Teachers Credit Union Wading River NY | Quick Personal Loans & ATM Access

Introduction

Welcome to Teachers Credit Union at our Wading River branch, located at 6257 Route 25A, Wading River, NY 11792. Since our establishment in 1952, we have been committed to serving our community with trust and reliability. Our membership has grown to an impressive 476,608 members who benefit from a wide range of financial services tailored to their needs. At Teachers, we understand that your financial goals are important. That's why we proudly manage total assets of $9,817,494,290, ensuring that we have the resources to support you. With total deposits reaching $392,268,098, our members can rest easy knowing their savings are in safe hands. Our dedicated team of 867 employees, led by CEO Brad Calhoun and Board President Timothy Southerton, is here to provide personalized service every step of the way. We offer various products including auto loans, mortgages, personal loans, and credit cards with rewards designed for every lifestyle. Whether you need help with a new vehicle or are looking for ways to consolidate debt, we've got you covered. We also have an ATM on-site for your convenience and shared service center availability for partner credit union members. While members can visit us at 6257 Route 25A, official correspondence should be sent to the same address. If you're ready to explore what we can do for you or have any questions, feel free to call us at 631-698-7000. Visit our website at Teachers Credit Union for more information or to open an account online. Join us today and experience the difference at Teachers Credit Union where our members come first!

Branch History & Mission

Community Impact

Over the years, we have actively engaged in various community outreach initiatives aimed at supporting local causes and organizations. From sponsoring educational programs to participating in charity events, we are dedicated not only to serving our members but also enhancing the lives of those around us. In line with modern advancements, we ensure that our services are accessible through online and mobile banking platforms. Our digital tools make it easy for members to manage their finances from anywhere at any time a testament to our forward-thinking approach while remaining rooted in community values. While you can always reach us at 6257 Route 25A, official correspondence should be directed to the same address as well as inquiries through phone at 631-698-7000. Join us today at Teachers Credit Union and experience firsthand how we can help you grow financially while contributing positively to our vibrant community. Your journey toward achieving financial wellness starts here!

Our Mission

At Teachers Credit Union, our mission is simple yet profound: we strive to empower our members with the financial tools they need to achieve their goals while fostering a sense of community and support. We believe that everyone deserves access to quality financial services tailored to their unique circumstances. This dedication drives us to offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. As part of our commitment to service excellence, we are proud of our partnerships within the community. Our shared service center allows members from partner credit unions access basic transactions like deposits and withdrawals right here at our branch. This collaborative spirit underscores our belief in working together for mutual success.

Branch Location & Accessibility

Nearby Landmarks

Situated in scenic Suffolk County, our branch is close to notable spots like the stunning Wading River Beach and the charming local shops dotting the area. This makes it easy to swing by for your banking needs while enjoying everything our vibrant community has to offer.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you have banking errands during the week or need assistance on the weekend, we've got you covered.

Parking and Accessibility

We understand that ease of access is important. That's why we offer ample parking right outside our branch, making it hassle-free to drop in. Our facility is ADA-compliant, featuring ramps and accessible entrances so everyone can visit without worry.

Services Offered

At Teachers Credit Union, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you. We also provide online and mobile banking for those who prefer digital solutions. Plus, with ATM availability at our location, accessing cash is quick and easy! While members can visit us at 6257 Route 25A, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have any questions or need more information about our services, please don't hesitate to call us at 631-698-7000. Come visit us today at Teachers Credit Union in Wading River we look forward to helping you with all your banking needs!

Member Eligibility

Becoming a member of Teachers is like joining a caring family where your financial needs are prioritized. If you live, work, or attend school in the local area, you're already on the path to membership! We welcome individuals from various backgrounds and encourage you to experience the benefits of our community-oriented services. Not only will you gain access to competitive rates on loans and savings accounts, but you'll also enjoy personalized support tailored just for you. To learn more about specific eligibility requirements, feel free to check out our detailed guidelines at . Ready to take the next step? Opening an account is simple just visit us online at https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 698-7000. Our friendly team is here to help you every step of the way! You can find us at 6257 Route 25A Wading River Ny 11792, and we can't wait to welcome you into our Teachers family!

Business Banking & Commercial Services

At Teachers, we understand that every business has unique needs and challenges. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're a startup or an established company, our commercial loan options can provide the financial support you need to grow. Imagine being able to invest in new equipment or expand your storefront without the stress of overwhelming costs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify your payment processes. Imagine having the ability to accept payments easily, whether online or in-store, allowing you to focus on what truly matters growing your business. Located at 6257 Route 25A Wading River Ny 11792 in Wading River, NY, our team is ready to partner with you for success. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Convenient Access and Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we provide Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on our user-friendly app. Additionally, our ATM & Cash Withdrawal Services ensure easy access to your funds when you're on the go. We also support basic shared branch transactions for partner credit union members, making banking even more convenient.

Credit Card Options and Business Banking

Our Credit Cards with Rewards program offers great benefits that can enhance your purchasing power while earning you rewards for everyday spending. Whether it's cashback or travel points, you'll find value in every swipe. For entrepreneurs and small business owners, we offer robust Business Banking solutions, including Merchant Services and Business Loans. Imagine having a partner who understands the challenges of running a business and is there to help you succeed.

Engaging with Us

At Teachers, we're committed to making banking simple and accessible for everyone in Wading River. If you have any questions about our services or want to learn more about how we can help you reach your financial aspirations, feel free to give us a call at (631) 698-7000. We look forward to serving you! Explore all that we offer by visiting us online at Wading River or stop by our branch today! Your financial success starts here!

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts tailored to fit your lifestyle. Whether you need a basic account for daily expenses or a high-yield savings option, we've got you covered. Imagine having the peace of mind that comes with knowing your money is secure and accessible whenever you need it. When it comes to financing, our Auto Loans & Vehicle Financing options make purchasing your next vehicle easier than ever. With competitive rates and flexible terms, you can drive away in the car of your dreams without breaking the bank. For those considering home ownership or looking to refinance, our Mortgage Loans & Refinancing services will guide you through every step of the process. Picture yourself settling into your new home with affordable monthly payments that fit your budget. If you're facing unexpected expenses or wish to consolidate debt, our Personal Loans & Debt Consolidation options provide the support you need. It's all about helping you regain control of your finances.

Digital & Online Banking

Key Features

One of the standout services is our 24/7 Online Banking access. This means you can check your account balance, transfer funds, and pay bills whenever it suits you no need to rush to the bank before closing time! Our platform also supports E-Statements, allowing you to receive your statements electronically. Not only does this reduce paper clutter, but it also ensures that your financial documents are easily accessible and secure. For those who prefer mobile banking, our Mobile Application offers a complete suite of features right at your fingertips. From making Person-to-Person Transfers to using Mobile Payments, you can manage your transactions on the go with confidence. Plus, our app includes an Electronic Signature Authorization feature, making it easier than ever to sign documents securely without needing to visit a branch. Security is a top priority for us. We use advanced encryption technology to keep your information safe while you bank online. You can rest easy knowing that every transaction is protected. Whether you're checking your balance, setting up automatic payments, or transferring money to friends, our digital banking services provide convenience and peace of mind. Join us at Teachers today and experience the ease of modern banking!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 6257 Route 25A, Wading River, NY 11792, we are dedicated to providing you with a reliable banking experience that you can trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 942,543, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Teachers is your trusted partner. Visit us at 6257 Route 25A or call us at 631-698-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562095749 in used vehicle loans and $259965626 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles, making it easier than ever to find a payment plan that fits your budget. Additionally, refinancing options are available should you wish to lower your monthly payments or interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $479184173 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering solutions that work for you. At Teachers Credit Union, we pride ourselves on being more than just a lender; we're your partner in achieving financial success. For more information about our loan offerings or to discuss eligibility options, please call us at 6316987000 or visit our website at Teachers Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $1497493451, helping you take the next step toward owning your dream home. Our team is dedicated to guiding you through the mortgage process, from application to closing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $96901070 in loans helping members manage their finances effectively, our credit cards come with benefits that fit your lifestyle. Whether you're looking for rewards or just need a safety net for unexpected costs, we have options available.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results that empower users to find the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can significantly impact financial outcomes for borrowers. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Teachers

Type of Loan Offerings

Personal Loans