Texas Dow Employees Credit Union Shenandoah TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner in Shenandoah, TX! Located at 1410 Research Forest Dr, our branch has been serving the community since 1954. With a strong commitment to our members, we proudly support over 379,000 members and manage assets totaling more than $4.8 billion. At Texas Dow Employees, we believe in building a brighter financial future together. Whether you're looking for personal banking solutions, auto loans, or business financing options, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Isaac Johnson, and Board President, David Sikora, we strive to provide exceptional service and foster a sense of belonging within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1410 Research Forest Dr, Shenandoah, TX 77381. Our friendly staff is ready to assist you from Monday to Friday between 9:00 AM and 5:00 PM, and on Saturday from 10:00 AM to 12:00 PM. With total deposits exceeding $465 million and a robust net worth of around $481 million, we're dedicated to ensuring your financial security. Our wide range of services includes checking and savings accounts, mortgage loans, credit cards with rewards, and much more. If you're ready to experience personalized banking that puts you first, don't hesitate to reach out! Call us today at 800-839-1154 or visit our website at www.tdecu.org for more information. Join us in making your financial dreams come true!

Branch History & Mission

At Texas Dow Employees, we take pride in our rich history and unwavering commitment to serving our members and the community. Established in 1954, our branch has grown significantly, evolving to meet the financial needs of our members in Shenandoah, TX. With a total membership of over 379,000 and assets reaching $4.8 billion, we have become a cornerstone of financial support for individuals and families alike. Located at 1410 Research Forest Dr, Shenandoah, TX 77381, our branch is easy to find and accessible to all. Whether you're just down the road or visiting from nearby areas, we invite you to come by and discover how we can help you achieve your financial goals. Our office is situated close to various local landmarks, making it convenient for you to stop in during your day. Our mission at Texas Dow Employees is simple yet powerful: we aim to empower our members by providing exceptional financial services while actively supporting our community. We believe that everyone deserves access to resources that can help them thrive financially. From personal banking options like checking accounts and auto loans to business services and online banking solutions, we strive to cater to the diverse needs of our members. While members can visit us at 1410 Research Forest Dr, official correspondence should be sent to 1410 Research Forest Dr, Shenandoah, TX 77381. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 10:00 AM to 12:00 PM. We also offer drive-thru banking services for those who prefer quick and easy transactions without leaving their vehicles. As part of our commitment to innovation, we provide modern digital banking solutions that ensure convenience and accessibility for all members. Whether it's mobile payments or online banking, we make it easy for you to manage your finances anytime and anywhere. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations to give back and uplift those around us. By participating in outreach efforts and initiatives, we hope to create a positive impact in Shenandoah and beyond. Join us at Texas Dow Employees today! Experience the difference that comes with being a member-focused credit union where your financial well-being matters most. To learn more about how you can benefit from membership or open an account with us, please call us at 800-839-1154 or visit our website. Let's build a brighter future together!

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can call us at 800-839-1154 for any inquiries or assistance. While members can visit us at 1410 Research Forest Dr, official correspondence should be sent to the same address as well. We look forward to welcoming you at Texas Dow Employees! Come see how we can help you achieve your financial goals today.

Convenient Access and Features

Getting to our branch is simple! With ample parking available, you can easily find a spot without any hassle. For those who may require assistance, we are fully ADA compliant, ensuring everyone has access to our services. If you're on the go, take advantage of our drive-thru banking service, which allows you to complete your transactions quickly and conveniently from your vehicle.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 5:00 PM, or stop by on Saturday from 10:00 AM to 12:00 PM for your banking needs. Whether you're looking to open an account or inquire about loans and services, our friendly staff is here to help.

Member Eligibility

At Texas Dow Employees, we believe in creating a welcoming and supportive community for all our members. If you're looking to join us, becoming a member is easier than you might think! Generally, anyone who lives or works in the areas we serve is eligible to join. This means if you're part of our vibrant community in Shenandoah and surrounding regions, you're likely already on your way to enjoying the numerous benefits we offer, from competitive rates on loans to personalized financial services. To get the full scoop on eligibility details, please check out this resource: http://www.tdecu.org/membership/why-join-tdecu/. Once you've confirmed your eligibility, opening an account with us is just a few clicks away! You can start the process online by visiting http://www.tdecu.org/enroll-in-digital-banking/. If you have any questions or need assistance along the way, don't hesitate to reach out at (800) 839-1154. We're excited to welcome you to the Texas Dow Employees family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that make transactions easier for you and your customers. Imagine having a reliable payment processing system that allows you to accept credit cards and digital payments seamlessly. This not only enhances customer satisfaction but also helps streamline your operations. Located at 1410 Research Forest Dr Shenandoah Tx 77381 in Shenandoah, TX, we're dedicated to being a trusted financial partner for local businesses. Let us help you turn your vision into reality! For more information, visit us at Tdecu-the Woodlands or call us at (800) 839-1154.

Comprehensive List Of Services

Business Banking Made Easy

For business owners, we understand that managing finances is crucial for success. Our Business Banking services include essential tools like Merchant Services and tailored Business Loans that can help grow your enterprise while simplifying daily operations.

Convenient Transactions

Need to make a deposit or withdrawal? Our Basic Drive-Thru Banking allows you to handle simple transactions without leaving your vehicle. We prioritize your time and convenience at every step.

Financial Assistance When You Need It

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here to help. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're ready to support you. And don't forget about our rewarding Credit Cards with Rewards, which can add extra value to your everyday purchases.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered with our Personal Banking options. Imagine effortlessly managing your finances through our Online & Mobile Banking platforms, where you can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, we offer ATM & Cash Withdrawal Services for those times when you need quick access to cash. If you're considering purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing services are designed to help you drive away with confidence. We also provide flexible Mortgage Loans & Refinancing options, making home ownership more accessible than ever.

Stay Connected Anytime, Anywhere

With features like Mobile Payments, e-Statements, and even the ability to send money directly through our platform via Person-to-Person services, staying connected has never been easier. We believe in providing services that fit into your busy lifestyle. At Texas Dow Employees, we're committed to enhancing your banking experience through innovative solutions and exceptional service. If you're ready to explore how we can assist you in achieving your financial dreams, don't hesitate to reach out! Contact us at (800) 839-1154 or visit us online at Tdecu-the Woodlands. Let's start this journey together!

Digital & Online Banking

Key Features

Our mobile application takes convenience to the next level. Whether you're on the go or lounging at home, you can handle your banking needs with just a few taps. Plus, if you prefer using your phone for payments, our mobile payments feature allows you to make quick and secure transactions without any hassle. Need to send money to friends or family? With our person-to-person transfer service, you can easily send funds directly from your account no need for cash or checks. And if you're busy and need a quick way to sign documents, our electronic signature authorization makes it easy to sign securely online without the need for printing or scanning. For those who like to keep track of their finances digitally, e-statements are available too. This not only helps reduce paper clutter but also gives you instant access to your account statements whenever you need them. At Texas Dow Employees, we prioritize your security. Our online banking services come equipped with advanced security features to protect your personal information while giving you peace of mind as you manage your finances. With all these features at your fingertips, you'll find that banking with us is not just easy it's also tailored to fit your lifestyle. Explore more about our digital services today!

Financial Strength

A Solid Foundation

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, which allows us to keep delivering competitive loan rates and solid financial products for all our members.

Growing Together

Total Share Accounts stand at an impressive 677,513, showcasing the strong and growing member base that trusts us with their finances. We have net shares (funds available for lending) amounting to $0, indicating our commitment to investing directly back into the community we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1410 Research Forest Dr Shenandoah Tx 77381 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Focus

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases available across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your dream vehicle straightforward and affordable.

Credit Lines

For those looking for extra financial flexibility, our total credit lines amount to $1,723,343,200. These lines can serve as a safety net for emergencies or allow you to take advantage of opportunities when they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We guide you through the process and offer competitive rates that can make your journey to owning a home smoother.

Refinancing Options

If you already have existing loans but want better terms or lower payments, our refinancing options can help. We work closely with our members to evaluate their current financial situations and find solutions that fit their needs. Whether you're interested in auto loans, mortgage options, or credit lines, our dedicated team is here to assist you every step of the way. Feel free to reach out at 800-839-1154 for any questions or visit us at 1410 Research Forest Dr Shenandoah Tx 77381. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent way to handle unexpected expenses or everyday purchases.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. LendMesh prioritizes accuracy by continually updating its data to reflect the most current loan rates available.

Trustworthy Features

LendMesh offers several key benefits that foster trust among its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.