Telhio Credit Union Columbus OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Telhio, your trusted partner in financial wellness located at 201 Outerbelt St, Columbus, OH 43213. Since our establishment in 1935, we've dedicated ourselves to serving our community with integrity and commitment. With over 67,000 members relying on us, we have grown to manage total assets of $1,426,297,309 and total deposits of $101,186,647. At Telhio, we believe that every member deserves personalized attention and services tailored to their needs. Whether you're looking for auto loans, personal banking solutions, or business financing options, our expert team is here to help. Under the leadership of our CEO Derrick Bailey and Board President Irene Smith, we strive to create a welcoming environment where your financial goals are prioritized. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 201 Outerbelt Dr., Columbus, OH 43213. Our dedicated staff of 272 employees is ready to assist you during our lobby hours from 9:00 AM to 6:00 PM, Monday through Friday. With a net worth of $128,708,980 and cash in hand totaling $9,186,133, you can trust that your finances are secure with us. We also offer a variety of services including online and mobile banking for your convenience. We invite you to explore how Telhio can make a positive impact on your financial journey. For more information or to speak with one of our team members, call us at 614-221-3233 or visit our website at www.telhio.org. Your journey towards financial health starts here!

Branch History & Mission

At Telhio, our story began in 1935, when a group of forward-thinking individuals came together to create a financial institution that would serve the community of Columbus, Ohio. Since then, we have grown into a trusted partner for our members, evolving alongside their needs while maintaining our commitment to exceptional service and community support. Located at 201 Outerbelt St, Columbus, OH 43213, our branch has witnessed significant changes over the decades. From humble beginnings to becoming a vital part of the local economy, Telhio now proudly serves over 67,741 members with total assets amounting to an impressive $1,426,297,309. Our journey reflects not only growth in numbers but also in the depth of relationships we foster with our members and the communities we serve. Our mission is simple yet profound: to empower our members through comprehensive financial services while actively contributing to the well-being of our community. We understand that financial stability is key to personal success and happiness. That's why we offer a wide range of services tailored for every stage of life be it checking accounts, auto loans, mortgage financing, or business banking solutions. Each product is designed with your needs in mind. While members can visit us at 201 Outerbelt St, official correspondence should be sent to 201 Outerbelt Dr., Columbus, OH 43213. We invite you to explore how we can help you achieve your financial goals during our operating hours from 9:00 AM to 6:00 PM, Monday through Friday. As we continue to advance in technology and customer service initiatives including online banking and mobile payment options we remain dedicated to ensuring that everyone has access to the financial resources they need. Our commitment extends beyond banking; we actively participate in community outreach programs and partnerships that uplift those around us. We invite you to join us on this journey! Experience firsthand the benefits that come with being part of Telhio. Whether you're looking for personalized banking solutions or want to engage with your community through outreach efforts, there's a place for you here. For more information or to become a member today, give us a call at 614-221-3233 or visit our website at Telhio. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more? Give us a call at 614-221-3233. Our friendly team is here to help! We invite you to stop by our branch today your financial journey starts here at Telhio!

Nearby Landmarks and Accessibility

Situated near major roads and local landmarks, our location is easy to find. If you're in the area for shopping or dining, swing by to see us! We offer ample parking, ensuring that you can park with ease when you visit. The branch is fully ADA compliant, featuring ramps and accessible entrances so that all members can enjoy our services without any hassle.

Operating Hours and Services

At Telhio, we value your time. Our lobby hours are from 9:00 AM to 6:00 PM on weekdays, making it easy for you to fit banking into your busy schedule. While we don't have drive-thru banking or ATMs available at this location, our dedicated staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 201 Outerbelt St for all your financial needs, if you need to send official correspondence, please use our mailing address: 201 Outerbelt Dr., Columbus, OH 43213.

Member Eligibility

Becoming a member of Telhio is like joining a close-knit family that truly cares about your financial well-being. If you're living, working, worshipping, or attending school in our community, you're likely eligible to join us! We welcome individuals from all walks of life and believe that everyone deserves access to quality financial services. At Telhio, we prioritize our members' needs by offering personalized banking solutions and a supportive environment. To learn more about the specific eligibility criteria, feel free to check out this page for detailed information. Opening an account is a straightforward process; simply visit us at our branch located at 201 Outerbelt St Columbus Oh 43213 or give us a call at (614) 221-3233. Our friendly staff is here to guide you through every step of becoming part of our wonderful community. We're excited to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services help streamline your daily operations. Imagine easily processing payments from customers without the hassle. Our services allow you to focus on what you do best running your business while we take care of the transaction details. Whether you're just starting out or looking to expand, Telhio at 201 Outerbelt St Columbus Oh 43213 in Columbus, OH is here to partner with you. Connect with us today at (614) 221-3233 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we offer robust solutions through our business banking services. From merchant services that facilitate smooth transactions to tailored business loans, we are here to support your growth and success in the community.

Credit Cards and Rewards

For everyday spending, consider applying for one of our credit cards with rewards. These cards not only help you build credit but also earn points that can be redeemed for travel, merchandise, or cash back making each purchase even more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Telhio Operations Center, we provide advanced online and mobile banking features. You can manage your accounts anytime from anywhere using our user-friendly app or website. With options like e-statements, mobile payments, and person-to-person transfers, handling your finances has never been easier. While we do not currently have ATMs on-site or drive-thru service, we ensure that all members have access to reliable cash withdrawal services wherever they are.

Get In Touch

If you're interested in learning more about how we can assist you with any of these services or if you have questions about becoming a member, don't hesitate to reach out! Call us at (614) 221-3233 or visit us at our branch in Columbus, OH. We're here to help you navigate your financial journey every step of the way. Explore all that Telhio has to offer by visiting us online at https://www.telhio.org. We look forward to serving you!

Personal Banking

We understand that managing finances can be daunting, which is why our personal banking services are designed to offer simplicity and flexibility. You can open checking and savings accounts that fit your lifestyle, allowing you to earn interest while keeping your funds secure. For those considering larger purchases or investments, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. If you're thinking about homeownership, take advantage of our mortgage loans and refinancing services. Our team can guide you through the process, ensuring you find the best rates and terms suited for your situation. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options provide a lifeline when you need it most.

Digital & Online Banking

Key Features

Our digital banking experience includes electronic signature authorization, making it simple for you to complete transactions without needing to visit a branch. You can also opt for e-statements, allowing you to manage your statements digitally while helping the environment. If you're always on the move, our mobile application has got you covered! With features like mobile payments and person-to-person transfers, sending money or paying friends has never been easier. Simply download our app and start managing your finances with just a few taps on your smartphone. We prioritize your security with advanced measures in place to protect your personal information. You can bank with confidence knowing that both our online and mobile platforms are designed with safety in mind. At Telhio, we aim to provide you with easy access and real-time account management so that you can focus on what truly matters your life. Whether you're checking in on your accounts or making a quick payment, we're here to support you every step of the way.

Financial Strength

A Growing Member Base

We're excited to see our community grow, as evidenced by our total share accounts standing at 158,906. This growing member base reflects the trust that individuals place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 201 Outerbelt St Columbus Oh 43213 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation and Growth

Our commitment to you extends beyond basic banking services. With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $6,139 in used auto loans and $1,119,318,566 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Members’ Savings Are Secure

Your savings are our priority. Members' funds are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $49,313,109, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $-1,285,432, which allows us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 267 full-time employees and 5 part-time employees who are dedicated to serving you with knowledgeable support.

Solid Financial Health

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $902, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used one, we have options tailored to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. We understand the challenges faced by businesses today and are committed to supporting your entrepreneurial journey.

Credit Lines and Personal Loans

For those looking for flexibility, our total credit lines amounting to $448,741,626 provide an excellent option for managing expenses. Additionally, we offer unsecured credit card loans, giving you access to funds when you need them most. These flexible terms can help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you feel confident in your decisions.

Refinancing Options

If you're interested in refinancing any of your existing loans, we encourage you to explore our eligibility options available at http://www.telhio.org/membership-overview. We're here to work with you and find the right solution that suits your financial situation. At Telhio, located at 201 Outerbelt St Columbus Oh 43213, Columbus, OH Columbus, we are dedicated to providing personalized service and competitive rates. If you have questions or need assistance with any of our loan products, don't hesitate to reach out at (614) 221-3233 during our operating hours from 9:00 am - 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Telhio