Teachers Credit Union Stony Brook NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers, your trusted partner in financial well-being since 1952! Located at 1113 N Country Rd, Stony Brook, NY 11790, we have proudly served our community for over seven decades. As a member-focused credit union, we prioritize your needs and strive to provide personalized financial solutions tailored just for you. With a robust membership base of 476,608 individuals, we are dedicated to helping our members achieve their financial goals. Our total assets stand at an impressive $9,817,494,290, which reflects our commitment to stability and growth. In addition, our total deposits amount to $392,268,098, showcasing the trust our members place in us. At Teachers, we offer a variety of services designed to empower you financially. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our loan portfolio includes over 185,190 loans and leases, ensuring that whether you're looking for a new vehicle or financing for your dream home, you'll find the support you need with us. Our leadership team is committed to fostering a culture of trust and transparency. Under the guidance of CEO Brad Calhoun and Board President Timothy Southerton, we work diligently to maintain our financial health and community focus. With 867 employees ready to assist you, we're here to ensure your experience is seamless and enjoyable. While members can visit us at our branch location in Stony Brook for face-to-face service or ATM access any time, official correspondence should be sent to 1113 N Country Rd, Stony Brook, NY 11790-1907 if different from our main address. So why wait? Explore how Teachers can help you thrive financially. Visit us online at Teachers FCU or call us at 631-698-7000 today! Your future starts here with Teachers where our members come first!

Branch History & Mission

Commitment to Innovation

As we move forward into a digital future, we remain focused on enhancing our member experience. Our branch offers modern conveniences such as online banking, mobile payments, and e-statements all designed with your needs in mind. We prioritize accessibility for all members by ensuring compliance with ADA standards and continuously improving our services based on member feedback. While members can visit us at 1113 N Country Rd Stony Brook Ny 11790, official correspondence should be sent to 1113 N Country Rd, Stony Brook, NY 11790-1907. Our operating hours are designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Additionally, we offer ATM availability for convenient cash withdrawals.

Join Us Today!

At Teachers, we invite you to be part of our story. Experience firsthand how a credit union can make a difference in your life while contributing positively to the Stony Brook community. For more information about becoming a member or exploring our services further, please contact us at (631) 698-7000 or visit us online at Teachers FCU. Join us today and start benefiting from all that Teachers has to offer!

Our Mission

Our mission is simple yet profound: to empower our members through quality financial services while fostering a strong sense of community support. We believe that everyone deserves access to financial resources that help them thrive. Whether it's through personal banking services like checking and savings accounts, auto loans, or credit cards with rewards, we aim to meet the diverse needs of our members. In addition to providing essential financial services, Teachers is deeply committed to community outreach. We actively participate in local events and initiatives that uplift those around us. This dedication not only strengthens our ties within Stony Brook but also enriches the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

At Teachers, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. We want to make sure your experience with us is smooth from start to finish.

Nearby Landmarks

Nestled in the heart of Stony Brook, our branch is close to local favorites like the scenic Stony Brook University and the beautiful Avalon Park & Preserve. If you're out running errands or enjoying a day in town, popping by to manage your banking needs has never been easier!

Operating Hours

We know life can get busy, so we offer flexible hours to meet your needs. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Whether you need assistance during the week or prefer a Saturday visit, we're here for you!

Services Offered

As a full-service credit union, Teachers provides a wide range of banking options tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM access available right at our branch, accessing your funds is quick and hassle-free. If you have any questions or need assistance, feel free to give us a call at 631-698-7000. Our friendly team is ready to help! We invite you to stop by our Stony Brook location today your financial journey starts here!

Member Eligibility

At Teachers, we believe that joining our community means becoming part of something special. To become a member, you'll need to meet a few simple eligibility requirements. Generally, if you live, work, or attend school in the area around 1113 N Country Rd Stony Brook Ny 11790, you're likely to qualify! Additionally, we welcome family members of existing members, making it easy for your loved ones to enjoy the same benefits and services. Being a member at Teachers means gaining access to personalized financial solutions tailored just for you, as well as competitive rates on loans and savings accounts. Ready to take the next step? Opening an account is straightforward! You can find all the details you need by visiting our eligibility page at . If you're looking for more information or have any questions, don't hesitate to reach out to us at (631) 698-7000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on running your business. Imagine accepting payments effortlessly while gaining insights into customer behavior. Whether it's mobile payments or online invoicing, we offer solutions that make financial management easier for you. Let us partner with you on your journey to success at 1113 N Country Rd Stony Brook Ny 11790, Stony Brook, NY. Your vision is important to us, and we're here to help turn it into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that running a successful operation requires efficient financial tools. Our business banking services include merchant services and business loans, ensuring you have the support needed to grow your enterprise.

Connect With Us

Ready to experience all that Teachers has to offer? Our friendly staff is here to help answer any questions you might have about our services or how we can assist you in achieving your financial goals. Call us at (631) 698-7000 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. Discover how we can help simplify your banking experience today!

Credit Options

Life can be unpredictable, and sometimes you need extra funds for unexpected expenses. That's where our personal loans and debt consolidation services come into play. We also offer credit cards with rewards programs that give you more value for every purchase you make.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Teachers provides robust online and mobile banking options. You can easily check your balances, transfer funds, and pay bills from anywhere using our mobile app or online platform. Need cash? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch.

Personal Banking Solutions

For individuals seeking reliable banking options, Teachers offers various personal banking services tailored to your lifestyle. Our checking and savings accounts make it easy to manage your money while earning interest. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind.

Shared Branch Services

We also extend our services through shared branching partnerships, allowing members of partner credit unions to perform basic transactions like deposits and withdrawals seamlessly at our location. This feature makes banking even more accessible for everyone in our community.

Digital & Online Banking

At Teachers, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere, ensuring that you're always in control of your financial health. One of the key features available at Teachers is our user-friendly online banking platform. You can log in at https://www.teachersfcu.org/ to view balances, transfer funds, pay bills, and much more all with just a few clicks. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. We also provide e-statements, allowing you to go paperless and keep track of your transactions without clutter. Want to make payments on the go? Our mobile payments feature lets you handle transactions right from your smartphone. And don't forget about our mobile application! It puts all the power of online banking directly in your pocket. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. Just enter their details, and you're good to go! Security is a top priority for us at Teachers. We use advanced encryption methods to protect your information, so you can bank with confidence. Whether you're checking balances or transferring funds, rest assured that your data is safe. In summary, digital banking at Teachers is all about convenience, security, and ease of use. With everything from mobile payments to e-statements available at your fingertips, managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $33,275 in used auto loans and $6,294,741,296 in total loans and leases available to support your financial goals across various sectors.

Growing Membership Trust

With a total of 942,543 share accounts, our growing member base trusts us with their finances. This trust empowers us to invest further into the community and enhance the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 1113 N Country Rd Stony Brook NY 11790 or call 631-698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance with $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Strong Financial Position

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We provide flexible terms and conditions to meet your needs, whether it's for a shiny new model or a reliable pre-owned vehicle.

Credit Lines

Need access to funds for unexpected expenses or planned purchases? Our total credit lines amount to an impressive $4,577,444,000. This option allows you to borrow only what you need while maintaining control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing your dream home.

Refinancing Options

If you're considering refinancing any existing loans, we can help! Our team is available to discuss eligibility options that may lower your payments or improve your financial situation. Whether you're interested in auto financing, mortgages, or credit lines, our knowledgeable staff is here to assist you at every step. For more information about our loan products and services available at Teachers, feel free to reach out at (631) 698-7000 or visit us at 1113 N Country Rd Stony Brook Ny 11790 in Stony Brook, NY. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, trust Teachers for all your lending needs!

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky, but our unsecured credit card loans provide a safety net. With a total of $96,901,070 in loans helping members manage their finances effectively, you can enjoy flexibility without worrying about collateral.

Loan Aggregator

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Teachers

Type of Loan Offerings

Personal Loans