed and supported. Our team is dedicated to helping you achieve your financial goals whether it's saving for a home, starting a business, or planning for retirement. While members can visit us at 17 S 1st St, official correspondence should be sent to P.O. Box 983, Temple, TX 76501.

Branch Location & Accessibility

Welcome to Texell, your trusted credit union located at 17 S 1st St in the heart of Temple, TX. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and explore our services. While you're here, you can enjoy the charm of our vibrant community and take advantage of everything we have to offer. Though our physical location serves as a hub for member interaction, please note that we are currently not open to the public. We encourage you to reach out via phone at 254-773-1604 if you have any questions or need assistance. For any official correspondence, you can send mail to P.O. Box 983, Temple, TX 76501. Accessibility is important to us. Our branch is designed with features that make it easy for everyone to visit, including ADA-compliant entryways and parking options nearby. While we do not offer ATM services or drive-thru banking at this location, our friendly team is always ready to assist you with your financial needs during our regular hours. At Texell, we pride ourselves on being more than just a bank; we're part of the community. Whether you're looking for loans, savings options, or financial advice, we're here for you. We invite you to contact us today or plan a visit when we resume in-person operations. Your financial journey matters to us!

Member Eligibility

At Texell, we believe that everyone deserves access to financial services that truly care about their needs. Becoming a member is an exciting opportunity to join our community, and the process is straightforward! If you're a resident, employee, or student in the local area, you're likely eligible for membership. We welcome individuals from diverse backgrounds, so whether you live nearby or work in the region, you're invited to become part of our supportive family. For detailed eligibility criteria, feel free to visit us at http://www.texell.org/learn/membership. Once you know you qualify, opening an account is just as easy! You can start your journey with us online by following the steps outlined at https://lms-dmz-tex311989250.temenoscloudna.com/akcelerant.origination.web.dmz/default/products. If you have any questions or need assistance during the process, don't hesitate to give us a call at (254) 773-1604. Join us at Texell, located at 17 S 1St St Temple Tx 76501, and experience the benefits of being a member where your financial well-being comes first!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Imagine being able to process payments quickly and efficiently while keeping your cash flow steady. Our merchant services offer just that. By enabling you to accept various payment types from credit cards to mobile wallets you can focus on what matters most: growing your business. Located at 17 S 1St St Temple Tx 76501 in Temple, TX, we're here to help you thrive in today's competitive market. Reach out at (254) 773-1604 for personalized assistance or visit us online at https://www.texell.org/ to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services

Our primary focus at Texell is to offer essential banking services that help you stay on top of your finances. We provide ATM Services Only, making it easy for you to access your funds whenever you need them. While our branch may not be open to the public, our ATM services ensure you can withdraw cash or check your balance with ease and convenience.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is crucial. With Texell, you can enjoy the benefits of online banking, allowing you to manage your accounts from the comfort of your home or on the go. Our mobile application enables secure transactions and provides an easy way to keep track of your spending. You can also take advantage of e-statements for quick and organized access to your financial information.

Member-Centric Solutions

We aim to empower our members by offering financial products that cater to various life stages and needs. At Texell, we believe in fostering relationships based on trust and understanding. If you're considering loans or need guidance on managing your savings, our knowledgeable staff is always ready to assist you over the phone at (254) 773-1604.

Your Financial Partner

Choosing a credit union like Texell means choosing a partner who puts your interests first. We strive to create a supportive environment where all members feel valued and informed about their financial options. Our goal is not just to offer services but also to provide education and resources that help you make informed decisions about your money. We invite you to explore all that we offer at Former Corporate Headquarters. For more information or if you're ready to take the next step in managing your finances with us, don't hesitate to reach out via phone at (254) 773-1604 or visit our website at https://www.texell.org/. Let us be part of your financial journey!

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter! We provide e-statements for all our members, making it simple to keep track of your financial records while also helping the environment. You can view and download your statements safely through our secure online portal.

Mobile Banking on the Go

Our mobile application brings banking directly to your smartphone. With mobile payments enabled, you can make purchases with just a tap no need to carry cash or cards. This feature adds an extra layer of convenience to your shopping experience.

Person-to-Person Transfers

While we currently do not support person-to-person transfers, our other digital features still allow you to manage your finances effectively. With intuitive navigation and robust security measures in place, you can rest assured that your personal information is well protected. At Texell, we're committed to providing accessible banking solutions that empower you to manage your money effortlessly. Experience the ease of digital banking today!

Financial Strength

Growing Member Base

We have established trust within our community as seen by our Total Share Accounts: 103,948, showcasing a strong and growing member base that relies on us for their financial needs. Additionally, Net Shares available for lending and investments stand at $787,134, further highlighting our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 17 S 1St St Temple Tx 76501 or call (254) 773-1604 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,741,112 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,796 in used auto loans and $600,476,677 in total loans and leases.

Strong Financial Foundation

With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used one, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $101,314,501 provide the capital needed to grow and expand your operations. Whether you're looking to invest in equipment or cover operating expenses, we are ready to support your business journey.

Credit Lines

If flexibility is what you need, check out our credit lines which total $192,137,350. These products allow you access to funds when necessary without having to reapply each time. At Texell, we're dedicated to making borrowing accessible and straightforward for everyone. If you're curious about refinancing options or eligibility criteria for any of these products, don't hesitate to reach out! You can contact us at (254) 773-1604 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. We provide personalized service to help you navigate your options and find the right mortgage for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,787,532 in loans helping members manage their finances effectively. With these cards, you can enjoy convenience and purchasing power while benefiting from competitive interest rates.

Loan Aggregator

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Texell